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201210372 required 6y RESPA, and Borrowcr shall pay Co Lender tl�e amount neceseuy to mal<C np t1ie deficiency in acaordance with RESPA, but in no tnore Chan 12 mc�nthly payinentis. Upon payinent ni fttll of all sums seoured 6y Ihis Sccurity Ii�sUtiunent, Lendex shall prompCly refund to Borrowcr any Fund9 held by L ender. 4. Chargos; Liens. Bor��ower shall pay all t�vices, assessmente, charges, fiiiea, aud impositions etCribntable lo the Property wl�ioh eaai attaiu prioriYy over this Security I��struinenf, loaaeho1d payments or giround renta on the Property, if any, and Commuuity Assooiatton Dues, Fees, nnd Asaesemenis, if a�ry. To the extenti that these items are L'sorow Itcnis, Borrower shall pay them in tihe lnanner provided in SecLion 3. Borrower sl�all promptly discharge any lien which has priority over this Security I�intrumont unless Borrower: (a) ag�ees in writing to the paytnent of the obligation sccurcd Uy tlie lien in a manner acceptable Co Lendor, Uut only so 1ong as Rorrower is perfonning such ageeeuient; (b) oontcafs the lien iiT good faith by, or defende against enforoement of thc ]icn in, legal proceedings wluch in Lender'a opinion operafe to prevent the enforceinanti of Yhe lien while those proceeclings�re panding, Uut o�ly nuTil euch proceediuga nre concl�ided; or(c) secLtres froin tha haldar of the lien an agteemeut satisPactory to Lender subordinating the lien Co lliis Sectuiiq InFtriuncti�t. Tf T,ender determines tliat u1y part of the PinperLy is subject to a lic�� wl�ich oan attein priority over this Security Itistrumcnt, l.ender inag give Borrower �notice idenrifying Lhe lien. Witlun 10 d�ys of'fl�e d�tte on which thal nokice ia givcn, Borrowe� sl�all satisfy the lien or take one or more of the actions sek fortli abova'in this Section 4. Lender nuty require Borrower to pay a one-time eharge for a real eetato tax va��ification aaid/or reporGng scrvico uscd l�y Lende�' in eonnecrion with til�is Loan. 5. Property Insuranee. Rorrower shalllwep 11ie improvements now existing or hereaRer erecled on the Property inseu�ed ngninsC loes by fire, hnzards includcd within fhe term"extended coverage," and any other hazards iucluding, Uut not limited to, eaxthquakes tmd lloods, for wl�ich L,cn�de��requires insw�ance. This inyurance sl�all be maivtainecl in Yhe au�ounts (including deducrible levels) and Por 11�e poriods that Lender re�uiros. What Lc�idc��reqLiires pursnant to the piecediug sentences cui chtuige during the term of the Loun. The insur�nce carrier providing thc insurancc sha11 Ue chosen Uy Borrower subjecC to Lender'a right to disnppirove Borrower's choice, whioh righl shall nuC be exercised unrcaeonaUly. I.ender may reqnire Borrower to pay, in connection wit}i diie Loan, either: (a) a one-Ume oharge£or Plood zono dctermivation, certification and Lracking aervices; ox (b) a onc-tim�chargc for flc�od�one deternrii�tion aud certiitication services and suUsequent cherges ench tune rem�ppiugs or siuvlar ohanges occ ur which rcasonably might affect such determination or certiticakion. Borrower shall also be responsiUle for fhe payinent of any fees ni2posed by the Federal Lmergc�icy Mana�;ement Agency in connection witli the reviaw of any flood zone determination rasulring from an objectiori by Borrower. If Barxower fails to maintain viy of the wveragea dascribed above, Lender may ohtain insurancc covarage, at Lender's opGon and Borrower's expense. Lender ie tmder no obligation to pi�rchase any particular typo or amowit of'coverage. Therefore, such coverage sha11 cover Lender, but might or might not protect Dorrower, Borrowcr's cquity in tl�c Pro}ac�'ty, or the contents of tl�e Proparty, agaiust any risk, haztud or liability and mighC provicle greater or leaset ooverage tlien was previously in ofPect. Boirowcr ac7mowledgw that flte cost of tlie insurance coverage so obYained tnight eignificnntly exceed the coet of ineurance that Borrower conld Uave oUtait�ed. Any amounts disUursed Uy Lender under thi9 SecHon 5 sl�all Uecome additional debt of Borrowet secured by this Security InslnunenC Tl�ese amotmte shall bcar interest at the Note rato from flie date of disbw�seinenC ancl shall be payable, cvith auch interest, upon notioe from Lender Co Borrower requesting payment. 24002956 N[6RASKA-Sin�lo Fain ily-Fannle M ao/FredAio M ac UNIFORM MSTRUIe1�NT Form 30Z0 1!0 I VMP� VMPB(NE)(1106) Wol�ers Kluwer financlal Servlces Paqc 6 of 17