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<br /> ' � TOtiETHER WITH all the improveraents now or hereaRer e�+ccted on the pta�erty,and all easementx,appurcenances.aad
<br /> � � flxtures now► or hereafter a part of the properry. All replacements ead ad�itian9 shall �Iso be covered by thia Security �
<br /> , Iastrument.A1!of the foregoing is tef�rred to ln this Secudty Iastrumeat as th�"Pmprfty." �
<br /> BORROWER COVENANTS th�t Borrower is IawfuQy seised of the estate h�reby sonveyed and bas the tigdt to grant and
<br /> convey the Property and that the Properry is urtencumbered. except far encumb�rnuc�e of record. Borrower werranta and will
<br /> defend generally the tide to the Property against all cl�im�und demands.eubJect ta aqy�eacumbrances of reoord.
<br /> ° THIS SECUWTY 1NSTRUM@NT co�nbines uniform covenants for natian�al we aad non-uniform covenanta wtth limiteG -
<br /> � variations by jurisdiction to conatitute a uniform security instrument covering renl praperry.
<br /> � UNIFORM COVENANTS. Borr�wer and l.ender covensiat and agrec as fallaws: _
<br /> ;;� 1. Payanem oY Princt�wl and interest; Prepaymem end Lste C4a��. Borrower s4a11 pmmptly pay when due the
<br /> • •'• princlpal of and interest on the debt avidenced by the Note and aay prepaymeat ams�lrctt+chaxges due nnder tha Note.
<br /> 2. �Lnds for Taxes ead Insurance. Subject co applicable!aw or ta a wrIttem waiver by Leadar. Borsower shall pay to �-
<br /> '""'`�' � I.ender oa the da montW " " "
<br /> y y payments are due under the Note.until the Now is paid in ful1,a sum( Funda )fo�r:(a)yeazly taues �:
<br /> � : and assessmenta which may attain prlariry over this Security Instrument as a lien on tha Praperty;(b)yearly 18asehold payments �
<br /> ' or ground oents on the Property. if any;(c)yearly hazard or property insurance pr��nit4d►�:(d)yearly flaad inaw�nae ptemiums,
<br /> ' , if any; (e)yearly mortgage insurance pnn�iums.if any; and(�any sums payabl�by Borrawer to Lendar.in�a.ccordance with
<br /> the provtsions of paragaph 8.in lieu ot the paymeat of mortgage insurenoe premiuzas.?hese items are call�d'Escrow[t@ms.'
<br /> � Lender may, at aay time, collect aud 6old Funds in aa amount aot ta ezceed th�msximum amauat a lendet for a federally
<br /> ,:•
<br /> . `� nlated mortgage loan may require for Borrower's escrow aa:ouat uader the fed�xal Raal Estate Settlr3mant Procedures Act of
<br /> . � 1974 as amended from time to time, 12 U.S.C.Section 2601 et seq. ('RESPA').wtless another lav�that applies to the Funda
<br /> .. .�, sets a lesser aueouat. If so. Lender usay.at any dabe,coRect aed hold Fwuls ln aa smauac nat w exceed the lesser amount. �
<br /> �" ,��.�, - Leader may estimate the amouat of Funds due on the basis of cunent dat�and reasone.bte estimates of expendiwrea of futum
<br />- • �;•��- • Bscrow Items or otheravise in r�cordaace with applicable law.
<br /> , ' � The F�nda shall be held in an institudan whose deposits aze insured by a federal agency, insuumentdity, or eatity =
<br />. .::.;;��: ' (including L.ender.if I,eader is such an institution)or in any Federal Home Loan$aailc.i�ender ahall apply We Punds w pay the
<br /> ���« •• Escrow Items.Lender may aot charge Bomower for holding and applying th�Funds,annually analyziag the escrow acoouat. or
<br /> •-;:�,. -
<br /> •;;���s�� , verlfyiag the Escmw Items.unless I.ender pays Bomower interest on the Funds aud applleable law permits I.ender to make such
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<br /> _;,'.a4��,F a charge.However,�.render may require Borrower to pay a one-time char�e for au lndependent real estate ta�c repoating senice
<br /> "��, used by Lender in cnnaection with tLis loan. ualess applicable law prntiddes otherwLse. Unless an agceement is made or
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<br />_ .._.,�,,,�,t:;: • applicable laa requires interest to be paid, I.eader shall not be required to pay Bortower any interest or eazninga on the Fuada.
<br /> �:.��;�;,+;�r°; Bornower aad I.ender may agree in wrldng, hoaever,that inte�+est shall be paid on the Funds. L�eader shall give to Borrower,
<br /> _`;a���:;_�-�= --- -= wttlu�ut charge, an annnal accx�nn8ng of the Fundx, ahowing credits and debita w the Funds and the gutpose for which each ,
<br /> ---_;r�_::�:' drbit to tha Fnads was made.'!h�Fua�s ac�e pl�igeQ as mdditioasi security for a!1 rums s�by thla Sesvrity Inst�n�a�nt. •
<br />_-�+t�� . If the F�nds held by L$nder exceed the amounts permitted to be held by e�¢plicable law.Lender st�alt acc�uat w Borrower
<br /> N^�-'T-'`� ;, for the excess Fwids in aocordea.oe with the uuements of
<br /> re9 ' applicable law.YF the amount of the Funds held by I.ender at any
<br />�-;;.����; time Is mot sufticient to pay the Escrow Items when due. Leader may so aotify.Bornower in writing,and,in sucd case liomewer `
<br /> _,�;���;,;� shall pay to Lender the amouat necessary w make up the deficieaiFy. Bonrqtver shall make up the de8ciency in no more than
<br /> --�=�''�.�sla� �eIve mottthly payarents,at Lender's sole discretion. .
<br />:����,,,,�� . Upoa paytaeat la full of all sums secured by this Secudty Tasmtment. L�ender shail promptly refund to Bormwer any
<br /> __��.t.:j;,�;�g,a Funds held by I.cn�er.If,uader parag�raph 21.I.ender shall acquire or sell the i'�operty,I.ender,priot to the acquisition or sale
<br /> •- �-W;T,�;°��.:� of the Property.shall apply any F�mds held by Leader at the time of aoquisitfon or sale as a credit against the sums sectu�ed by
<br /> ==~-"z�t`.:;;c' this Secutity Insuvment.
<br /> _�_-,•���-� 3. Appllcatton ot Ynyments.Ualeas appl�cable law pmvides otlteiwise,�11 Paymeata recetved by L�ender under paragcapha
<br /> — "°'� 1 and 2 shall be appiied:fust.to azry pcepayment charges due uader the Nofet second,to amounta payable under paragraph 2;
<br />- ���-«�.-.-.��, th[rd.co interest due;�ouN�.w principal due:and Iast,to any late charges du�uader the Note.
<br /> -----=��L---�- 4:Charges;Liens.Borrower shall pay all tanes,assessments.charges. flaes and impoaidons amibutable w tbe Pmperty
<br />=_-�-;=� which a�y a��k��r� this Searicy 1nst�ument. and teasehold payments or ground rents. if aay.Somower.ahall Pa➢
<br /> ����+��:� these obligations the ��pmvIdedln patagraph 2.or if aot paid fu that manner,Boraower shall pay them oa Hme directiy
<br /> -��.' w the pereon owed payment.Borrower s5all promptly furnish to Lgnder a11.notices of amouats to be paid under this paragreph. _
<br />_--,s�.;�-`� If Bomowcr makes these paymentsdic+ec8y. Bo�rrower sbaU promptty fi�rnds?n to Lender receipts evldencing the payments. .
<br /> `'`�''='�� Bonower shall pmmptiy diseharge any llen which has priorlty.aWer this Securtty Inst�ment unlesa Bomnwer: (a)ag�ees 3n
<br /> �h���s��� writing w tjae paymeat of the oblfgation sxured by the liea in a manuer aaxptable to L.ender,(b)contests in good faith the l�en
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<br /> �:�,�� by. or defends against enforceacent�af�he lien ia, legal pr�oalib�ct�wbic� ia the Lender's opinton operate to prevent the .
<br />-_-=��-=� enforataeat of the lien;ar(c)secures ffotan�tf�e holder of the lida aa agreement satisfactory to L.ender subordinatisag the Iien to
<br /> --� ',��� ' this SecurIty Insin�ment. if I.eader detecmfi��s tt�at any part of the�roperty is subject to a lien wLich uiay attaln priority over
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<br />-�:Y;�,� , Wis Secudty Insaument.Lender may gtve•Bartower a notice id2utifying the lien. Borrower shall sat[afy the lien or take one or
<br /> =r : :_�.,•i� uiare of.the actions set forth above wit�in 10 daya of the giving of aotice.
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