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<br /> required b�RESPA, and Borrower sha11 pa��� Lender the amount neces�ary to make up the de�cYency�n
<br /> accordance wi�h RESPA, but in na m�re than 1�monthly payments.
<br /> Upon payment�n full of a11 sums secured.b�this Security In,strumen�, Lender sha11 promptly refund t�
<br /> � Barrawer any Funds he�d by Lender.
<br /> 4. Charges: Liens. Barrower sha11 pay a.x�taxes, assessments, charges, fines, and impasitions attrihutab�e�a
<br /> �ie Proper�y which can attain priarity o�er�his 5ecuri�y Instrument, leaseho�d payments ar graund ren�s on
<br /> xhe Properr}�, if any, and�ommuni.ty Assocxat�on Du�s, Fe.�s, and Assessments, if any. To�he ex�ent�,h.at
<br /> these items are Escrav�Items, Barrawer sha1l pay them xx�t�ae manner pravided in S�ction 3.
<br /> Borrov�er sha�1 promp�ly discharge any�ien which has pr�ority over this Se.�ur�ty Lnstrument unless
<br /> B�rrow�r: �a} agrees in wr�ting to the paymen�of the obiiga�ion secured hy the�ien in a manner accepta�le
<br /> to Lender, bu�on.1y sa l�ng as Borrawer is performing suCh agreement; �b}contes�s�he�xen in good faith by,
<br /> or defends against enforcement nf�1i��ien in, 1ega1 proc,�ed�ngs which in Lender's opiruon op�rate to pre�ent
<br /> �Yie enforcem�nt of�he Iien while th�se pro�eedings are pending, hut only unti� such pr�ings are
<br /> concluded; or�c} secures fram�he ho�der of the l�en an agreement satxsfactary to Lender subordina�ing the
<br /> lien�o this Secwrity Instrument. If Lender determines that any par�of�h�Proper�y is subj�ct ta a lien which
<br /> can attain priarity a�er�hi�Security Instrument, I.�nder may give Barrawer a no��ce iden�ifying�he li�n.
<br /> �Vithin 1�days of the date an which that notice�s given, �rrower shal,� satisfy the lien or tak�one ar mare
<br /> of xhe actions set farth abo�e in�his�ct�on 4.
<br /> Lender may require�arrower t�pay a one-time charge for a real es�ate tax Weri�icatian andlor reporting
<br /> ser�rice used by L�nder in connection with this Loan.
<br /> 5. Property �nsurance. Barrower sha��ke,ep the improWements now exist�ng or hereafter er��ed on�h�
<br /> Property insured against Xoss by �re, hazards included wi�hin the�erm "e��ended co�erage," and any ather
<br /> hazards inciud�ng, but not 1imi�ed ta, earthquakes and floods, far which I.�nder requires iin.surance. This
<br /> insurance shail be maintained in the amounts(including deductibXe�e�rels�and for the periods tliat Lender
<br /> requires. 'V�hat Lender r�quires pursuant to t�ie pr�cedi�ng sentences can chang�during the term of the Loan.
<br /> The u�suranc,e r.arrier pravid�ng the insurance sha.11 be�h.osen by Bonower subject to Lender's ri.gh�to
<br /> d�sapprave Borrower's choice, �vhich righ�sha�l not be exer��sed unreasvnably. L�nder may require
<br /> Borrower ta pay, in cnnnecti�n with this I,nan, ei�her: ���a one-�im�charge for flood zone determina�ion,
<br /> certif cation and tracking serv�ces; or(b}a one-��me charge for flaad zan�deternrunation and cer�ificatinn
<br /> ser�ices and subsequent charges each tune remappings ar s�milar changes occur which reasonab�y m�gh�
<br /> affect such determination ar�errifica.tion. Borrower shall also b�res�ansible for the payment of any f�s
<br /> �mposed by the F�deral Emergency Management Agency in connectian with the re��ew of any flaad zane
<br /> de�ernunatian resu�ting from an object�on by�orrower.
<br /> If Borrovv�r fails ta maxntain any of�he c,a�erages describ�d abo�e, L.�nder may obtain insurance�o�erage,
<br /> at Lender's option and Bvrrower's expense. Lender is under na obligation�o purchase any particular type ar
<br /> amount of caWerage. Therefore, such ca�erage sh��co�er Lender, but might or might no�pro�ec�Borr�wer,
<br /> B�rravv�r's equ�ty in the Propert►y, or�ie contents af�he Pr�perty, against any risk, hazard�r Iiability and
<br /> might pra�vide greater ar Iesser co�erage thax�was pre�iausl�r in effect. Barra�ver acknowledges that the cost
<br /> of the insurance ca�erage so ob�ained might sigxufcant�y exce�i th�cost of insurance that Borr�wer could
<br /> ha�e abtained. Any amounts disbt�rsed by Lender under this S�.�ction S sha1.�became additional.debt of
<br /> B�rrower secured by�his 5�curity Instrument. These amounts shall bear interest at the Nate ra�e from the
<br /> date of d�sburs�ment and sha11 be payable, with such interes�, upon notice from Lender to Barrawer
<br /> reques�ing payment.
<br /> NEBRASKA-Single Family-�anrne Mae�Freddi�Mac UNfFORM fNSTRUMENT Form 3D28'f1�1
<br /> VMP� VMP6{NEy(1105}.OD
<br /> Wolters Kluwer�cRancial Services Page 6 of 17
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