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�41209�6ti <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />����� <br />Andrew S Beirow Date <br />Seal <br />,. <br />� <br />�� lo-a�/ <br />awmta M eirow Date <br />Seal <br />Acknowledgment <br />State of Nebraska <br />County of ��MS <br />This instrument was acknowledged before me on october 24, 2012 by <br />Andrew S. Beirow and Dawnita M. Beirow, husband and wife. <br />���. ��� <br />Notary Public <br />My commission expires: 9/ 7/ 14 . <br />�iALNOTARY- State of Nebra�a <br />SANDRA SHUTT <br />1�r Canm. Exp. Sea. 7, 2014 <br />HCFG-00359 <br />NEBRASKASingle Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP� <br />Wolters Kluwer Financial Services 201210244.1.1.2336-J20120529Y <br />Fortn 30281/01 <br />05l12 <br />Page 16 of 16 <br />51081 7' <br />