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<br /> _.4` :� �.Nm�ard or Feopea�q�a��rmwe�shal{�p the improveanents �exis2ing or hereafter erected on the
<br /> t f.. . . Proyecty insured against loss by R�e.hazards iactuded within the term 'extendod aoverage°and nny wi►er hazards. inc[uding . ';.
<br />_ .` ��•"' � floods or R�Qing.for whidr Lender eequi�es insuuunoe. Thia insumncer ahall be maintaine�t»the amoums�nd ter the periads �
<br /> �;`. , that Lender toqaires.The insutt�ace corrier p�vidiag the iasurgace shal!6e c�osen Iry�orrawef subject ta I.endcr's appmvul --..
<br /> .t: . wMcA sh.at! not 6e unre3sonaDty �vfthhetd. If�orrawcr fails to m3latain ooverage describeQ.nbave.L�nder m�y.at l�eader's
<br /> � ' ` upfian,oDt�n cmrerage w pmteet Ixnder's rig�ts in tke Properry�n aocardance with para�caph 7.
<br /> . .: '�`: AII insurarice pofIcies and.renowals shall be aocepta6le to Lender aad shall indud�e a standard�ortgage ctause.Lender ;� :
<br />. � ;:'`,�: :. � shali 3iave che rig�►t to flold the polic�es aad rene�rct�s.If Lender recjuires.@orrower sUaU pzomptty give to Lender ell r$oeipts of
<br /> ':�`� �- ' • paid premiurns aad renewat nouces.In the event of Ioss,Borrower shali give prompt notice ro We insurat►ce cariier and Lender.
<br /> _
<br /> •`�"' , r � Lender may matcee graof of loss if not made P��Y dY Bncrower. `
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<br /> � 'r ' tJ�less Lender and Barravrer other�vise�gree in rmt€ng,iasurance proceeds shali be applied w restoration or�sir of the
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<br /> Propecty damaged,if the restoration or repair.is eoonomically feasible aaA Lead�r's sec�sity is not tessened.If the iestoration or ��'r'
<br /> , , repajr is not ecnnomically feasible or Leader's seauity wou1Q be lessened.th�ins�raaoe psnoexd.s sball be appiied to t6e sams ���`'
<br /> _ . - . � � secured by thig Serauiry Instru�ent,wb�ther or not t&en dae.aritb any excess psid to Borrower.If Borrower abandons ti� �,:
<br /> � •� _` � Propetty.ar does not answer withIn 30 days a notice fmm Lender that the'snswance carrier l�as offered to settte a claim,then
<br /> `' -� Leader may tollect the inswaace pmceeds. Lender may�e the proceeds to tepair ar iestore the Property or to pay sams _
<br /> `, � : s�by dus Seaufty tnsbrument,whether or nnt then dne.79ie 30day pedod.wiil6egin when We natice is given.
<br /> �� t� Uniess l.ender sed Borrawer oti�ernise agree in writing, any application of proc,eeds to princigal shaIl not extead or
<br /> �� � ' �� Po�Pone the due date af ttte montlily paymenu refernd to m paragra�l�s 1 and 2 br change the amouut of d#e PaYrae��s• � �`•"
<br /> . �, ',� ander paragraph 21 the Property is acqaimd by Leader,Bomnwer's rigbt ta aay ias�ranoe polI�ies and pmceeds resulting from
<br /> .- �``.� : �mage to the PmpeRy piior w the soquisiaon shall pass w Leicder w the exteat of the s�uns secured by t�s Security Iashtm�nt �:�;
<br /> , �: �• , immadiately prsor to the acquis36on.
<br /> • ` <' -� •..'� b.Ooct�pan�►.presereation,Maiatenance and Pt+otectFoa of th$Property;�oizowe�s Loan Applkat#on;L�se�oids. --'�
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<br /> � ' �_ . ; . y; Borrawer s6aU accupy.establish,a�use the Property as Borrower's principal raidence within siaty days after the e�cecution of ` ..�-_-:
<br /> . . _::�..�.;'F dvs Seauityr,�ument artd sl�a[t continue to aocapy the PiaPerts►as Borrowes's psincigal residence far at least one.year after �•-
<br /> � the date of acarpanc�,untess Lauda athenvise agrees in wiitia$, whicb oonsent shatl uot be unr9easonabty withheld,or un2ess _ �;�
<br /> ..' �� ,[.:� extennaring c�rcumstances e�dst wluch are beyand Bonower's�contral. Boreower ahaU not destroy, damage or impair the �::
<br /> Pmperty.a9�ow tbe property to�orate, or mmmit waste on the Pmperty.Bo�mwer s1iaU be i�defaWt if aay forfeimre ��;-
<br /> .�Y astion or p�otadiag,whether civil or criminal.is 6egun that in Lender's gaod feith judgmeat cauld resvtt in farfeitare�ff the __
<br /> �4 Pmporty or•�erwise materially impair the lien createcl bg+t4is Security Insttu�ent o:l,ender's secuuity interest.Bormwer iaay , —
<br /> ,� ,:,,;�. care such a default and rzi�astate.as provided ia paragraph 18,by causing the ac�ion ar proce�diag to be dismissed witb a niling : ��
<br /> �� ' � 'that, in I.eader's good fa�h determinatioa. precludes farfeiture of the Borrower's iaterest ia the Pmperty or other roaterial �'��:�`�
<br /> :°:.' • :...' impairment.af the llen a�eated by this Security i��^t or Lender's seauity intere.st.Bormwer ahall also ba in defantt if . .`�` ",
<br /> : . `��i Barrower,c3uring the loan appttcauon praoess,gave materially false or inaaa�iate inform�tion or statements to Lender(or failed �'��-
<br /> . " .; w pravide I.ender with any material infoimation)in cormectfon witb ths loan evideaced by the Not�incl¢ding,6ut not limited =
<br /> • ;,� W.representadons concerning Bprrower's occupancy of the Property as a principal residence.If this Sec�mty Instrumeat is on a �;_;,<
<br /> � :j `-.leasehold, �arrower sha11 oomply wtth aU the provisions of the tease. If�rcower acquires fee dtle to the Property. ihe �:�;:,
<br /> � _.� �tcasehuld a�d the fee tiHe shaU nai merge unless I.ender ag[�ta�,merger in�simng. • .,, ��;
<br /> � t �� ` ;:3 '. 7.�an ot Leader's 4ttg5ts f;�n the F.operiy.If Borta�faila to perforrn the covcnaats and agrecments contasa�d in � �-._�
<br /> . ,:��i�ri�:= ..:� ihis Seco�;��mvment,or there is a Tegal proceeding that may signi�rcantly,:r,fr�,Let*.�"s.m�ghts ln the Properry (suc1�.�a �_
<br /> � � _. ':�� �aroceeding in baniauptcy...psobate,for.condemnatia�n.cr forfeiture or to enfoz�G���,or re�,�ations},then Lender may ci�,snd
<br /> .°+:�•.. ,'' .:���ay fa;whatever is aa�;.�.�,ry to protect the value oG,i�;e Property and Lender"s rights in the ProPortY- Irxsc�'s actions may --
<br /> �.. , `,�? • �,'nnetude Paymg anY s�s;-secared 6y a liea wl�cb iFas prloritK over this Sewrlty instrument. aPP�.€.��ourt,.�a.�xy�ng . . _-
<br /> � �reasoaable attomeys'fees aad eatering an the Property to make"n�i�s.Althoug6 Lender may take acdon�er tius par,:�ay3�
<br /> �..: ?.Lcnder does not have w do so. : : � _
<br /> � '� Arry amourrts disbursed by Lender under this��.�g�p�7 �ha11 become addiilonal debt of Borro�c�r secured.by thls. —�
<br /> � " �' :,�Security Insfcument.L'�ss�Borrower azed Lender�y.-�z to otite:terms of payment. these amounts sha111���mehest from the �°
<br /> ":��� �• �': .': date of disbursemem�.2 r��"e Note rate and shall be i,xtyabte. oc'r,i� imer�t, vpon nadae from Leader to ID�trawer reqaestin� ��:
<br /> ': payment. � __
<br /> .• �j{��''` �, " requ �age lnsur-�as a oonditton of making the loan serured 6y this�a�ity --
<br /> _ . ;;;�`;J�, ,. } �.11�rr�age Iasaiaaee.If Lendzr ired mort ag �..
<br /> � .�:Y:�`. �Insuuasent, Borrowes�t pay the premiums re�sire�w maintain the mortgage insuranoe.in effe�t. If,for a�y reas�,the �.
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<br /> . ' . �. . mortgage insurance oaset�e required by Lender t�s�s or ceases to 6e in effect.Borrower shaU pay the premiums�qn'srmd tQ �,:
<br /> �' � �� � � obtain covesage substan�atly equivalent w the mart�e insnrance previously in effect.at a cost substantlaJly equivaieQt s�rbe.' j��'
<br /> ., „ . : � cost w Borrower of the mo�tgage Insurance pr�evious{y in ef�'eR, from an altemate mortgage insurer approved by E�st2�a. If �;_.
<br /> snbstanttally equiva(ent mortgage insurance coverage is not avilalble,Bonower shall pay to Lender eacb moath a sum e�a►to
<br /> - ;•� one-twelftb of the yearly aiortgage lnsurance premiurn being pald by Barrower when the inswance wverage tapsed os ceased w �y:
<br /> ` be in effect. Lender wlll aaoept,use mnd retain these payments as a loss reserve ln lieu of mortgage insumnce. Loss reserve
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