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201210890 contixiue Yo pay to Lender the amount of the sepa�'ately design2Ced payments that were due when the insnraxice coveraga ceased to be in eff'ect. I.ei7der will accept, use zud retain these payments as a tzon-reiitndable loss reserve in li.eu of Mortgage Insur2nce. Such loss reserve shall Ue non-refundnble, i�iotwitbstanding Che fact that the Loui is ultimately pflid in fUll, aud.Lender ehall noC be required Yo pay Borrower any interest ar eu'nings on siu;h losa reserve. Lendec can no loug�r xequire loss i eserve payments if MorYgage Insurance coveragc (in the�nounf and for the periofl ihaC I,ender requires)plrovided Uy an insurei selected by Lender again beeomes available, is obtained, and Lender requires sepu�ately dcsignnted paynients toward thc��reiniums for Mortgage Iiisuruice. If Lender xac�uireci Moxtgage Insurance as n condition of nlaking the Loan and Borrowc�r was required to m�lce separately design�ted payi�nenta Yoward tUc premiums for MorCg2ge Ineurance, Borrower shall pay the pi emiums required fo maintain Mortgage Instu�nnce in eftect, or to provide a non-re£undeble lQss reserve, until Lender'.s rec�uiremc��t 1or Mortgage Insurence ends in accordance with any writtcn agieement batween Borrower and Lender providing£or such tertnination or nntil termination is required by Applicable Law. Nothing in ELia Section 10 affects Rorxower's o6ligntion to pay intei�est at' Lhe rate provided 'u� tl�o Note. Niortgage u1s�u�ance reiinburses Lender (or any entity Yhat purchases the Noie) for certain losses it may inom if Boirower does not repay thc Lozn as agreed. Borrower is noL ap�rdy to the Mortgage Histiranae. Mortgage ii�sLuu�'s evaluate tl�eir total rislc on nll such insurancc iu foroe from tiine to 6n7a, and may cnter into agreei�ents with other parties thnt ahu e or modify thcir risk, or rednce losses. These agrccmenEs are on terms �nd conditioivs thtit 1re snEisfactory to tU,e mor6gage insurer and Ylie oCher p�arty (or parCies) Co these agreements. Thase agreements may reqcuro flie morEgage insurex to make�ayments iising¢ny sotuce of funels that the mortgage insuxer may hace available(which may includc funds obtained from Mortga�;e lnsivance preiniums). As n result o£thesc agreetnenta, Lender, uYy pLurohaser nf the Notq another insurer, any reinsLu-er, any other entity, ox any afPiliate of any of'the foregoing may receiv�(dirceCly or indirectly) �mouuts tl�at clei9ve from (or might Uc chaxacterized ns) a poxl:ion of Borrower's paymenta for Mortgage Insmaz�ce, in exchange f'or shu�iug or niodifying themort'gage insurer's risl�, or redncing losses. If such agrcemenf provides tlia�C an affliat:e of Lende�takes a sh�re of Ehe instiirer's risk in exchange for a share oPthe preiniwns paid to the insiuer, the a�rangement is often termed"clpLive reinsurance." Fm`[her: (a) An.y sach agreements will not affect t7ic amoimts thrt]3orrower l�ns agreed ta pay for Mortgnge Insurance, or nny other terrns of the Lo�n. Sueh ngreeruents will not increaSe tlie amuttnt ]Borrower will owe for,Mortgflge Ins��rance, and they will not entitle Borrower to any refuud. (b) Auy such agreements will noC aCfect thc riglits Borrower has -if a�ry-witli respecC to Hie Mortgage visnrnncc�undor Ehe IIomcorviiers ProCection Act of 1998 or uny oClier law. 'These i�gliCe mag include fhe iTghf Co receive ccrtain disclosnres, to reqi�est and obtain cancellntion uf the Mortgagc Tusia�•xnce, ta]�ave the,lM1orCgago Eustnrance termiva[ecl ainton�utic�lly, a�nd/nr Co recoive a rcf�,ind of�ny Mortgage Insurance praninms that were nnenrned at the tiine of suc}t canceLLaHon or termint�tion. 71. Assignment of M iscellaneous Proceeds; Forfeiture. All Miscella�ieous Yrocccds sire hereUy assigned Yo a�id shall be paid to Le��der. If'the Prope�'ry is damaged, such Miseellaneous Prooeeds ehttll Ue applied to reshoxatiou or repair of tlic Propezty, if d�e restioration or rapair le econoivically FeesiUle and l.ondcx's seeurity is not lessened. Dnring such repair and restoration period, Lender shall have the rig6t tn liold auch Miscellaneotiis Proceede tmlil Lender has had aa� opporLunity to inspc3ct snch Property to ousure the work l�as beeu compleCed to Lendex's znoastae NE6RASKA-9inglo Famlly-Fannle Meelh'reddla Mac 11NIFORM IN9TRUMENT Fo�m 3020 1101 VM P� VM PB(NE)(110fi) W olte�s IQinaeY flnanclsl Servlaes Page 9 of 1]