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201209490 a ent or in a aeries of ro s� a meufs as the wark is - or the re airs and resloratiou in a sin e ym p � P Y £ p � P completed.Tf the instuance or condemnation proceeds are uot snfficient#o repair or restere the Praperty, I3oaower is not relieved of Rnrmwer's obligation for the complefion of snch repair vr xe�tuxation_ Lcuder or its agent may malce reusonable entric5 upull and inspections of thc Proper#y.Sf it has reasonable 'I caase,Lender may inspecl ihc interior of the improvcmcnYs on the Praperty.Lender shall give Fiorrower I , aotice at the time qf or prior ta such an interior inspection specifyang suc3�reasonable cause. i 8, F3orPowei''s LoanApplication.BorrowCr s1u11 Ue iu default if,during thc Lnnn application pruceys, BorruW er or auy peisons or entiti�acting nf the direetion of Burinwer or with Borrowcr's knnwledge or 'I conseat gave materially Palse,utisleading,or inaccurate informntion vr sla[Gwnufs to Lendcr(or failed to � prav�de Lender witik material informationj in coffnectiou wit{�tlse Loan.-Material rcpresentations include,bul are not limited to,representations concerning Borrower's occupancy o€tYte Pruperty aa Borrower's principal residence. � 9. ProtectiortofLender'slnterestinthePropertyartdRightslJnderthisSecuri#ylnstrumeni.if(a) ' Boxmwer fails to pezform the co�enants and agreeuiGuis containrd in this Sccurity InsYe'ntnant,(b)t�cxe is a � I 1ega1 praceeding that might signi£icantly aFPect Lender's iaterest in f1Fe Praperly andlor rights nnderfhis Security Iustilunent(such as a proceeding in bankrnpf.cy,probate,for cpndemaation or forfeiture,for � eu£orcemen#of a lien whirh mny�ttain priority over this 5uarity Tnstttunea#os tn enfnrce laws or regulatioas),or(c)�orrawer has abandoned the}'roperty,then Lender may do and pay for whatever is rer�sonabiz or appx•opriate to protect Zender's interest in lhe Property and ri�hts undes this 5ecnnity luahwuent,ineluding protecting and/or asseasa�xg the yalue of the Prvperty,nnrl securing and/or repairing tlze Prop�rty.Lender's acliuus can include,but are not limited to:(a}paying auy sums seeured by a iieu which has prianty nV�r this Security Iuskrament;(b�appc�ze�g in court;and(c)paying reasonahle aflameys' fees tn protect i#s interest in the Praperty and/or rights qnder tlais Security Iustruinent,inciuding ita secur�d pu�ifion in a benkivptcy pracee�ing.Sectu'ing tbe Praperty includes,bnt is not limited to;.entering the Property tn rnalce repau�s,c�ange locks,replace or board up doors and windows,drain water from pipcs, � eliminale truilding or other code violatians or dangerous eouditions,and have utilities h�med nn nr off. i Atthough Lender may faka nction�det this Sectian 9,Lender does not h�ve fo do su und is uot under any j duty or obligatiun to do sa_It is agrecd that Lender incurs na liabiJity for not taking any or all ar.tinns � authorized under f1�is Section 9, ' f r�,ny amaunts disbursed by Lender und�'Lhi��ection 9 shall becomc addi#ional deb#of Borzower securcd by �,I #his 5acurity Inslruweut-'1'hese amounts shall bear in#erest at the�ute.aate from the dafc of disbarsemant ; and shall be payable,with such interesf,upon notice from Lcndcr to Bbrtawer requesfiu[;payuient. i . ff this Seeurity Instrument is on a leasehuld,�orrowu'shall comply with all the proviniuua uf fhe lease.If Borrower acquires fee titie to the Properly,the leasehold and the fee Liltc shall not mcrge unless Lender agrees to the merger in writing. ' '#0. [Not�gage 117st1rance.If Lender required Mortgage Tnsurance a�a condition ofmaking#he Loan,Borrowex- shall pay the premiums required to mainiain the Mortgage In�urance in effect.If,for any reason,the MorEgage Insurancc coverage reqnired by Lender ceases to be available£rom the moztgage insurer that prcvionsly provided sueh iusura.nce and Bomower wns required to make separateIy designated payrr;ents toward the premiums for Mortgage Tnsurance,Borc'owcr shall pay thc premiums required to obtain coverag� substantially eqnivalent txr tLc IVlortgage insciraricc preVinusly in efFect;at a cost substaafially equivalent to fhe cos#to�urruwer of the Mortgago Insix[auce previausly in efFect,fram aa alteruata muilgage insurcr i selected by Lender.T£substautially aqnipalent Martgagc Insurnnca co�erage is uot availablc,Borrower shaIl j � _ ._ � hEgR,qy�(pSingpe Farnlly-Fannie MeelFredtlie hlac UkIFORN INS7RUMENT FoFin 9028 1l01 - VMP8�hE)�1105).00 VMP� � � Pqeceofl7 Vloll vs Nluwer Fnancial'oen icas - I