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201210454 designated a substitutc nolice acidre,ss by noCiae lo Lencier. Borrower shall�ronlptly notify Lender of Borrowcr's change of nddress. If Lender specifies a procedure for reporting Borrower's change of acldress, theu Borrower shall only report a change oP address Uu ough that specified procedure. There may be ou(y one desigvated notice ad<hess mider this SecLuiiy Insuuinent at any one time. Auy noticc to Lender sha11 be given by cieliveriug it or by mail'rng it by flrst class mail to Ldndce's addre:ss sYated herein unless Le��der has dcsignated anothcr address by nofiee to Borrower. Any nofioe ni oonnection with this Sccuri(y Insiruinen[shall not be deemed to heve been given to Lender until actually received Uy Lender. if auy notice required by this Security Inst�Lmient is also required under Applicable I,aw, thc App]icaUlc I.t2w requirement will satisfy the corresponding requirc,�nent imcior this Seeurity Inat��iuneuC. 16. Governing Law; Severability; Rules of Construction. 'fhis Scu�rity Inslrumein shadl be govcrried by �Federallaw and tho]hw of Lhe jiuisdic0ion in which the Property ie located. .411 xights and obligatione coi�taincd in this Secm�iLy H��slnunent ue enbject to any iequil�einentis uid liinitiations o�£tlpplicable L�w. Applicable Lnw might explicitly or iinplicitly a11ow the parHes to agree by contract or it might bo sileirt, buC such silence shall not Ue construed as a prohibitiot� againsC agreemenf by oonhnck. In the eveiit ChaC any provision or clauso of tliie Sccurity Instrument or the Note conflicts with Applicflble Law, such conPlict sha71 not affeoC othar provieiona oP this Semvity InsU'wnent or tlie Note which can Ue giveu effect without thc conflicting pi'ovision. As uaed in th[s Secucity Instru�nent: (a)words of the mascidinc gcndcr skall moau�nd inoluc{e oorresponcling neuter words or words of thc feminino gcnder; (b)words iu lhe singulnr shall menn�nd inchtde fhe plurAl and vicc vcrsa; and(c) thc word"may" gives sole discretion without any obligation to t�ke any action. 17. Borrower's Copy. Sorrower shall Uc given one eopy of fhe Nole atid aF tlus Seourity Instrument. 18. Transfer of the Property ar a Beneficial Interest in Borrower. Ae Lued in this Scction 1R, "Interest in fho Property" uicans any legal or baneficial interesl in Che Properly, including, but not limited to, those beneficinl interests transferred in a bond for deed, conlract 1br deed, iustalhnenC sales contract or escrow agraement, tihe intent of which is the transfe� of tiUe by Borrowcr at a fuY�vo date to a p�irchescr. If all or uiy part of'tile Property or any Inteeest in thc Property is sold or h•ansferrcd(or if BorPower is noC a natura1 person ancl a boneficial inferest in Borrowec is sold ox tranafexred) without Leuder's prior t��itten eonsent, Lender may requira immediata payment in htll of a11 sLuns seciued Uy tliis Secnrity]vskmnent. However, Chis option ehall not Ue exercised Uy Le��cler if suoh cxorcisc is prohibitod Uy ApplicaUlc Law. If Lender exercises Yhis option, Lender sliall give Borrower notice oF acceleration. The notice sliall providc a period of not lesa flian 30 days fi�oin the date the notico is givcn in aca�r�ianoo with Scction]5 within whioh Borrowcr uii�t pay all smi�s secured by lhis Secnrity Instrumen[. If Borrower falls to pny these eim�s prior to the expiraGon o£tliis period, Lender may invoke airy ramedies pennitteci by tliis Secmity InsYrmnent without fiuther notice or demand on Rorrower. 19. Borrow er's Right to Reinstate After Acceleration. If Borrowcr u,ccts certain a»,ditionn, Borrowcr shall havc�tl�c right to h�ve enPorceinent of this Seeucity Instrument disconrinued at�ny time prior tio the earliest o£ (a) &ve deya bePore anle oP the Property pursLiavt to any power of'snle contained iu fliis Secucity InetrwnenC; (b) such oCher pariod as ApplicaUle Law mighl specify for tlie tennination of Borrower's right to reinstala; or (c) entry of a,judgment ei�forcin�tltis Security Inst��umcnt. "I'hose conditions.are tl�at}3orrower: (a)pays l,ender all sume wl�ich til�cn woulcl be due wider Chis Secw'ity IneCrmnent�mci the Note ae if no acceleration had 000urred; (b) oures any default o£nz�y other covenants or agxeeu�ents; (c)pays All expenses ineurred in en£orcittg this Seourity IusYrumeut, incluciing, but noC licnited to, reasonable aCtorueys' fees, property iuspection and vahtation fees, anci othcr fecs ino�u�red for kl�c purposc of protecting 1,�ndce's interest — --------�------- -------- 2A00299� NEBkASKA-Single Famlly-F�nnie M ae/FreAdie Mac UNIFORbi INSTROh7 FNT Form 3026 1/07 VM P O VM R6(NE)51106) Woltors I(luwer Financial SarVices Pags12 of'I'/