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<br /> S. Hawtrd ar Prop�riy insuruace. Barrower shall keep the impravements now existing o�herea�e`r�ere�itcl�thc
<br /> Praperry insu►ed agninst loss by Gre.huxnrds incluaed within the term "exteaded covernge" and uny ather ha«a�ds, inctudirtg
<br /> floods or ftoading,far wMch Lender requires in�umnce.This i�ssarance shuU bo maintained in the amaunts und for the pedada
<br /> thut Lendca requires.Tho insamnce cnrcier pmvidln� the insurunee shall be chasen by Borcc�wer subject to L,ender'x nppraval
<br /> �v3s�ch shutl not be unn��sonably wtthheld. If Barmwer fuile to maintain covernge dessritxxi abuve, L.ender ntay, nt l.cndcr's
<br /> aptton.obtain coverage to protect Lender'a rightx in the Property in uccordunce with pamgmph 7.
<br /> Ait insuranoe policies and renewals shall be ncceptable to Lender unsi shaU inrlude a Rtand��d mortg:��e utnuse. I.ender
<br /> stwtl have the rIght tu hold tlte poticies nnd renewnia. Tf lemier reqt+ir�s,Borm�ver shall pron�ptly afve to I.emler nll receip�c af
<br /> pnid premiums und renewn!nodces.in the event of loss,Borrower shcJl give prompt notica ta tha insutanoa r.�rricr und Lender.
<br /> Lender may make proof of loss if not mude promptly by Borrower.
<br /> Unless L,ender and Borrower atharwise agree in�vtiting,insurnnce pmceEda shull be applied to te�tur�tion or nepair of the
<br /> Property damagecC.if the restaraUan or repair is eoonomically feasible and Leader's seeurity is not lessened.If tho cestamtion or
<br /> repair is not economicatly feasibla or Leader's secudty would be lessened.the insurancQ procceds shall be:tpplfod to the sums
<br /> secured by thls Security Inshument. whether ar noi then due, with any excess pnid ta Barrnwer. [f Haaower abandons the
<br /> Property,or does not answer within 30 days a notice from Lender that the insuranse aurier has offered to settle a cl�itn.then
<br /> Lender may wllect the insurance procee�s. Le�r euay. use the proceeda to repair or restore the Property ar to puy sums
<br /> secw�ed b�r this Security Instnunent.wh.ther.or tz�t s�ce�dr�e.'f�t�30-day periad wlll begin when�the notice is given.
<br /> Untess Lender and Borrower vYh2rnrise�n�iu wriciir,�.any applicarion of proceads ro pdncip�l shall not eutend or
<br /> pcisst�ae Che due date of the moatDiy gr�ymEZar,s refesr�d to in Quragraphs 1 and 2 or chang�the amount of the payments. If
<br /> under paraga•��h 21��21'roperty as�cqvi�d by][x�sCer,�omower's right to any insurance palfcies and pmceeds resuldng from �
<br /> damage to ti�E Fea�uer�y��Eor to tEre aoqausi�iQB sReaft�ss to Leader W the extent af thc sums secured by this�wriry lnsuurt�ent
<br /> immediat¢ly prior eo et�,tra�uisition.
<br /> 6.�o�an,pa�r�,�,�aUon,Nduiratenance an�i�te�i��a�f tde Pi+uPertYi Borrower's Loan AppUcallon;I.eas�ttolds.
<br /> Borrower s4�aU oocu�,sj�,¢stablish.and use the Praperty as Bor�«•er's princtpal residenoe wlthin siaty duys after the execution of
<br /> this Security IasUr���B and shall continue w occupy the Propeny as Borrnwer's principal�esidence for at least one year after
<br /> the date of accupa��a:r��ss I.ender otherwise agreas in writing, which consent shall not be unreasonably withheld.or unless
<br /> extenuating circa�msta��.ra.�xist which are beyond �omower's oontrol. Borrower shall not destroy, damage or impair the
<br /> Property, allow the Property w deieriorate, or commit waste on ti�e Property. Bornnwer shall be in default If any forfeiture
<br /> ac�ion or�er�tng.whether cIvit or criminal, is begun thst in lf�nder's good faith judgmes►t oould resuft in forfeituna of the
<br /> Property oi,��thenvise materially im�r the lien cr�eated by tl�is Seourity Instrument or Lender's security interest.Borruw�s aiay
<br /> cure such a'default and reinstate.as pmv�ded in par�p�,aaph 18. by causlnR the aaron or psnoeeding m be dismissed wlth a ruling
<br /> t�'sat, �i�r's goud faish�ai�:.�':a�, pz�:e....,'F°°�,1 f07YE1!!S!E�t�E EalTIIL:'ST�S �!lL82'CSi �f21�!°Pl4�.�4!F 4I�'i�2?�!?.�
<br /> imgai�en:e�f�he liea created by tdis'�curity'En�uQUment or I.ertder's s�urity interest.Borrower sh�ll tt7sq be in deFault if �
<br /> Bor�,mtivee.���cjn�the loan appUcadopi.�.vicess,gave materially false or inaocurate informadon or stat�mente tu I.ender(or failed
<br /> to provid���er wit�auy materlal infom�atton)in oonnection with the loau evidenced by the Nate,inclading.but not iittlit�d
<br /> to,repsesee��q�qus con,s�iining Borrower's axupan�;.pf the Property As a priaaipel�residence. If ttus Security Ipstiument�is bn a
<br /> leasc�.a�. �orrower�Yk�.comply with all the p vasions of the lease. If:�o�ruwer acquires fee tide ta the Property. the'
<br /> lease'��E�,}��id the fee dde sLall not merge unlesa Lender agrers to tbae merger in writing. ,
<br /> 7,.�I�ctton of Leader's Rtghts in the Property.If Borrq�`ver fails to pedorm the covenants and agreeraents containad in
<br /> , this 3ecurify Instiument,or thene is a legal pmce�fing that may significantly at�'ect I�nder's r�ghts ia the Property(such as a
<br /> , �`•�•Qrooeed'u�g in bankcuptcy.pmbate,for condemnadon or forfeiau+e or to enforce laws or regulaGons). then Lender may do and
<br /> �:�: pay for whauwer is Recessary to protect the value of the Property and I.ender's rights in the Property. Lender's actIons may
<br /> � �`` � �include paying any sums secured by a lien whtch has prioriry over tdis Security Insuument. appear�ng in court, paying
<br /> reasonab'.e attorneys'fecs and entering on the Property to make mpairs.Although Lencler may take action wlder this paragrupd
<br /> 7.Lender dces not t�ave to do so. '
<br /> �,.•,
<br /> My �mow�ss d'n�bu�sed by I.ender under d►js„paragraph'T shall become additi�tt�l��¢�ebt pf Borrov+er sec�urad��b�1 this
<br /> Securlty Irist�umem.'k��fipss Borrower and Lender a��to o2Q�er�.tCfnns of pa , t, these ar�iounts shalt:bear interest from the
<br /> date of disbwseraent�t•the Note rate and shall 6a.;pa�ya�61e,•���th.�nterest,� �C►n nodce from I.cnder ta Bonower nequesting
<br /> Papraeat. � �' .;• : ;
<br /> 8.Mortgsge Insurance.If II.en��s required mortgage inswanoe as a oonditlon of maklii�:the loan secuc+ed by this Security '
<br /> InsUument. Aornower shall pay the'prer►i6t�ms rec{uired to maintain the mortgage insuran'�in effect. if, for any �+eason,the '�
<br /> mortgage insurance ooverage required Gxy.•�ndes 9�ses or oeases w be in effect.Borrower shall pay the premiums re�uired to ;
<br /> obtain ooverage substantially equivaiett�.j�',ti�e'.pnaia�Age�nsurance previously in effoct. at a cost substantially equivalent to the
<br /> eost to Bormwer of the mortgage insn�d�p'tr.wibusly in effect. from an altemate c�suneage insw+er approved by Lender. If
<br /> substantially equivalent mortgag�incus�uu�e coverage is not available,�omower shalt gagrlEa �ender each cnonth a sum equal to
<br /> one-twelfth of the yearly mortgage insluance premium being paid by Borrower when the Lfs�aianc;e ooverage lapsed or ceased to ;
<br /> be in effect.Lender will acccpt,use and retain these payments as a loss �es�arve in lieu of mortgage insurance. Loss reserve
<br /> �. • Forcn 3028 8190 '
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