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n <br /> 0ni N oo <br /> - -I <br /> v M -s C_ m <br /> o . °� � w zrn rvm <br /> °om O o0 <br /> C- 0) <br /> Z Oz 0 <br /> 0 A yW oz <br /> W <br /> mEnrn - D r-> Mc <br /> ° cn - P <br /> m 0 Tl <br /> a 0 �� Z <br /> 0 o N <br /> 0 z <br /> 0 <br /> e,,ter....n.'d:..g p:a■■,,. .......:.,. <br /> EverBank <br /> [Name] <br /> Post Closing <br /> [Attention] I1-NEN RECORDED,RE'!'URN 7'O <br /> 301 W.Bay Street FIRST AMERICAN MORTGAGE SERVICES <br /> [Street Address] 1100 SUPERIOR AVENUE,SUPIE200 <br /> Jacksonville,FL 32202 CLEVELAND, OHIO 44114 <br /> [City, State Zip Code] NA770NALRECORDING <br /> [Space Above This Line For Recording Data] <br /> Loan No.: 1222043697 <br /> 1."l lei MIN: 100063412220436975 <br /> DEED OF TRUST <br /> c, a o o&7 <br /> DEFINITIONS <br /> Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br /> 13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> (A) "Security Instrument"means this document,which is dated November 30,2012,together with all Riders <br /> to this document. <br /> (B) "Borrower"is JOEY F.URBANEC AND LAURA J. URBANEC, HUSBAND AND WIFE Borrower <br /> is the trustor under this Security Instrument. <br /> (C) "Lender" is EverBank. Lender is a Federal Savings Association organized and existing under the laws <br /> of the United States of America. Lender's address is 301 W.Bay Street,Jacksonville,FL 32202. <br /> (D) "Trustee"is First American Title Insurance Company. <br /> (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br /> solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br /> Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone <br /> number of P.O.Box 2026,Flint,Ml 48501-2026,tel. (888)679-MERS. <br /> Nebraska Deed of Trust—Single Family—Fannie Mae/Freddie Mac Uniform Instrument Form 3028 1/01 <br /> MFRS Modified <br /> The Compliance Source,Inc. Page 1 of 14 Modified by Compliance Source 143O1NE 08/00 Rev.04/08 <br /> www.compliancesource.com 02000,The Compliance Source,Inc. <br /> 1111111IIIII1111111111 Inn 11111IIIII11111IIIII1111 OHM 1111111111111111111 1111 111111111111111111111111111111111111111111111111 <br /> * 1 2 2 2 0 4 3 6 9 7 — E B 1 4 3 D 1 X X — 1 — 1 4 <br />