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201210949 <br /> 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extensiun of the ciine for p�yment or <br /> modification of�unortization of thc suma secn�ed by lhis Security Instnunent grenYed by Lendor to Borrower <br /> or any Succeseor hi biferest of Barrower ahall not operaYe Yo release the liability oP Borrower or any <br /> Sucoeasors in Interest of Bon�ower. Lendec shall not be requireci to comtnencc procecciings agvn.sC any <br /> SuccEssor in Interest of T3orrower or to rcfitso tu oxte�md Iime Por paymenf or otherwise inodify amor6aation <br /> of the surns securcd hy thie Sect�riCy Instrument Uy xeaeon of n�ry demand made by the oxiginal Borrower or <br /> any Successors in Interest of Borrower. Any forUevance Uy Lende��in exercising any rlgl�t or remedy <br /> including, without liinitation, Lendar's aoceptancc of pap�ienta &oin Yliird persone, entities or Successors in <br /> Interest o£Boerower or in amounte lese 6han[he amoi�nt then due, shnll not be a waiver of'or preclude the <br /> exercise of any right or ren2edy, <br /> 13. Joint and Several LiabiliYy; Co-signers; Successors and Assigns Bound. Boirower a�vcnanEs and <br /> agrees lhat Bon�owex'a obligationa and liabilitiy shall be joint and sevcral. Ilowovcr, auy Borrower who <br /> oo-signs thia Security Instswneut but does not executo tUc Notie(z "oo-signer"): (a} is co-signing thie <br /> Seetu'ity Iustruuient only to mortgagc, granti and eonvey the co-signer's inCerest in the Pxoperty under flie <br /> terms of tl�ie Swurity InsleuvienC; (b)is nnt personnlly obligatied tio pay the swns seoured by this Sccurity <br /> I�istrumene; and (c) flgrees that Lender end auy other C3oa�rowcr can agrcc to extend, modify, £oxbear or malce <br /> any aocominodations with rega�d to the tcrms oP thia Security Instcuruent or the NoYe without the co-signer's <br /> consent. <br /> SuUject to the provi5ions aP Scc�ion 18, any Successar in Iirterest of Borrowar who asswnes }hxrower's <br /> �bligntionF imdor thie Security Instrument in wriYing, and is approved by I.ende�', shall obtain all oP <br /> Borrower's ri�fs an$benefits under Uris Secuxity Insh�tittnent. Borrower shall noC be released from <br /> Borrower's obligakions a�id liability under thie Security InsCeun�enu imleas Lender agrees to such release in <br /> writing. The covenants and a�comcnLs oPthis SeouriCy Instrwnent ehall laind (except as provided in Seefion <br /> 20)and Ueuefit the suocassors nnd Assigns oPLender. <br /> 14, Loan Charges. Lender may ch2rge Barrower fees for services performed in wunection w�th Borrowcr's <br /> defaxilt, 'for the purpose of proYecting L,ende�'s interest in tl�c Property and righCs imder this Security <br /> Instrmnent, iududing, but not limited to, attorneys' �Pees, properLy iilspecYion and valuafion fees. In regard t�o <br /> any otl�cr fcc,�s, the absence of express anthority in this Seem'ity Ivstirtunent to cl»rge a specific fcc tu <br /> Borrowex shall not be construcxi as a prohibition on the charging o£snch fec, Lcnder may nol charge fees <br /> Uiat are expressly prohiUited Uy Chia Securify Inatrumenti or by Applicable Lnw. <br /> If Yhe Loan ic suUjecC to a 1aw whicl� sets ma�ciinuin loan charges, and that l�w ie finally interprated so that <br /> the i»terest or othcn�loan chargea oollected or to be collected in connection wi11i the I,oan exceed the <br /> pern�itled limiCs, then: (a) any such loan charge sha�ll be reduced by the amount nce cFsary Co reduoe Che <br /> chnrge to �kie permitted liinit; and(U) any smne alroady collected fron�Borrower whioh�oeeded permitted <br /> liuuta will Ue refunded to Borroeoer, Lenc{er may choose to make thie refund by reducing tlie principal owed <br /> undea the NoCe or by maldng a direct paymeut to Borrowen If a refiuid reduces principel, thc rednclion wi11 <br /> be tre�ted�s a partial�repayment withont a�ry prepaymont charge(whether or not a pxepayment chazge is <br /> provided for under the Noh;). Borrower's accept�noe of nny such refund made by direct payment to <br /> Borrowcr will conatiCuCe 1 waiver of nny xight of�tction Borrower might have a�•ising out of�uch ovcreh��ge. <br /> 15. Notiees. All noticcs given by Borrower or Lender in conneotion with lhis Security Instz�tiuneuC nn�st be in <br /> writiiig. E4ny notice Co Borrower in connection with this Secuiity Hisfrument yhalll�e dc�il�ed to have been <br /> given to Borrower wl�an mailed Uy first class me�il or whcn achially delivered Co Borrower's notice nddress if <br /> sent by othar me�ns. Notice to tury onc Borrowee shall oonstitute nodico to nll Borrowers unless Applioable <br /> Law expressly requires otherwise. The notice address shall be the Property Address unless Borrowcr has <br /> zaaoaisz <br /> NEBRASKA-SIn91e Femily-Fannie!A aelFretldic W oc UNIfO RM INSTRUM MT Form 3028 1/01 <br /> VM P C; VM P6(NE1(71061 <br /> WoNers Kluwer Flnanolal Sorvioes Pape f1 of 17 <br />