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<br /> ia the Rroperty and rights undes this Security Snstrument; and(d)takes such action as Lender may
<br /> reasonably require to assurc that Lender's inferesf in the Propertv and rights iuiaer this Security Instrument,
<br /> and Borrower's obl3gation to pay the sums secured by this Security Instnunent, shall confinue unchanged.
<br /> Lender may require that Borrower pay such reinstatemeat sums and eapenses in one ar more of the following
<br /> Porms, as selected by Lender: (a) cash; (b)money order; (c) certified check, bank check, treasurer's check or
<br /> cashier's check, protnded any�uch check is drawn upon an insfitution whose deposits are insured by a
<br /> federal agency, ulstnmientality oz enti4y; or(d) Electronic Funds Transfer. Upon teinsfatement by Borrower,
<br /> this Security Instruinent and obligations secured hereby sl�all remaia fully effective as if no acczlerarion had
<br /> pccucred However, Lhis right to reinstate shall aot applq in the case of aceelaation under 3ecrion 18.
<br /> 20. Sale of Note; Change of Loan Servicer, Notice of Grievance. The Note�r a paztlal interest in rhe
<br /> Note(wgether wifli this Security Instrument) caz�be sold one or more times without grior notice To
<br /> Borrow'er. A sala migJiY result in a change in fhe enfity(lmowa as the "Loan Servicer'� that eolleets Periodic
<br /> 1_'ayments due under the Note and this Security instrument and perfonns other mortgage loan scivicing
<br /> oblinations under the Note, this Security In�trument, and Applicable Law. There also mi�t be one or more
<br /> changes of flie Loan Servicer unrelated to a sale of the Note. If ihere is a change of the Loan Servicer,
<br /> Borrower will be given written notice of the change a�hich will state the name and address of the new Loan
<br /> Servicer, the address to which payments should be made and any other infonnation RESPa requires in
<br /> connection with a notice of fransfer of servicing. If the Note is sold and thereafrer the Loan is sennced by a
<br /> Loan Servica other than the purahaser of tiie Note, the mortgage loan servicing obligarions to Borrower will
<br /> remain with the Loan Servicer or be transferred to a successor Loan Setvicer and are not assumed by the
<br /> NoTz pnrchasa unless oCherwise pro��ided by the Note purchaser.
<br /> Neither Borrower nar Lender may couunence,join, or be joined to anvjudicial action(as either an
<br /> iadividua:litigant or the member of a elass)that arises from the other party's acnons pursuant to this
<br /> Security Insh'ument or that alleges tl�at the other pazty has breached any provislon of, or any du[y owed Uy
<br /> reason of, this Security Inshument, until such Borrower or Lender has notified Lhe pthcr party(v✓ith such
<br /> notice given in cmvyliance with the reqnisements of Secrion 15)of sueh alleged bieach and afforded the
<br /> othee party hereto a reasanable pesiod after the giving af such notice W take coizective actlan. If A,pplicable
<br /> La��pro�ides a time period�chich must elapse before cerLain acnon can be taken, that tune period will be
<br /> deemed to be reasonable for purposcs of this pazagrapli. The norice oP ac;ccicration and opportunity to cure
<br /> given to BoixoweT pussvant to Section 22 and the notice of acceleration given to Borrower pLvsuant to
<br /> Section 18 shall be deemcd to satisfy the notice and opporhuuty to take corrective action provisions of this
<br /> Section 20.
<br /> 21. Hazardous Substances. As used in this Secflon 2L (a) "Ka=ardozer 9ubstaraces" are thosc suUstances
<br /> defined as toxic or l�zardons suhstances; pollufauts, ox wasYes by Environmental Law and the follovv�ing .
<br /> substances: gasoline, kerosene, other flainmable or toxic petroleum products, toxic pesticid�.�s and herbicides,
<br /> volatile solvents, inaterials containing asbestos or formaldehyde, and radioactive materials; (b)
<br /> "Environmental Law"means federal laws and laws of the jurisdicrion whese the Property is located that
<br /> relate to health, safety or enviranmental protecrion; (c) "Em�ironment¢l Cleanup°includEs any xesponsa
<br /> action, remedial action, or removal acuon, as defined in Environmenfal Law; and(d) an "Environmental
<br /> Conrlition°ineavs a condition that can cause, cpntribute to, or othenvise trioger an En�ironmental Cleanup.
<br /> Borrower shall not cause or permit the pre�ence, Use, disposal, storage, ar xelease of any Ha�acdous
<br /> Substances; or threaten.to release any Hazardous Substances, on or in the Property. Borrower skall not do,
<br /> nor allow anyone else to do, urything affecting the ProperCy(a)that is in violation of any Environmeutal
<br /> Law, (b)which creates an Environmental Condition, or(c)which, due Co the presenee, use, or releasa of a
<br /> Hazardous Substance, cTeates a GondiYion that advecsely affects flie value of the Property. The preceding tv✓o
<br /> zaaozasa
<br /> NFBR45KA-Single Family-Fannie bl aelFredtlie Id ac UN IFORM INSTRU�d ENT Form 3928 1101
<br /> �bi P O V M PB(NE)(1�p5)
<br /> bt'olters Kluw er Financlal Servires � Page 13 of 1]
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