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201211145 work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration in a single payment or in a seties of progress payments as the work is completed.Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds,Lender shall not be required to pay Borrower any interest or earnings on such pmceeds. Fees for public adjusters, or other third parlies, retained by Borrower shall not be paid out of the insurance procceds and shall be the sole obligation of Borrower.If the restocaflon or repair is not economically feasible or Lender's security would be lessened,the insurance proceeds shall be applied to the sums secured 6y this 5ecurity Instrument,whether or not then due,with the excess,if any,paid to Borrower.Such insurance proceeds shall be applied in the order provided for in Section 2. If Sorrower abandons the Property, Lender may file, negotiate and settle any availahle insurance claim and related matters.If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim,then Lender may negotiate and setde the claim.The 30-day pedad will begin when U►e noflce 3S given. In either event, or if Lender acquires the Property under SecHon 22 or athenvise, Borrower hereby assigns to Lender (a) Borrower's rights to any iusar'ance proceeds in an amount not to exceed the amounfs unpaid under the Note or this Securily Instrument,and @) any other of Borrower's rights (other than the right to any refund of unearned premiums paid by Borrower)under all insurance policies covering the Property, insofaz as such rights are applicable to[he coverdge of lhe Properly.Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Securlty Inshvment,whether or not then due. 6. Otxupancy. Borrower shall accupy, establish, and use the Property as Bonower's prindpal residence within 60 days after the execution of this Securlty Inshvment and stiall continue to occupy the Property as Bonower's principal residence for at least one yeaz after the date of occupancy,unless Lender otherwise agrees in writing, which consent shall not be unreasonably wlthheld, or unless extennating circumstances exist which aze heyond Borrower's control. 7. Pre�vation, Maint�ancx and Protection of the Property; Iaspections. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Properly. Whether or not Borrower is residing in the Property, Bonower shall maintain ihe Property in order to prevent the Propetty from deteriarating or decreasing in value due to its condiHon. Unless it is determined pursuant to Section 5 tltat repair or restoration is not economically feasible, Boaower shall _ prompfly repair the Property if damaged to avoid further deterionflon or daznage. If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property,Borrower shall be responsible for repairing ar restoring the Property only 3f Lender has released proceeds for such purposes.Lender may disburse proceeds for the repairs and restoration in a single payment or in a sedes of progress payments as the work is completed.If the insurance or condemnation proceeds are not sufticient to repair or restore the Property,Borrower is not ceHeved of Borrower's obHgation for the completion of such repair ar restoration. Lender or its agent may make reasonable entrles upon and inspeclions of the Property. If it has reasonable cause,Lender may inspect the interior of the improvements an the Property. Lender shall give Boirower notice at the time of or prior to such an interlor insp�dan specifying such r�sonable cause. 8. Borrower's Loan Application. Bonower shall be 3n default if, during the Loan applicaflon process, Borrower or any persons or entities acWig at the direction of Bonower or with Borrower's knowiedge or consent gave materially false,misleading,or inaccurate informaHon or statements to Lender (or failed to provide Lender with material information) in connecflon with the Loan. Material representatioas include, but aze not limited to, representaHons concerning Borrower's occupancy of the Praperty as Borrower's principal residence. 92285634 0086307519 NEBRASKA-Single Family-Fennle MeeJFreddle Mac UIdIWRIN INSTRUMBV'f WITF�M_9i,S �-6A(NEa Wsto) Page 7 of 15 inrc�sis:�� Fortn 3028 1 f07