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<br /> � ,. '�� �, S. Huua�rd or Pro�erty 1nsurance• Sorn�wer shalt keep the improvemenu now existing or hereafter erect�n the � ��:
<br /> � • property insured�t loss by fire,hazards mctuded within the term "eatended wverrge" und any other fiazards, including �<..:
<br /> �'. �.,', - ftnc�dc ar ttaoding,for which Lender mquires insurance.This insurance shall be maintained in the amounts and for the periods ,
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<br /> � • . that Lender requites. The in.surance carrier'providing the insurance sAall be chasen by Barrower subject ta Lender s approval
<br /> •� ' •'. t` which shall aot 6e unr�sonably withheld. tf Borron�er fails to maintain coverage described abave. I,endes may.at Lendei s
<br />-__ - -=�`°' option,abtain coverage to pmtect Lender's righu in the Properry in accordanrx with para�raph�. ';�`,`��
<br /> . . ;`` ` pU in�urance poiicies and renewals shall be acceptable to l.ender and shail inciude a standard mortgage cianse. ixnder ;�;;_�
<br /> � , shall have the right to hold the poticies and renewals.If Lender tequires.Borrnwer shall promptly give to Lender all reaeipts of ° •:-
<br /> , , � ; ~` paid premiums and renewal notices.In the event of loss,Borrower shall give prompt norice to the msarance rarrier and Lender. -
<br /> ;�a. ��r� ._ lender may make pmof of toss if aot made.promptly by Eorrower. '°�=`'=
<br /> � - Unles.s Lendec and Borrower otherwise agree in writing.insuranse Fmceeds shafl6e applied to mstorarion or repair of the �;�;�.=�`
<br /> � {, . �� if the restoration or is eeonomicall feast6le and Ltittder's secuTiry is uot tessenod. If the restotatioa or _. ..,.
<br /> :«-•.�: ';•. ProPsrty damaged.� �r Y
<br /> �.�;` repair is aot econnmirally feasi'ble m Lender's ser�uity wan[d be less�ed.the insuranae pmceEds sAall be applied to the sums. ��=`�''
<br /> ` secuned by this Security Liswment. whether or not then dae, with anY eaaess paid ta Borrower. [f Borrower abandans the � ':
<br /> ,�:::, � Property,or dces not answer within 30 days a naiice fivm Lender that ti�e inrnran��riiei has offe�ed[o setde 8 C�aim.theu � M;
<br /> __ - - i e n d e r may co l lert me insurnnce pm c e e d�. L e a d e r m a y u s e t h e p ro ce a�l s s t o r e p a s o r re s t o r e t h e P ro p e r ty o r t o p a y s u m s �._,_,=e�.:
<br /> `->;':- .' • secuted by this Sucuriry Instramen�whether or aot then due.The 30-day gr�ai�i aril}&egia when the nnti�e is give�. -
<br /> _ IInlcss l8nder and $orrawer otherwise agree in writing, anY a�i 3�ion of proceeds to pri�capat shal! nat extend ar _
<br /> �' pastpone the due date of the a�outhly payments refernd w in paiagiaphs 1 and 2 mr c�ange the a�u�of th�pay�nts.:If _
<br /> t..,.�`�.,• . ` .. u�er parag�ph 2! the Pmperty is aaquired by L�ettder.Borrower s righi to aay instnaute polici�and piaceeds�iting from , .
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<br /> < . `-.,;, da�e w the PropertY Paor to t�e aoquisition shaU pass to Lender ta the extatt of the sams secured by this Secenx�ty-I�uu�at -
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<br /> iramediately prior to t6e aequisition.
<br /> - •. . 6.Uocopaucy.Pteservatloa,Matnte�aace and�'eMect�on of the Property,Borrower's I.oan Appllc�iton;Lrasd�olat�. -_
<br /> � '� �,` �'` Borrower shall oaupy,establish.and use the PmAertY as Borrower's principal residence within sixty days aRer the ex�on of ���
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<br /> ..�...�:•,: .�.,�.' this S�urity Iasuumeat and shall caatinue to ocaipy the Properey as Borrower's principal resideace for at least one year after �;.-�
<br /> ;•�`•��� � ' th$date of oaupancY.unless Lender othecaise agrees in writing,w6ich oonsent s1m11 not 6e unreasonabty aridtheld.or unless �_`�--
<br /> . i •.,S y, damage or impair the �-="-
<br /> . extem�abng circxm� exist which are beyond Borrower's oontrol. Bomnwer s6a11 not des�o
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<br /> . � .�, .,.., -r Propeity.allaw�e Property w deteriorate.or commit waste on the Pcnperty.•Borrovler shall be in defaaIt if aay forfeiWre
<br /> . . •,.;s��.. a�ion or pr�g,whether civil or criminal,is begun tbat in lrea�r's gaod faith judgment oontd resnit in forfeiture of the. `
<br /> , •.;� Pr or ot�vise materially impair t6e lien created by tt�s Seausty Inst�meat or Leader's se,curity interest.Bonuwer tnay _--
<br />_ '�€, °PeriY -
<br /> . . . .{ care s�cc�a de�it and reinstate,as pnuvided in paragraph H8.bY causing the action or pmceeding w be dismissed with a zuling .�_m.o
<br /> - , � ;r.;�; tl�at, in i.endes s gaod faitb determinadon. preclades forF�imre of the Borrower's inierest in the Property ar ot6er material t.--"
<br /> .'..::?;.�:: impaimtent of a?ie lien c�eated by this Security Instmment or I.ender's security interest. Borrower shall also be in defanit if -_
<br /> ; . " �''�,� Bomuwer.during tb$loan appiication process;ga�►e materiaUy false or inaccurate infom�ation or statemeats to Lender(or failed = _
<br /> . ., �.'•°7�. to provide Lender with any material infotmatioa)in oonnertion with the to�evide�sced by thc�YuE�.�actudtng.but Aoi linsitc3 �—-
<br /> . , ." to.cepresentations conceming Borrower's oavpancy of the Prope�sy ss a principal residence.If this Security Instmment is on a �:—
<br /> . .• ;. � . . leasehold, Bomnwer shall comply arith all the pmvisions of the lease. If Horrower aoquires 4'ee dtte to the Property. the t ...M
<br /> � "`'`� leasehotd and the fee tiHe shall not merge untess l.ender a�ees w the merger in writing.
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<br /> � ' S�'#�` ?.PruYe�ttzxi oi L.e�der's It�gbtts in tite�perty.If Borrower fails to perfoaa the covenaats and agt�ements oontained ia -
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<br /> ,�: . .'`��': this Sacurity I�s-ament,or there is a t viceeding th�t may significandy affect i.eader's rights in the ProFerry(such as a
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<br />'�.'.•;;;,L;; .. ... :.'.:;��, procceding in banlwptcy,piubate.for oondemnation er E�i-�'eiture or w enforce laws or regalatio�s).then LeaWer may do and - ---
<br /> ;f�'"r��';::": �'". . Pay for whatever is necessary w pmua the value of tt�L�kopenY and Lender's rigiits in the Properiy.�adet's actions may --
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<br /> `�t`,�,,`� . . �`�;�;t�; incfude paying aay sums seaued by a tien afiic6 ha9 priority over this Security Inshument. aPpearin8 in oonrt. PaYing . _-
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<br /> , � � ���: reasonabte attomeys f�s and entering on the PropettY to make zePaizs.AlthongU Lender may taFce action uader this paragraph `- '-
<br />:�;;•, �. .. �� 7.Lender daes nnt i�ave w do so.
<br />±uSi��a. . . Apy g�ptlats disbwsed by Lendei under lhis p1T'd$IFSph 7 shall beoome eddltional debi Of B0lrowei SeCU�d by fhiS �
<br /> �'�`'`:; � Ser�rity Instn�ment.Udess Bortower aad Lender ag�e ut•other teims af paymen�t�ese amounts shall bear imerest tram the =_�
<br /> ��� . �;;; date of disbursement at the Note tate and�a11 be payable. with intenst. npon rmtice frocn Ixnder to Borrowet neqaesting ;.'
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<br /> �=:; .�; ' .` , 8.Mort�age ansuranae.If Leader required mortgage insurance as a wndi6on of malcing tI�el,len seca�by this Secartty �_
<br />��;i. [n�itiment, Bormwer s�all pay the premiums required to maintain the mortgage insaranae in effect. If. for any re�on. the ��_-
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<br />-t,.,,,: : �: ,, . � �uuetgage Lnsurance wverage req�tired by I.ender lapses or ceases to be in effect.Borrower shall pay the picmiums requlred w ;r;,-
<br /> , , � obta�n oovera�substantially equivalent to the mortgage insurance pr�vioasly in effed,at a eost substantially equivalent to the .=._.
<br /> ,jt':�c;;s�. ; aost to Boma��zr of the mortgage insu:aace previously in effect,frut�an altemate mortgage ia�uer appmvad by lr�der.If �^=
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<br /> s�hstantially e q u ivsileni mort�ge insurance coverage is not availablc.�orrower s1�a11 paY to i.eader ea�mo�h a sum equal co �'�
<br /> , c�taeffth of the yeuly mortgage insuraaoe pnemium being paid Ey 8onower wh�the insuraace coverage lapse�or ceased to ��`
<br /> � .:'� � �� •.'�. ' be in effect.Lender will accept.use and retain these payments as a loss teserve in li� of mortgage insuranee. Loss reserve
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