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201209603 ParCel ID Numher: 400027798 which currently has chz address of 404 HALL ST (Sxreet) Grand Island (CihJ, Nebrxska 68801 (ZipCudeJ ("Properry Address"): TOGHTHF,R WITli ell thc improvemenks now or here�fter erccicd on tlie property, and all enscmcnts, npp�u�tcnances, and fiatures now or t�crcafter a part of the property. All replacemenr.s aud additions sha[l a(so 6c cuvercd by[his Securiry lnatrumenl. All of the foregoing is refereed to in d�is Security insuvment as [he "Properly." I�orrower unders[��ds and agrcce tl�at MfiRS 6olds on[y legnl [i[Ic to the interest granted by 13orrower in this Security InstrumenC, but, if necessary Lo comply with law or custqm, MLRS(as i�oininee for Lender and Lender's successors and a.ssigns) has Che righC: In ezcrcisc any or alt of those interests, induding, but not tiroited to, fhe rigl�t to foreclose aud sell the Properry; and to tnke auy acfion required of Lender incLuding, bu[not limited to: releasing�nd cnnceLing this Sceurity losttument. BORROWER COVENAN'IS ihat Burrow�r is l.iwfully seised of the catnli;hcrcby convcyed and has the right�u grant and convcy tl�e Property and that the Property is wiencumbered, excepC ibr ei�cumbrances of record. Borrower warrants �utid wi1L defeud generally the title to lhe Property against all claims and demn�ds, subject to nny cncumbrances of record. 'ITllS SliCURITY INSTRUMENT combinca unifomi coven�ts for nationxl usc and non-unifmni covenants with limited vu-iations by jutisdiction to constitate a uniform securiry insh'timem wvering re�al properry. Uniform Covenants. Rorrower a�d Lendcr covenant anA agree as fo(fows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Rorro«•er shall pay when due lhe priucipal of, and interest un, thc dcbt cvidenced by d�e Note and ai�y prepay�nent cl�arges aud (ate ch�rges duc under tlie Note. L4orrower sha(L also pay funds Por Escrow Items pursuant to Sectimi 3. Payments due undcr flze Note and this Securi[y Inslrumcn[shall be made in U.S. cnrrency. Howcvcr, if any check or other ivatrumcnt recerved by Le�der as payincnt under the Nore or this Security InsVument is returne�d to Leuder unpaid, Lender may require that any ur all s�ibseqoen[payments due under the Note ai�d lhis Securiry Tnstrument be mndc in one or more of Pd�e iolluwing forms, as selected by I.,ender: (a) cash; (b)muney order; (c)certified checic, bnnk checl:, v-easurer's ciieck or ctishicr's chectc, provided tury such check is drac��i1 upon an instit�ition whose deposi�s are insured by a federai nge�cy, instrwl�entaliry, or entity; or (d)Elech'onic Funds Transfer. Payments are deemed receivcd by Lender when received at [6c location Aesignated in the Note or nt sucli olhcr location as may be de.sigunLcd by Lender in accordance wilh thc noticc provisions in Scction 15. Lender mny return any payment or pnrtinl payment if tlie paymenl or partial payments are insufTicient to bring the Luan cnrrent Lender may acce�l any payment or partial payment insufficient[o brin� die Loan cun�ent, without waiver of any rights heretmder or prejudiee to its rights' to refuse such pnyment or partial payments in Yl�e future, but Leiider is noY ob[igated fo n}�ply such paymenGs at the [une 5uch pnymcn[s are aa;eptcd. if eacli Periodic Paymcnt is applied as of its scl�edulcd d��c date, then Tzndar need not pay in�crest on iinap�11et1 funds Le�ider may hold such wiapplied funds un[iL 13orrower uial<es payment to bring the Loan current. lf I3otrower does not do so within n rcnsonal�le period of time, Letider shall cithcr appty such fu�ids or return Chem W Borrower. If not applied earliet, such funds will be applied to Uie oulstnndi�i�principat bnlencc under Che Note immuliatcly prior to forcclosuro. No oft�sct or daim �vhich Borrower might ha��c now or in Lhe future against Lendcr sliall relieve Roriawer li-om malcing paymenCs due under the No[e and tJ�is Secnrity Instrmnent or performing Lhc covenants a�id agceemenls scuured by thi,s Security IusUumen[. 6601354616 -y#c� p�,ry�,�. R6p135d6�fi NEBRASKA-SingleFamlly-=annleMaelFreddie0A2clIMFOHMINSTRUMERiWtTHM�RS ( «.� � rm30Lb^!01 Vh1 P(7 VM PbA�NE)(>>05) W olle�s Kluw er Pmanclal Services Psge 4 of i]