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� <br />� <br />- <br />e - <br />� "��. <br />0 � <br />� = �1 <br />� � <br />� � <br />� - <br />� <br />� <br />�� <br />� <br />Ci <br />a � <br />��� <br />� <br />a �, <br />� � <br />0 <br />. <br />� <br />[Space Above This Line For Recording Data] <br />After Recording Return To: <br />HERITAGE BANK <br />PO BOX 84, 821 2ND STREET <br />ST. PAUL, NEBR.ASKA 68873 <br />Loan Number: 11000607 <br />DEFINITIONS <br />DEED OF TRUST <br />T <br />r n" �- <br />f r` i <br />n �= <br />U ,, . <br />a-: ,.; .. ._ <br />m ,", <br />�; ��� <br />� �� <br />- 1 <br />i� <br />'�_� <br />r: : ��� <br />i <br />C` <br />: ,, �¢ <br />' � <br />`_� ��_ <br />�� <br />�-.., <br />;= : <br />'�J <br />�---, <br />C�J <br />��0 <br />� <br />h <br />�`�J <br />c :"t <br />c:� <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 1�, 20 and 21. Certain rules regazding the usage of words used in this document are also provided in Section 16. <br />(A) "Securlty Instrument" means this document, which is dated OCTOBER 2 5, 2 012 , together <br />with all Riders to this document. <br />(B) "Borrower" is KIRK R BACKUS AND ROBIN R BACKUS, HUSBAND AND WIFE <br />AS JOINT TENANTS AND NOT AS TENTAS IN COMMON <br />Bonower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBR.ASKA CORPOR.ATION organized <br />and existing under the laws of NEBR.ASKA . <br />Lender'saddressis PO BOX 84, 821 2ND STREET, ST. PAUL, NEBRASKA 68873 <br />Lender is the beneficiary under this 5ecurity Instrument. <br />(D) "Trustee" is WEST GATE BANK <br />(E) "Note" means the promissory note signed by Borrower and dated OCTOBER 25 , 2012 . <br />The Note states that Bonower owes Lender ONE HUNDRED THIRTY-EIGHT THOUSAND <br />AND 00/100 Dollazs (U.S. $ 138, 000. 00 ) <br />NEBRASKA—Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DocMeg/c� <br />Form 3028 1/01 Page 1 of 14 www.docmaglc.com <br />,� <br />r � <br />n � <br />O --{ <br />c a <br />Z -- -I <br />� rn <br />-< Q <br />o - n <br />- � <br />Z r*I <br />j> CLJ <br />r �r� <br />f D <br />Ci� <br />?� <br />n <br />� <br />cn <br />N <br />O <br />F-� <br />i'ti3 <br />�� <br />fy� <br />F-�-� <br />� <br />� <br />— y (6 <br />� <br />Ne3028.dot.�ml <br />