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<br /> . �f4 4 ��i,+� � ��.and �``
<br /> . ;�`"< ts now or hereaRe�ete�ted on the pmperty.and all e�emen�ap�urt" e
<br /> • TOG�HER i�fH atl the impmvemen
<br /> � ��'` fixtures now or hereafter a part of the pruperty. All teplasemeats and additios� slu�ll also be oovere� by this 5ecurity �� � •
<br /> � .•o-: ` Insmimem.AU of the foregoing is refened to in this SecuritY I�suument as the'PropertY•" .,r,..�
<br /> . , �_ . SORROWER COVENAN'fS that Smrower is lawful�y seised of the estate hereby oonveyed and has the right to grant and "
<br /> - convey the Property and tbat the ProPerty is une°cumbered•except for encumbrances of rewrd. Borrower warrants and wi11
<br /> -...��� defend genera3ty the tiQe to Ehe P�vperty ag�inst al!claisns and demands,su6jact to any encumbrances of record.
<br /> .,,,,.,
<br /> -- THIS SECIJRI`1'Y INSTRIJNIENT oombiaes uniform�°venants for national use and non-uniform coveaanu with liaritad ``� ;�
<br /> ,; variarions by jurisdiction to consatute a umform sec�rity inswmcnt covering re a I prope r t y '.
<br /> _ UN�QRM COVENANTS.Bonower and L�d�r � �d L�C�� ��wer shall ro 8 ay when due the '
<br /> ` ' 1. Paymettt oP Prindpa!and Wter� PrcFaYm P �F Y P
<br /> F..` .� -� principral of and iaGenest oa the debt evide�ced by the Note and any prepayment aud tate charges due under the Note.
<br /> - ��,' 2. Fands#or Tases and Ins�ance.Subiea to applicable law or to a written waiver by I.ender.Borrower shal!pay to _ _�-_
<br /> �•,f_�
<br /> - ;,,��`�c � L e n d e r oa the da y monttil Y P a Yments are c�.e under tfie Note.untii tiie Nots is paid in fisll.a sum!°Funds")for.(a)Year1Y taaes ':,;r;.
<br /> and assessments whicb may ausin priority ocer this Security In�°°ent as a lien on the Propercy;Q�)Yeaily l�ald payments -.
<br /> .�. � � or ground�ents on the Pcopezty,if any;(c)YeariY daz�ar pmperty msuranoe premium5.(d)Year1Y flood insuzaaoe premiums, : �=
<br />- - if u ry;(e)YeattY moT�SaBe msurance prean�s.if any-�d(fl aaY sums paYable by Borrawer to Lender,in a000idaace vritb 's '
<br /> , ` the prnvisio�s a�f paragraph 8.in lieu of t�paymsnt of mortgage insurance p*Pm�.T h e s e i t e m s a r e c a l l e d°F�c r o w I t e m s." -
<br /> �`_, s ', I�uder may, ��y time.collect and hold Funds in an amount noi ta exoeed the maaimum amount a lender for a fede�atly _
<br />-_ . � �: •r. ietarad�ortg��Yoan may s�ciire for Bonawer's escroW a�unt ar.��ar the federal Real 8state f�**��Praaedures Act af ;::.f t,;;
<br /> � Y9�4 as amended fmm time su rime.12 U.S.C.SecEion 26A1 et seq.("RESPA").emless another Iaw that a�p9nzs to the Funds .
<br /> _ � LtIII �sr
<br />__ ".'..l! •a 'Y �;•��
<br /> sets a tesset amount.If so,Lender may. at any time. oolIect aud trnld Fuads in an amonnt nnt to exceeQ t�z 8�ser amonnt. ,,,,`•
<br /> ' L�nder may estimate t�te amowit af Funds due au the basis of carier.�t data and reasonable esti�of exper.ditnres of fiuure ,�_. .
<br /> • � .. ' . Fscrow Items or otheiarise in accordance with applicable law. �_ �
<br /> �i', 'Ths Funds shal! be hetd in an institutian whose depnsits aie i�sure� by a federal agency. inMmm�rtj�1L}I.or eariry •�,�;_
<br /> `�t'si;:___�...... _.,_
<br /> (including Lender.if Lender is snch an instiwtioa)os in any Fede�al tIome Loan Banu.Ir.ndes shall apply the Funds to pay the ` ��
<br /> •`r�, <` . :" ,'" Fscrow Items.Lender may not charge Borcower for holding and agKiving the Funds,annually analyzing the cscz+uw aawun�or ��':��;:,
<br /> �,��.,{_r-,�;r....;,: verit}+ing the Escrow Items,untess Lender pays Bomnwer interest c��Fartds and applicable law permiu i�x,�c.4�W make such ":
<br />- .�i'��.�'� a chatge.Ha�z�er.l.eader may tequine Borrower to pay a one-ti�:c*�ge for an independent raa!estate tax re�astina s�vice �
<br /> : v�`, �'ti a t -
<br /> �� ' : used by Ix�tr in co�ection wiW this loan. un2ess aFplicaDle �� pmvides othezwise. QnSas an a�t is ma�e or �r�._
<br /> , � '� �t�
<br /> . � r..-.} �licable law requires urterest to be paid.Lender shall not be requited to pay Borrower any interest ai eamu'�an t�e�s. � ---
<br /> .::.::} � � �orrower and Lender may agree in writing,however.�'har interest shall be paid on the Funds. LRnder sha11 gn+e to Bomower.
<br /> .' ,�;
<br /> - ��ut cbarge. an aanual accounting of the Funds. showing crediu and de6its to thc Funds and the purpose for which eash �, �
<br /> . � debit to the Funds was made.The Funds are pledged as addidonal secaritg for ail sums secused try tbis Seatrity Instrumen� � �
<br /> If the Funds hetd by 1�ender exceed the amow�s pe�i�d to be hetd by appticable law.l.ender shall aocannt to Borrower � :
<br /> ' •` Cm the excess Fun d s in acm c d a n c e w i t h t h e t e q u i r e m e n t s a f a p p l i c a b l e t a w.I f t h e a m o u n t o f t h e F u n d s held b y I.ender at aa y �,_
<br />- ° �.__:_
<br /> � '" • • � a�e is not sufficieat to pay u�e Fscrow Items arhen due.Lender may so nodfy Samnwer in wriring,and.iff sucfi case$orrower E .
<br /> .r�;:��'� ,_�.-��_: ... `>. �pay to Leudec the amount necessary to make up the deficiency. Borrower shall make up t6e defiaertcy in no mor�than
<br /> � ' °i ai I.ender's sole discretion. . � •.�
<br /> , , ta+elve mo�g payments, a
<br /> `: •;: {Jpa1�sugm�em in full of aIl sums•�ared by this Secnrity rn�'^,}„ t. Lender shall pmmptly refund w Bomowes aay �
<br /> • - r-ur.�s held��g Rxnder.If.under para�:.•21.Lend�r shafl acquiie cr sell the Pmperty.LendeT prios W the sicquisidoa ar�n �.-.
<br />-. ,� .. afr t�e Pcr,�. :shaU apply any Funds h�Id by l.ea�.�r�he time af acquisition as.sate as a c�tit agaiast the sums secured by �,,
<br /> � .� ' dvs Secumy fi�tiument. �::-
<br /> ..• �'Zf%��5 ' 3.Ap�Li�ttoa o�Payments.Un[eg�pliczbie 4a�v provides ur�erwisa.all payments received by Lemder ander paragrapha
<br /> ca�
<br /> m.•�
<br /> ' �: •. � L and 2 shall be applied:first,to any Ptv�,sayment charges due und�ehe Note:second.to am�nts payabie under parap,raPh 2: _. __
<br /> . ��� ` � third.w interest due:fuurth.w principal due:and last.to any late cbarges dae under the-Nate. �
<br /> , .�,� ' 4,Cdat'ges;ldens.Borrower shali Qay all taxes.assessments,char�es. fines aad impositions attributabie to the Praperty g=
<br />- - which may attain prioriry over this 5ecurity Instnrment.and leasehold payments os�round rents.if at►y. Borrower shall pay '�.�_==
<br /> , ;•.� : �.,-:-
<br /> : ;,"t`,�•:... : these obligatLOas in the manaer Pravidod in parag�aph 2.or if noi pnid in thsi manner.Horrower shall pay them on time d'uectty �_,,
<br /> . . to the persan awed payment.Bmrawer shall promptiy fumish to 4�uder ail norices of amaunts to he paid under this paragrapb. i -
<br /> � If Barrower malces these payments directly.Borrower shali pmmptly fumish to Len�der receipts evidencing the paymenis. —'
<br /> '. Borrower shall promptly discharge any lien which has prioriry over this Securit5+lnstrument itnless Borrower:(a)aSre��n �- ��
<br />= writing to the payment of the obliga6on secured by the lien in a manner acceptabte to Lender;(b)cantests in good faith the tien ��,'�
<br /> � ` by. or defetPds against enforcement of the lien in;legal proceedings whlch in tRe Lender's opinion operate�to prevent the �:�'.
<br /> � ' enforcement of the lien:or(c)se�.�ures fram the holder of the lien an agreement satisfactory to I.ender subordinating the�ieo to ���.
<br /> • , this Secvrity lnsuument.if Lender detenniacs that any part of the PropeRy is subject to a lien which may attain paority over
<br /> ' this Security Insm�ment,Lender may give Borrower a notiw identifying the lien.Borrowet shall satisfy the lien or Iake one or ��,
<br />= . � � snore of tfie aiAions set forth above within!0 days of the givin�of rtotice.
<br /> �� � Form 8028 9JS0
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