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201210795 <br /> 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment ar <br /> modification of amortization of the sums sec��red by this Seciu-ity Insm�ment�,nanted by Lender to Borrower <br /> or any Successor in Fnterest of Borrower shall xiot operate to release the liability of Borrower or any <br /> Successors in Intesest of Borrower. Lender shall not be xequired to commence proceedings against any <br /> Successor iia lnterest of Borrower or to refuse to eXtend time for paysnent or otherwise modify amrn�tizalion <br /> of the sums secured by this Securiry Instrumeart by reason of any demand made by the original Soxrowet or <br /> any Successors in Interest of Boirower. Any forbearance by Lender in cxercisiag any right or remedy <br /> including, withouT limitatian, Lender's acceptance of payments from third�ersons, entities or Sucsessors in <br /> Interest of Borrower or in amounts less than the amounf thcn due, shall not be a waiver of or preclude the <br /> exercise of any right or remedy. <br /> 13. Joint a�d Several Liability; Co-signers; Successors and Assigns Bound. Borro�ver covenants and <br /> a�ees that BonoRrer's obligaCions and liability shall bejoint and sevaal. However, any Borrower who <br /> co-signs this Security Instniment but does not execute The Note(a"co-signer"): (a) ia co-signing this <br /> Seciuity Instrtxment only�to mortgage, �ant and conva�khe co-signer`s interest in the Pxopeaty undec the <br /> ierms of t1�is Security Instrument, (b) is not personally obligated to pay the sums secured by this Security <br /> Inshwnent; and(c)agrees that Lender and any other Borrower can agree to eYtend, modify, forbear ox make <br /> auy acconvnodationy with regaxd to the terms of this Securitq Instrument or the Note without the w-signer's <br /> eonsent <br /> Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's <br /> obligations under tUis Security Instrument in wiiting, and is approved by L.euder, shall obtain all of <br /> Borrower'g rights and benefits imder this Security Instzument. Borrower shall aot be released from <br /> Borrower's obligalions and liabllity under Ehis Security Ivs[rument unless Lendex agrees to such xelease in <br /> writing. The covenants and agreemems of this Security InsYnunent shall biad(except as provided in Section <br /> 20)and benefit the successors and assigns of Lender. <br /> 14. Loan Charges. Lender may eharge Borrower fees for services performed ut connection with Bonower's <br /> default, fox the purpose of protecring Lendzr's interest in the Pxoperty and rights mider this Secnrity <br /> Instrument, including, but not limited tq attomeys' fees; property inspecrion and valuation fees. ln regard to <br /> any other fees, the absence of express aUtholity m this Seouiity Instruraent to charga d specifie fee To <br /> Borcoar�shall nof 6e construed as a prolvbition on the ahazgzng of such fee_ Lender may not charge fees <br /> that are exgressl�=pxohibited by this Security Tnstrument or by Applicable Law. <br /> If the Loan is subject to a law which sets ma�mum loan charges, and that la��is finally interpreted so that <br /> the interest os other loan chazges collecYed or to be collected in eonnection with the Loan exceed the <br /> permittcd limits, tYeen: (a)any such loan chazge shall be Yeduced hy the amount neces.aary tp reduce the <br /> charge to the permitted iimit; and(b) any surns already collected from Borrower which exceeded pemutted <br /> Ivnits w'Lil be refunded to Borrower. Lender may choose fo make this refuud Uy reducint the principal owed <br /> under the N ote ox by making a dixect payment to Boirower. If a refund reduces prineipal, the reduction w�ll <br /> be treated as a pertial prepayment without any prepayment chazge(whethcr or not a prepayment charge is <br /> provided for under the Note). Bqrrower's acceptance of any such refund made by clirect payment to <br /> Borrower will constitute a a�aiver of any right of action Barrower might haue arising out of such overcharge. <br /> 15. N of iCes. All notices given by Borrower or Lend�-in comiection with this Security Instrument inust be in <br /> v,aiting. 9ny notice to Borrower In connection��ith this Securiry Instruinent shall be deemed to have been <br /> given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if <br /> sent by other means. Notice to any one Borrower shall consfitute notice to all 13orrowers imless Applicable <br /> Law expressiy req�uzes othetwise. The notice address shall be the Property Address uule9s Borrower has <br /> 24002464 <br /> NFBRASKASingle Fanily-Fannie Mze✓Freddie Mac 11NIFORM INSTRptdENT Form 3028 U01 <br /> vm a C vnn Ps(N�j�i i os� <br /> W oliers Kluwe:Financiak Servic=s Page t i of 1"/ <br />