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� <br />Planned Unit Development Rider <br />THIS PLANNED Ur]IT DEVELOPMENT RIDER is made this 24th day of October, 2012, and is incorporated <br />into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the <br />"SecuNity Instru�nent'� of the same date, given by the undersigned (the "Bo�ower ") to secure Borrower's <br />Note to Wells Fargo Bank, N.A. (the "Lender ") of the same date and covering the Property described <br />in the Security Instrument and located at: <br />410 Sunset DR, Doniphan, NE 68832 <br />[Property Address] <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with <br />other such parcels and certain common areas and facilities, as described in COVENANTS, CONDIT'IONS <br />AND RESTRICTIONS (the "DeclaNation "). The Property is a part of a planned unit development known <br />as <br />Amick Acres West <br />[Name of Planned Unit Development] <br />("the PUD "). The Property also includes Borrower's interest in the homeowners association or equivalent <br />entity owning or managing the common areas and facilities of the PUD (the "Owners Association ") and <br />the uses, benefits and proceeds of Borrower's interest. <br />PU D Covenant In addition to the covenants and agreements made in the Security Instrument, Bonower <br />and Lender further covenant and agree as follows: <br />A. PUD Obligations. Borrower shall perform all ofBorrower's obligations underthe PUD's Constituent <br />Documents. The "Constituent Docunaents" are the (i) Declaration; (ii) articles of incorporation, trust <br />instrument or any equivalent document which creates the Owners Association; and (iii) any by-laws or <br />other rules or regulations of the Owners Association. Borrower shall promptly pay, when due, all dues <br />and assessments imposed pursuant to the Constituent Documents. <br />B. Property Insurance. So long as the Owners Association maintains, with a generally accepted <br />insurance carrier, a "Master" or "Blanket" policy insuring the Property which is satisfactory to Lender <br />and which provides insurance coverage in the amounts (including deductible levels), for the periods, and <br />against loss by fire, hazards included within the term "Extended CoveNage ", and any other hazards, <br />including, but not limited to, earthquakes and floods, for which Lender requires insurance, then: (i) Lender <br />waives the provision in Section 3 for the Periodic Payment to Lender of the yearly premium installments <br />for property insurance on the Property; and (ii) Bonower's obligation under Section 5 to maintain property <br />insurance coverage on the Property is deemed satisfied to the extent that the required coverage is provided <br />by the Owners Association policy. <br />What Lender requires as a condition of this waiver can change during the term of the loan. <br />HCFG-00008 <br />MULTISTATE PUD RIDER - SII1g18 FBfillly - F871IlIe M88/FleddlB M8C UNIFORM INSTRUMENT <br />VMP� <br />Wolters Kluwer Financial Services 201210244.1.1.2336-J20120529Y <br />Fortn 31501/01 <br />05/12 <br />Page 1 of 3 <br />51�1 9' <br />