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<br /> � ' 98"'r ����• �.
<br /> s.� S. HerAr�! or Property Ingnra�tce. Horrower shall keep the impmvements aow eaisting or dereafter er�cced on the ��
<br /> � ;�� Property inaured ngainst losa by t3re. hazards included witt►in the tcrra 'eatended covernge'and any othct hamrds, inciudins
<br /> . , ' ;, - flooda or flooding,for wbish Lcnder requirea insurnace.This insutance shall be maintained in the amounta and for�he pedods �'�
<br /> " ;. � that Lender requires. Tho insur�ace cFUrier providing the inaurancc ehall be chosen by Borrower subJect to I.ender's approval ��°
<br /> , , which ahuil rtoi bs unreasonably withheld. I!Bormwer fails to maintain covetage descdbed abovs. l.�nder may. at Lender's =
<br /> ' opNon,obtain coverage to protect Lender's righta W tke Peoperty in accordance witd parngrnph '7. �
<br /> ,' ,.�, AII lnsurance policieg aztd mnewale shall ba acceptable to Lettder and ehtill include a standard mongage clause. [.eader =
<br /> shall have tha right to hold the policies aad renewals. If L,ender requires,Borrower shail pmmptly give to Lender all eeceipts of _
<br /> p�fd premiums and reaewel aoticea.ln the event of losa,Bonower shell give prompt notice to¢hc insurance carrler aad l.ender. �=`
<br /> �>'��� Lender may make pmof of lass if not made promptty by Bormwer.
<br /> UNess l.ender and Bomnwer otheiwise ugree in wdting,lnsurauce proc�eds ehall be applied to restoration or repatr of the
<br /> Property damaged�if the restoradon or ttpair ia ecoaomically feaslble and Lender's se�urlty is not lesseaed.If the restoration or
<br /> ��'"`"° repalr ts not economically feasible or Leader's security would be lessened,the Insw�ance pmceeda sh�l be applied to the swns
<br /> . secuted by this SecurIty Instnuaent. whether or aot then duo. with aay excess paid to Borrower. It Borrower abandons the
<br /> . ' •�,•,� Property,or does not euswer wlthia 30 days a nodce from Leader that the insurance canier has offered to seUle a claim. then �
<br /> " � ' Lr.�tder may wllect the lusurance pruatds. Leadetc may use the proceeds to repair or restore the Property or to pay sums
<br /> ' � sxumd by thia Security Insmunent,whather or aot t�eP.n due.The 30-day period ivil�begin when the noHce is given.
<br /> Unless Lender and Borrower otLerwise agroe ia writing, any application of pmce�ds to principal sLa� not extend or -
<br /> postpona the due date of the monthly payments refen+etl to in paragraphs 1 and 2 or change the amouat of the payments. If
<br /> . .. uuder paragraph 21 the Property ts acqufrzd by Lender.Borrower's right to az►y iasurance policles and pmce.eda cesuldn��from
<br /> damage to t6e Property prlor to the scquisitlon aha11 pass ta I.ender to the extent of the sums secured by tlile 5ecurity Instrument
<br /> �- ' immediately prtor to the acquisitioa.
<br /> 6.Occa�pancy,Pe�servaUon,Mainteuauce and Pe+uta�iou of the Pnoperty;Bormwer's I osn Appllcation;Le�schalds.
<br /> � � Barrower shall oocupy.establish�and use the Propecty as Bomower's prlacIpal residence wtthin sixty days afterthe ex�ition of
<br /> �.'i.,r,� tLis SccurIry Iastrumeat and shaU continue w oocupy the Property as Bormwer's princIpal residence for et least o�year after
<br /> � the date of occupancy,unless Lender uthezwIse ag�+ees la wrldng,which consent shall not be unreasoaably withheld, or unlesa
<br />_`-`�;;��-� eauenuattng cirrumstaacea exist which are beyond Bomower's contc+ul. Bonower shall not destcoy, daua�ge or impair the
<br /> Property,allow the Property to deteriorau.or oommlt waste on the Property. Borrower shaU be in default if any forfeiture
<br /> - � ac t ion or p m e ce d i n g,a h e t h e r c i v i l o r c d m i n a l.i a b e g u n t h a t i n L e n d e r's g o o d f e i t h j u d g m e n t c o u l d r e s u l t i n f o z f e i t z u e a f t h e
<br />-��,�,'.ry Property or atheiwise maurlally impair the lien created by this Securlty Insuument or Lender's securlry iaterest.Somowzr may
<br /> �--=�•y�ti� cure such a default aad reinstate.as pmvided in paragraph 18�by causing the actloa or proceeding to be disaaissed��rItE�a ruling
<br />---__�;�P---.--��— that, in Lsnder's gaad faith deurminaflon, precludes forfeiture of the Barcower's interest in the PropeRy or other matetial
<br />_ _ —'— imp2ilmeffi af t�e lien Ct+eeted by ihls SCCUtiry ILSqvtAeAt oT I.ender's SocuiiiY intecest. BurYUwci a��31 ei�F,� In def�ttli if :
<br />--v_''"!'�1,� Bomower,duting the laan applicadon process.gave maurially false or inacaugte informatlon or atatementa to Leader(or�atlod �
<br /> �°���:�:��i to provide Leader witi�eay materia!£gfo�mation)in coaaxtion with the loan evidenced by the Note.IncIuding,but uat.limited
<br /> W,.•='�:�� to.representatioms ooa�ett�fn8 BormttiQr's va�ncy of the Propecry as a prlacIpal residenoe. Yf this Sxurity Instrnment is on a
<br /> °'°"'�'- Ieasehold, Borrower shalI comply cv�th all tQe pmvislons of the leasc� If Borrawer acquires fee dtle(a tAe Property. the •
<br /> ��_����� leasehold aad the foe title�haU noc aeerge unless Lender ag�rees to the merger in writing.
<br />-�=`�'� 7.Pnotectton of Leuder's R�hZs!n t6e Pruperty.If Borrower fails to pedorm the oovenants and agrsemeats cotitained in
<br /> --:`t:'� �this Security Inst�ument.or there�s:a�legal Pmccedin8 that may significaatiy affect Lender's rlghts in the PcoPerty(sucb as a
<br />-�=-=r� proc�ling in banluuptcy.Pmbate.fur condemnatIon or forfeiture or w enforce laws or reguladons),then L�snder may do and
<br />--�^«� pay for ahatever is necessuy to prntect the valae of the Property and Leader's rigbts in the Propecty.Leader's actions may
<br /> ---� . include paying any sums sccund by a lien which has priorlty over this Securlty instivment. aPPeadng in oourt. PaY�B
<br /> � reasonabic attorneys'fas and enuring on rhe Pmperty to make repairs.Although Leader may teke aclion under thia paragaph
<br />�'� � 7.Leude�r does nos have to do so.
<br /> "'"'�'°� '�� Any amounts disbucsed by Lender under this paragraph 7 shall beoome additional debt of Borcower secured by Wis
<br /> .�— - •''. Secvrlty Insuument. Unless Bormwer aad Lender agree to other terms of pay�ssent.these amonnts shal�beas inunst from the
<br /> ° -- - ' date of dtsbuisemenu at,the Nate rate aad shall 1ie payable.wIth intcrest, upon notice from L$ader Yo Borrower epquesting
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<br /> _., -=� �.�Mortg�ge Iffim�nce. If L�nder required mortgage insurance as a oondidon of making the loan secured by this Secudty
<br /> --�= Insu�ne,nt, Borrower shaU pay the premiwms requ[red to maintain cho mortgage insurance in effea. If,for any ceason,the
<br /> ��.�T.�-- mortg�ge iiAsurana cevernge required by Lender lapses or ceases to be in effect,Borrower sball pay the premiwns ttitqu9rod to
<br /> _,,,,,.,�„_�,�,� obtain r.overage substantially equivalent to the mortgage iasivaace prevlously in effect�at a cost substandally equivalent to the
<br /> —�— cost to Bornower o�ttte raortgage insurana previonsly in effoct, from an alteinaUe mortgage insunr app�vcd by Lender. If
<br /> - -'�� substantially equivaleiit mortgage insurance ooverage is not available.Borrow�r shaU prry to Lender each month a sum equal to
<br /> ���:�� one-twelfth of the yearly mongage insurance premium being paid by Bosrower when the insurance ooverage lapsed or ceaged to
<br />--��� be In effect.Lender wiU accept,use and retain these payments as a loss ceserve in lieu of mortgage insuranx. Loss reserve
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