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201211145 9.Protection of Lender's Int�avt in the Propetty and Rights Under this S�urity Instrum�t.If (a)Bonower fails to perform the covenants and agreements contained in this Security Inshvment, (b)there is a legal proceeding that might sigaiflcanUy affect Lender's 3ntecest in the Properly and/or rights under this Securlty Instrument(such as a proceeding in bankruptcy,probate,for condemnatian or forFeiture,for enforcement of a lien which may attain prlorlty over this Security Instrument or to enforce laws or reguladons), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's lnterest in the Properly and dghts under th9s Secudty Instrument,including protecting and/or assessing the value of the Property, and secudng and/or repairing the Properly. Lender's acHons can include,but are not limited m: (a) paying any snms secured by a lien which has priodty over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys'fees to protect its interest in the Property and/or rights under Wis Security Instrument,including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not llmited to, entering the Property to make repairs,change locks, replace or board up doors and windows, drain water from pipes,eliminate bu9lding or other code violations or dangerous conditions, and have utllities turned on or off.Although Lender may take action under this Section 9,Lender does not have to do so and is not under any duty or obligation to do so.It is agreed that Lender incurs no flability far not taking any or all actions authorized under Uris 5ection 9. Any amounts disburs�by Lender under this SecHon 9 shall become addidonal debt af Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable,with such interest, upon notice from Lender to Borrower requesting payment. If this Security Inshwnent is on a leasehold, Bocrower shall comply with all the provisions of the lease.If Bonower acquires fee flde to the Property,the leasehold and the fee Htle shall nat merge unless Lender agrees ro the merger in writing. 10.Mortgage Iasurance.If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insuiance in efFect.If,for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such inc�rance and Borrower was required to make sepatately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiwns required to obtain coverage substantially equivalent to the Mortgage Tnsurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Moctgage Insurance previously in effect, from an alternate mortgage insw'er selected by Lender. If substantially �]uivalent Mortgage Insarance coverage is nat available,Bonower shall continue ta pay to Lender the arnount of the separately designated payments that were due when the insurance caverage ceased to be In effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in llen of Mortgage Insurance. Such toss reserve shall be ' non-refundable, notwlthstandtng the fact tl�at the Loan is uldmately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve.Lender can no longer require loss reserve payments if Mortgage Insurance coverage(in the amaunt and For the perlod that Lender requires) . prov9ded by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance.If Lender required Mortgage Insurance as a condidon of making the Loan and Bonower was required to make sepacately designated payments toward the premiums for Mortgage Insurance, Borrawer shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mottgage Insurance ends in accordance with any wrItten agreement between Borrower and Lender providing for such terminaHon or until terminaflan is required by Appllcable Law.Nothing in Uus Section 10 affects Bonower's obligation to pay interest at the iate provided in the Note. Mortgage Insurance reimburses Lender (or any enflty that purchases the Note) for certain losses it may incur if Borrower does nat repay the Loan as agreed. Bonower is not a parly to the MoRgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in Force from time to tune,and may enter into agreements wiW other parties Wat share or modify their risk,or reduce losses.Tttese agreements are on terms and conditions that are sadsfactory to the moctgage insurer and the other party(or parties)to these agreements.These agrcements may require the mortgage insurer to make payments using any source of funds tLat the mortgage 3nsurer may have availabie(wlrich may include funds obtained from Mortgage Insurance premiutns). 92285634 0086307519 N�RASKA-Single Family-F�nle Mae/Freddle Mac UNIFOFLIA INSTRUM6JT WITH M97.5 �-6A(N�coaio� Page 8 of 15 i�K��s:�� Farm 3028 1/01 �