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<br /> � S. Haaard or Prope�ty Iusurance. Borrower shaU keep�he Improvementa aow exiadag or hereafter erected on the —
<br /> ' property insured againat loss by fire,hazards included within the term 'extended coverage"aztd any other hazards. including
<br /> ` � floods or flooding,for whicb Leader requires tusurance.Thls insurauce shell be maiatafaed in tbe amounts and for the pedoda
<br /> � � that Lender requims. Ttis I�surance carrler providing the inaurance shail be chosen by Borrower subject to I.ender's appmvat
<br /> . wdich ahall not be�iureasoaably wlthheld. If Bortov�er fails to maitttein coverage described above� Lender may, at Lender's
<br /> • � opdon.obtain coverage to protect Ixader's dghts in the Property 1n acoordance with paragraph 7. �
<br /> , All insuranee polieies and c+el�ewala sliall be acceptable to l.eader aad shall iaclude a standatd mortgage clause.i.ender
<br /> ... shtill have the rl�ht to hold tha policles and renewals.If I..ender nequires, Borrower shall prompdy gIve to Lender ell receipte of �
<br /> ' �; paid pnmiw�as and renewal aotias.In the event of loss,Borrowet shall glve pmmpt notIce to the insurance carrter and Lender. !�
<br /> ' j Lender may make proof of losa if not made pmmpdy by Borrowet. E
<br /> ���� . UNesa Leadtr and Bonrower othetwise agree in writiag,insurance p�s shall be applied to restoratinn or repair of We �_
<br /> Property damaged,If the restoratton or repair is ecoaamically feasltible aad Lender's secudty is aot lessened.If the restoration or ;,;-
<br /> '•� "'''""�`;� repair is not eaonomically feaslble or Lender's securlry would be lesseaed.tlte IaRwance procceds shalt be applied to the sums ;;''
<br /> secured by thla Securlty Inatrument,whether or nai then due, with any eacess paid to Borrower. If Borrower abandona che r:'_
<br /> ' .;'i property.or does not answer withiu 30 days u nodc�s from Leader tl�at the insuranoe carrIer has offered to settle a claitn.then =_
<br /> Leader may oollect the insuraase proceeds. Lender�aay use the pra�eds ta repair or restore the Property or to pay sums F
<br /> � secured by this 5ecuriry Inauumeat.whether or not tttan due.The 30-day pertod v�[il begia when the aotIce is given. e
<br /> t Unless Iender and Borrower othernvise a$ree in wrlting. eny application of proc�eds to principal shall aot extend or _.
<br /> �, postpone the due date of the ntoathly payraents referred to in paragraphs 1 and 2 or chan�e the amount of the paymenta. If _
<br /> � under paragraph 21 the Property is acquired by I,eader.Borrower's right to any insurance policies and proceeds resuldng from
<br /> ��: �. , $:
<br /> „ �;- damage w the Prope�y prlor to the acquIeition shaU pass to Ixnder to the extent of the sums sccumd Isy this Security Instrument f
<br /> � immediately prlor to the acquisidon.
<br /> ,, 6.Occupan.ry,Preserratlon, Maintenance snd Protectton ot Rhe Property; Borrower's Loan Appltcatton;I.ease�otds.
<br /> '` Bomower shall oocupy,establish,and ase the Property as Borrowet's ptluclpal residence within sixty days after the eae�ution of
<br /> - this Seciarity insaument and shaU continue to oocupy the Property as Borrower's principal resideace for at least oae year aRer
<br /> ' :-r ' the date of oo�upaacy.unless Leader otherwise agrees ia wriHag,wLich consent shall not be uureagonably withheld.or unless
<br /> ��' �`'',`';�, extemintins �circumstances e.�ist which are beyond Borrower's conuol. Borrcwer shall not destroy, damage or impAir We
<br /> prdperty��llow the Properiy w deieriorete, or commit waste on the Pt�eperty.Borrower shall be in default if any forfeiturE
<br /> " . actton ar,ptpceading,whethes ctvtl or ctitninal, is begun that in Lender's good faith judgment could n�sWt in farfeitiue of the
<br /> � Pioperty as oihetaise matertally impair the liea created by thia SecurIty Insuum.�nt or Lender's securlty intercat.Borrawer may
<br /> !':''t:'.=�,,,: . cuie s�a�ddfault and reinstate.as provlded in paragtaph 18,by causing the acdon or pmceeding w be dismissed wit�a ruling
<br /> "'q,r�^_� �. ����5$COd�ih�ttLT�A.'il�013, gTEC1�f0lfL'�!t!2'E 4� !hC EClTD41G!'S�!!!IC!£SL �t!IhC Pi+QjlEtiy 4!4I�!!'?Dl��°fI81 _
<br /> - . impairm�eat of the lien cceated by this Sccurity Insuument or Lender's secudry interest. Borrower shall also be.in default if
<br /> :'''"•.. : ' gemower,during the loau•eppllcation process.gave materlalIy false or inaaurate information or statemeats w Lahder(or failed
<br /> �'I:.t�'.r' '-'�
<br /> �': '�� w pmvide i�euder with eny maurial Information)in�onnection wlth the loan evidenoed by the Note.including.but not limited
<br />-��*"';':�:���.:. w,c'ePnseutations oonoerning Borrowex's occupaacy of the Propeityy as a priacipal residenoe.If this Security Insuvment js oa a
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<br />-��,,-�:.,. ,;; lease�'So2d: Borrower shall comply wit�t�atl the pr�visiona of tDe lease. If Bomower aalufres fce tid� to the Propesty.the
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<br /> � �"T �' lezseltold afid the fce title shail not merge uniess Lend'r agree.s to tha merger in wrtdn�. �
<br />.�::'�;;'(..,:'.,, ?.Protection oi I.eader's Rlg6ts in the A+opetty.If Borroaez fails to perform the oovenants aad agreements oontained in
<br /> .�.-:;�.c " this SecarIty Insaument. or there is a legal procxoding thai may aIffinificaatly effect L.ender's dghu in the PmpertY (such as a —
<br /> - - .,�}, pmcecd,i�t,g in bankrnpuy.probate,for coademnation or forfeitute or to enfonos laws or regulattons),Wea Lender may do and
<br /> - �° Pay for wbutever is neres.gary w pmiect the value of the Pmpeny and l.eader's rlghts In the Property. L,ender's acdatis moy
<br />=';�;�..'�� include paying aay snms secured by a lien which has priority over this Security Instaameat. aPPearic►8 in oourt, PaYlog
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<br />�R:�;K�_-_� n�sonable auorneys'fxs and entering on tho Property w malce repairs. Although Lsnder may take acHon undcr this paragreph
<br /> ' ":'�'.� 7,Lender dces not have to do so.
<br /> _ -=='-�=s�!� Any amounts disbursea by Lender under this paragrapb 7 sbaU become addittonal d�bs of Borrower sau�sed by th�s
<br /> --"-"•� Saauity In.Krument. Unless Bomower and Lender agrx w other tera�s of payment.these amouats shall bear interest fcqm the
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<br /> -u.�LL;�T,�•� date of dIsbursement at ihe Note rate and shall be payable,wIth interest. upoa notice fnIDm Iunder to Bormwer requesting
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<br /> -.����u''�� 8.Mortgage Ianuanca U L.ender required mortgage iasurence as a ooadition of malcing the loaa secura!by tbis Secudty
<br /> '�"�.�-� Instrum�t. Borrowar aha]I pay the premiums required w maintatn the mortgage insuraace in effest. If, for any z�eason.the
<br />---.-°•::•.---_--- mortgage,iasnrance cm►era8e required by Lender lapses or eeases tca be in effea. Bormwer shull pay the pnmiums required co
<br />�'"���n"'i obtaifl oover�ge substanNaUy equivalent to the mortgage insurauoe pnvTiously in effecx.at a�st substaatiaUy equivalent to the
<br /> � 'r oost to Borrower of the mortgage tacurance previously in e�'ea,from an altemau mortgage i�sw+er appmved by Lender. If
<br /> -.:-K• '"'.. snbstantiaily equIvalent mortgage ina�aranx ooverege ts not availahle.Borrowa shall pay ta Lender each month a sum equal co
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<br /> �:Y=�.;��-.. � one-twelRh of the yeariy mortgage iasurance pr�miwn beiag paid by Borrower when the insurena coverage lapsed or ceased w
<br /> ^`E'"��`:.:;;s.�- be in effe�.I.ender w�l aocept.use ae�d raain these paymeats as a loss nserve in lleu of mortgege Insuraace. Loss reserve
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