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201209312 designated a substitut0 notice address by notice to Lender. Borro�x>er shall pro��tly notify Lender of Borrower's clzai,n=e of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall pnly report a change of address truou�h that specified procedure. There may be only one designated notice address under this Security Instruwent at any one time. Any nouce to Lender shal]Ue giveu by delivering it or by mailing 'tt by first class mail to Lender's address stated herem unless Lznder t�as designated another address by notice ta BoFrower. Anp notice in connection with this Security Instrumenh shall not be deemed to have been given to Lender until achtally received Uy Lender. If any noCice required by this Security Instrument is alsp required un$ex Applicable Law, the Applicable Law requir8ment vJill s�tisfy the corresponding requirement under trus Securify Insirument. 16. Goveming Law; Severabiloty; Rules of Construction. This Security Instrument shall be governed by Pederal law and the law of tlie j�uisdiction in which the Properry is located. All riahts and obligations contained in this Security Instmment ace subject to any requirements and limitations of Applicable Law. Applieable I,a�might espficifly or implicitly allow the paz-ties to agree by contzact or it might be silent, but such silenee shall not be construed.as a prohibition against agreement by contract. In the cvent tliat any provision or clause af lhis SecuritT Instrument or the Note conflicts with 9pplicaUle Law, such conflict sha11 not affect other provtsipns of this Seciu�fy Instrument qr tlae Note which can be gven cffect without the conflicting provision. As used in this Securiry Instrument: (a)words of the masculine gender shall mean and'mclude corresponding neuter words or words of the feminine gender; (b)words in the singular shall mean and include the plural and vice versa; and(e)the woid"may" g3ves sole discretian without any obHgarion to [ake any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. 7 8. Transfer of the Property or a 8eneficial Interest in Borrower. As used in this Section 18, "Interest in the Properry" means any lcgal or beneficiaL interest in the Property, including, but not iimited to, those bencficial interests tr'ansferred in a bond for deed, conhact for deed insiallment sales contract or escrow agreement; the intent of which is Lhe transfer of title 6y Borrov�er at a future clate to a purchaser. If all or any part of the Property or any Intesest in the Yroperty is sold or transPerred(ar if Borrower is not a natural person and a beneficial interest in Borrower is sold or transfcrred)�vithout Lender's prior written con,ent, Lcnder may require immediate payment in fiil] of all sums secured by this Security Instrumen[. However, this option shall not be exercised by Lenda if such excrcise is prohibited by Applicable Law. If Lendes exercises this oprion, Lender shall give Boriower nofice of accelecation. The aotice shall provide a period oi not less than 30 days from the date the no�tice is given in accoxdance with Section 15 within which Boaower must pay alI suivs seoiaed by this Seo�ity Instrnment. If�orrowea fails to pay these swn$prior to fhe eapiratiou of this period, Lender may inwke anq remedies permitted by this Securliy Insttwnent without fiuther notice ar demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. IfBorrower meets certain conditions, Borrower shall havc the ria,ht to have enforcement of this Secisity Ins�trument disconrinued at any time prior to the earliesY of: (a) five days Uefore sale of the Prope�tp pursuant to any power of sale eonta�ned iu this Seeurity Instrument; (b) such other period.as Applicable Law might specify for the tennuiation of Rorrower's right to reinstate; or(c) enEry of a judgnent enforeing thig Security Instrumcnt Those eonditions aze that Borrower: (a)pays Leuder all sums which then would.be due undcr this Security InstnunenE and the Note as if no acczleration had occurred; (b) cures any default of any other covenanis or agrcemenLs; (c)pavs all expenses incurred in enforcing this Security Instrument, including, l�uT not limited fo, reasonable attorneys' fees, property inspecYion and valuation fees, and other fees incurred for the purpose of proteering Lender's int�rest zaaazssa NFBRASKASin9lsFamily-FannielAaelFreddieMactINIFORMINSTRUNEYT - Form3028'I10� vmiP o vniPs(N�(iios) W o@ers Klum er Fnancial$ervices Page 12 aF t]