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<br /> . �;�. TOCiETHER W1TH att We improveiaenta a�w or hereaRer arected on the propertyr.und all easemcnta.appurtcn�nces,fu►d _
<br /> � ,r� flxtumu now or hereafter a pact of the pmparty. All replac�menta ond ndditiona shnll �lso be covered by this Security _
<br /> Insmmtent.All of the foregoiag ia referred to In t�is Securicy Irtsuutnent us the'Property.'
<br /> � `�� BORROWBR COVBNANTS that Bormwer is lawfl►Ily selsed of the estute hereby canveyed and dus We Nght to grant and -
<br /> 4 convey the Property and that the Property fs unencumbered,except (or encumbrnnces af record. Borrower wanaats und witl =
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<br /> detend genernlly the tide ro tbe Property against a11 claims and dcmnnds,subJect to nny encumbrances of record.
<br /> � � � THiS CECURITY 1NSTRUMF.NT corabiaes uniform covenants for nationN use and non-uniform covenunts with limited �
<br /> � ' ° �� veriationa by Jutlsdictlon to constitute a untform security insuumeat covering nal property.
<br /> � UNI�ORM COVENANTS.Borrawcr and I.�ndcr covcnan4 and agre:as foltows: _
<br /> `.....�c�p+,� 1. P�yment of Prtacipoi end Ioftere,st; Prcpayment and Ls►te Charges. Borrower shall promptly pay when due the _
<br /> -.`���'-�---- pr�ncipal of and interest on the debt evidenced by the Note and t�ny prepayment and late charges due under the Note. _
<br /> J 2.F�utds for Taxe�uad IasUraace. Subject to applicable law or to a wrltten waiver by Lender. Borrower shall pay to
<br /> Lender on the day moathly payments are due under the Note,uatU ths Note is paid ia tWl.a sum("Funds•)for:(a)yearly ta�ces
<br /> .�. aad assessments whtch may attain prtority over this Security Insuun�ent as a tien on the Property;(b)Yearly leasehold payments
<br /> . i , � or grou�d rents on the Fropercy.if any;{c)ycarty hau,rd or pc�perty iosuramx premiums:(d)yearly tlood insurance premiums,
<br /> if any;(e)yearly mortgage lnsureace premiums. if aay:and(�any surn�n payable by Borrower to Lender.In acsordance wich
<br /> -'�:'�;:•..: �the provisions of paragraph 8�in fleu of the paymeut of mortgaga insuran.ae premiums.These Items ar�e calIcd'Escrow Itema."
<br />:;:;" • • l,cader ffiay, at any tlme. collect aad hct�d Funrls in an amount rtot to exceed the mauimum amouu�t a Iender for a fefleraity
<br /> related mangage taan znay cequire€or Borrower's escmw aceount under the federal Real Estate Settlement Procedures Act of
<br /> ''-��:;,.;;�"_'; 1974 as arcended from tjme to tlme. 12 U.S.C.Sxtion 2601 etteq.('ItFS�A").unless aaother law that applies t�the Funds
<br />�.�;;';.,r"`, . sets a lasser amount. If so, I,ender may, at aay dme,coUect and hold Fuuds iu aa arrnno�at not to exceed the lesser amount.
<br /> : ��:.:. . ' Lender may estimate the amount of Funds due an the basis of carrent c�iata aad reasoaable estiu�atn.s of expeuditurea of future
<br />_;;';� ; . fiscrow Ioems or otherwlse in accordance with appliceble law.
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<br /> The Fuuds shall be held in an inatItudoa whose�eposita are insured by a federal agency. insavmsntaliry, or entiry
<br /> :,..�,y�,` (iucludIng Lender.if LEnder is such an insdmtIon)or In aa�Federal hume Loan Batt&.Leader shall apply the Funds to pay the
<br />.�;'r;;�..F,;; , Escrow Items.Lender may not charge Borxoaer for holding and epplying the Funds,annually analyzing the escmw account.or
<br />==— � verlfSriag the Escrow Items,nnless Leicder gays�o��ntver interest oa the Funds and applicable law permits Lender to make such
<br /> =�:;"�:�° a e.However�Lender may require�otrower to pay a oae-dme chaage for an iadependent real estate tex ceporting service
<br /> _-...r,:.�(.:), . char8
<br />_.,'�;;_- ased by Leader in connectioa wlth this loan. ualess applicable law prnvides otherwIse. Unless an agrcement is made or
<br /> -�,?�� appliCable law requires interest to be paid,L;ender shall not be reguired to gay Borrower any interest or eamings oa the Funds.
<br /> `�`"-� �arrawer and[,eader may agree in writing.however.that interest shal! he paid on the Funds. I.ender ahall give to Barrow�er. -
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