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� <br />plus interest. Borrower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later <br />than NOVEMBER 1, 2 0 2 7 . <br />(� "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" meaus the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I� "Riders" means all Riders to this Security Instrument that aze executed by Bonower. The following Riders are <br />to be executed by Bonower [check box as applicable]: <br />� Adjustable Rate Rider <br />� Balloon Rider <br />� 1-4 Family Rider <br />� Condominium Rider <br />� Planned Unit Development Rider <br />� Biweekly Payment Rider <br />� Second Home Rider <br />� Other(s) [specify] <br />(n "APPlicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(.n "Community Assodation Dues, Fces, and Assessments" means all dues, fees, assessments and other chazges <br />that aze imposed on Borrower or the Property by a condominium association, homeowners association or similaz <br />organization. <br />(I� "Electronic �nds Transfer" means any transfer of funds, other than a transaction originated by check, draft, <br />or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or <br />magneric tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term <br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(Nn "Miscellaneous Procceds" means any compensation, settlement, award of damages, or proceeds paid by any <br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or <br />destruction of, the Property; (ii) condemnation or other taldng of all or any part of the Property; (iii) conveyance in <br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(1� "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Pertodic Payment" means the regulazly scheduled amount due for (i) principal and interest under the Note, <br />plus (ii) any amounts under Section 3 of this Security Insmament. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing <br />regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or <br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, <br />"RESPA" refers to all requirements and restrictions that aze imposed in regazd to a"federally related mortgage loan" <br />even if the Loan does not qualify as a"federally related mortgage loan" under RFSPA. <br />(� "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that <br />party has assumed Bonower's obligations under the Note and/or this Security Instrument. <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and <br />modificarions of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Pege 2 of 14 <br />`X?+� <br />i <br />�' ' <br />DoeMag/c � <br />www.docmagic. com <br />Ne3028.dot.�l <br />