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<br /> TOtiE7'HEYt WTfA all the impmvements naw os luc+�aR�r es�ed on the pmperty,aad all easements.appuRenances.and
<br /> � �'� ,�� - fixtutes now or hereaftet a part of the ptapt�ty. All replzcem.ents am�l addidoas shall aiso be vovered by this Sectuity
<br /> � ' � `i:���•. Ias�ument.AU of the fomgoing is referted to irs this S�curity[nsuument as the°Proper�v.' �`:
<br /> � BORROWER GOVENANTS tLat Bomuvdrer is tawfulty 6eised of the estate hereby oomreyed aud has the right to�ant accd � ::
<br /> ` :.�>•�.�.'. oonvey ttte Progerty anA that t6e Propeny is uaec«aim6ered.except for ea�ummbrances of record. Bosrovrer warrants su�d witl �•�`
<br /> f defend generully the title to the Property aguinst�tl claims mtd demands.su6jeci to any encumhrane�es of�ecord. •
<br /> <_��:. ��
<br /> � T�ii3 SEC[JRITY'(NSi'R�JMEriT combines aniform auvenaztt�for natfionai ase aad non-uniform cuvcnant�with lim[ted -
<br /> "��.` vnriaitong 6y Jusi�sdIrtion w sanstitute a uniform srcurity instrument cavering real pruperty.
<br /> ` ;�`- , �•�`..' UNIFpRM COVENANTS.Sorrawer and tende�covenant aad ng�as foltaws: c.�
<br /> �-
<br /> . , �. Payment of Prinstp�i n�Intea�; FreR�,ym�t ea�Late Q:6nr�es. Boaawer shall pm�gtty pay when due che �:`�;-
<br /> �f. :.°�`_
<br /> . ., '�� .. principal of and intesest on the debt evtdeaced by the Noie and anY P�epayment and late charges due under the Note. �-����_
<br /> '� `'�:�; � • �. Faads�ar Tases and Tasurunc�Subjecx to applicable law os to e wr�tten wuiver by IxnQer,6orrower shatl pay w � _-
<br />,��:ri"'.Yfbt.:, ..'.'. ` � � � �� �'.
<br /> ,.: -.,:{,,...�. L�ertder on th$da mont6ly Payments ore due under t1�e Note.utniit the IYote is in fiill,a sum( Fwidc'7 for.(a)Y�Y ��: -
<br /> .°:,::'''�.:.',,-,: aad a«�z,nents which may auabi;p�io�try over tbis Seauiry Insuumeat as a lien on dse PraPerty;(b)Yearlq Ieasehold paysaents
<br /> - �''� • or gmwW rents on the Praperty.tf any;(a)Yeatty�haTard or property ias�uauoe pre�niums;(d)Yeariy,,tioad insuiaase przmtums, ��'`
<br /> • �;� if any;!(e�Year1Y mortgage insurance pcemiums,iP anl+;aAd(�aaY swns:RaYsbie by Borrower to Len�er.iu auwidance witi� �� _
<br /> ,�".` ' . . the patavistons af paragraph 8,in liea af tiie paYment of mortgage insvrance prectnDms.These itsms are called"Esemsv ttea�s.° `y`_
<br /> .�.:.� ; ' .. "' Lender may.at any time,colIea aad hold Funds in an amauat not w exceed the maximum amount�leader for a fede�atly •
<br /> �, ietated mflrtgage loan may reqaire for Bormwer's escmw acaount under the f�era!Real Fstate Settte�nent Pivc�ues Act of =`
<br />` ` �: :,�.'. ,-, , 'i974 as amen3ed fram time w time, 12 U.S.C.Section 2601 et seq.(°ItESP�►°).uNess anather!aw tbat applies w the Fauds ��'.n..
<br /> .�..'`-,��..�•. : i seis a l�ser amnunt. if so, Lender may.at arry time,ooltect and 6o l d F u a d s in an amount not to ex e ce d t h e t e.s s e r a m o u n t. �-�-
<br /> -.����:,.�.:�.�z Lender may�tim�e the amount of Fmids dae Qn the basis of wnent data aud rea�onable esdmates of expenditares of fuwre r
<br /> ` : :s.`: Fsetow Items or otherwise ia&stordance with app}icable Iaw. � • .. . �",'
<br /> ' ' ` T6e F�mds shaU be held in an institutioa whase depasits aie insared by a fedeial agency.insuumentalitJr, or er�tity �;-
<br /> '. ' • ` ' �clu ' Lender.if Lelader is sach an institution)or in FeQeral Home E.nan Bank.[�nder sbnll the Fands to pay t6e �'
<br /> `-;�:i:._r...;.:� C � az►3+ aPP;Y . �,_...
<br /> ('�Y�� Escmw Items.I.ea4'�?ma3►not charge Barmwer for•6otding and applyintg e��ands,annuallY azmlYxing tlre escrow asxount.or �._:-�
<br /> „• t : ve�ifying the Essm�items,unless Lender pays$orrower interest on the�mmn3s and applicab2e!aw penmits Lender to make s¢ch F�'-
<br /> - . �� a charge.Huwever,Lender may.require Borrower to pay'a ano-tinie chargr foa an independent�i esiate tax reporHng sorvice . �`` ,-�
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<br /> ' .�' ;� ��� used by Lendes in,coanecdon with tiils toan, mile�.s applIcabte law pmvides othe:wise. Ut�tess an agree�tent s..�::.made ar . . �.
<br /> . . ,,� agpIic�t�taw�c�quir�imerest to 6e paid,I,eader shall not 6e�quired tfl pay Borrower aay interest or earr►ings on z�a Fo�ads. , � -
<br /> ".;-,2 Bo:rawer and i�maY agree in writinS,however.that interest shall be paid an the F�nds.Lender s6al1 give to Borfawer::,�: ` � .-
<br /> ..��;. ' Withoat charge, ��ctnual a�counting of the I�uds, shoaring credits and debits to the Funds and th�parpose for which eacb "'�
<br />_ ,;..� :� , . ' ���� debit w the Funds yras nmde.Thc Fuads a�p�e�ged as additiomt secauity for all sams secared by tDis Secnrity Instrameat. ��-°
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<br /> If the F�nds held�by Lender exoeed t6e amounts perniitted w be he2d by applicable law,I.ender sbiall acxount to Hunower. �;-
<br />- . :. ,�.�� for the excess Funds�itr aacordance with the rec�uinemarits of apptica6te law.If the atnoant of ttie Fnnds Leld try LeaB�et at ariy ' ---
<br /> - � ,,< time is not suff cne�iGOO pay the Fscrow Items��eti dne.I.ender may so aorify Bon»wer in wri6w$,and,iri sach c�se Bomav�er' �� ��:';
<br /> ; . ;.� shall pay to I.end.��'ne atrtount necessary w�lce up the def ciency. Boravwer shall make up the de&ciency in no more.than� 4 :
<br /> tarelve monthly pa�-raenrs.at Lender's soIe discrriion.. � -
<br /> =.► . U o n t i n f u l l o f a l l s u m v's e c u r e d b y t L i s� ri t y I n s t rt u n e n t, L e n d e r s h a ll p r o m p t i y r e f u a d t a B'�ro w e r `-` ��
<br /> P PaYanen, �Y . -
<br /> " '_ ' Fuads held by Lender.If.ander paragraph 21,I.endes shali�uire or self the Property,Lender.prior to t6e acqa:s►•`:�n or sale .: ��=�
<br />- �. • . ;r•� ' . .of the P�operty, �'apply arry Futtds held by Le�tder at the time of aac�vi�itIon or sale as a credit against t h e sums secured l ry ' =-
<br /> . � ;�;� th�s Securtty Inst�linznt• . . , � . , - . , . , ��
<br /> - _ � ,� � •.. :�< ;� 3.Apylicatioa of Payme�ts.UnIess applicable!aw pr�vides atherw<se.aIl payments received by Lender uadec pa�agraphs, ,; -..__.
<br /> -,•:':''i,,. f;.'i • l and�2 shall 6e l�ed:first,to an � _.'
<br /> :.: app' y pregayacent charges due under the Note;seoonsl,to amounts payable nnder�aragragt�2: ��'
<br />-."``�� • ' �' "' � third,to intere.st due;fourtb,to principal dae:�and Iast,to airy late chazges due under the Note. �__-
<br /> . • �� • ': ;•_ ' -
<br /> . � �4.Cl�es:�:F.ens.Borrower sha11 pay ali taxes.assessments,charE:s, fine�aad imposidonv attpibutable W tRe Broperty �. �: -
<br /> 4 � ;�t � whtcb may attain��iiority over tbis Seauity InstNment.end leasehoId�-�ments or ground nnt�,if asry. Borrawer sl�all pay.� :.'. —`
<br /> . „�1 'these obligatio�s pr�che ma�er provided in paragaph 2,or if not paid s���fiat ri�anner,Borcower s�all pay th�on time directi��. .' �,.'''.
<br /> � -,� W the peison ou�d paymen�.Barrower sAall pnomptly��a to Lender all nottces of acauunta to b�paid under ti�is paragrapb.'� .: . �'y'
<br /> � .. � :,� tf Borrower m�t�:s t�ese paym�ents dlrec7ly.Borrower sLalIl�:nptly tamish to�der receipts evidencing the payments. � �
<br /> . . , ` .BorroR�er s7�alt�promptiy dischnrge any lien wtuch uas�:ority over this Security lnst�ument uatess 8orrower:(a)agtees im �_
<br />- � �writing to the�ar�y�ucent of the o6ligation se�cumd by the Gen in a maIIC�..r a�ptable to Leader:(b)con�ests in good faItb the liem. :
<br /> �.. .
<br /> h a�a=�st enfoicement of the lien in, legal pwceedings 4�-'�,^cb in the LenQer's opinion operate to prevent tke �°��
<br /> _ .,.�. y. ar defends �,_
<br /> enforcement of ti:���9en;or(c)secures from the fioider af the�tien an agreement satisfxstory to Leader subordinating the llen to. �_A:._
<br /> . � • : this Securlty Instrtiraent.If Lender determines that arry part of the Properiy is subject w a lien which may attain priorily over �_._.:
<br /> �� �:; ._.._
<br /> , • ��! ,� • tvis Security Instniment.Lender may give�mrcmwer a notice identifyIag��1he lien.Borrower sha!!saASfyrthe tien or take one os �;
<br /> . � more of the actions set forth above within lO t�aya of the glving of notice. �:='
<br /> _ � �.� Form 8028 8t90 �-
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