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�0120939� Any a�unts disbursed by Lander under this Section 9 shall becoma �iditional debt of Borrower s�ued by tbis Security Inslr��nt. These a�imts shall beaz interest at the Note rate from the date of disbursement aad shall be payable, with such interest, upon notice from Lender to Borrower requesting paym�� If this Security Instnm�ent is on a leasehold, Bonower shall comply with all the provisions of the lease. If Borrower acquires f� title to the Properiy, the leasehold and the fee title shall not merge unless Lender agrees to the �rger in writing. 10. flNortgag� Ir�uranca. If Lender required Mortgage Insurance as a condition of malang the Loan, Borrower slnall pay the premiums required to maintain the Mortgage Insurance in effact. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Brnrower was required to make sepazatelY design�ed PaYme�ts toward the premiwns for Mortgage Insurance, Borrower sha11 pay the pramiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Inaurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Bonower shall continue to pay to Lender the a�unt of the separately designated pay�nts that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lend� shall not be required to pay Bonower any interest or earnings on such loss re,cerve. Lender c�n no longer re�uire loss r�erve payments if Mortgage Insurance coverage (in the smount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insuraince. If Lender required Mortgage Insurance as a cc>ndition of making the Loan and Borrower was required to make separately desi�ated payments toward the premiums for Mortgage Insuranca, Bonower shall pay the premiums required to m�ainztain Mortgage I�isurance in effect, or to provide a non-refimdable loss reserve, until Lender's requireme�t for Mortgage Inaiu�ance ends in accordance with any written agreement betwcen Borrower and Lender providing for such termination or until termination is renuir� by Applic�ble Law. Notying in this Section 10 affects H�rrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses L$nder (or any entity that purchases the Note) for certain losses it may incur if Bonower does not repay the Loan as agre�. Borrower is not a pariy to the Mortgage Ins�u�ar►ce. Mortgage insurers evaluate their total risk on a11 such insurance in force from tim� to ti�, and may enter into agr�nta with other pariie,s that share ar�odify their risk, or reduce losses. These agr�ta aze on teims and conditions that are satisfactory to the mortgage insurer and the other patt}' (or parti�) to these agreements. These agr�ments may require the mortgage insurer to make payments using any source of funds that the aiortgage insurer may have available (wluch may include funds oM.ained from Mortgage Insurance premiums). As a result of these agr�ts, Lender, any purchaser of the Note, another insurer, any reinsurer, any o3:her entity, or any affiliate of any of tha foregoing, may r�eive (directly or indirectly) a�unts that d�rive from (or might be characterized as) a portion of Bonower' s payments for Mortgage Insurance, in exchange for sharing ar �difying the mortgage inaurer' s risk, or reducing losses. If such agreement gs�ovides that an affiliate of Lender takes a share of the insurer' s risk in exchange for a shaze of the psemiuma paid to the insurer, the arrengement is often termad "captive reinsurance." Further: NEBRA3KA 2200286136 D VBANE � � -Sb�gle Famlly-FenNe Mae/Freddle Mao UNIFORM INSTRUMENT WITH MERS y�q 106) Wolters KPUwer Flnam�l Services Page 8 of 17 ��