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<br /> TOGETHRR WITH all the improvements now ar hereafcer crected on the pmperty,und utl cu:+ements,uppurtenarx�.�
<br /> tixtures noH or het�►fter n part of ehe praperty. All replaceinent� and udditions shaU ulso be covcred by this Secvrity
<br /> Instntment.All of tho foregaing is referred ta in thi�Sccurity Instrument ns the"P�operty." _
<br /> BOltROWBR�OV�NANTS thnt Barrowcr ia luwtLlly seihed of thc estatc hcreby convcycd und hus thc right to grant and
<br /> convey tiie Prc�perty and thnt the Property is unencumbered, except fur encumbrances of�raird. 8nrrower wurrant:+ancl will --
<br /> defend genemlly the tttle�o the Praperty ugainst ull cluims c�nd demurtds.subject to nny encun�brances of r�wrd. _
<br /> TNIS SECURITY 1NSTRUMENT c�mbinzs unifum�covenanth for natian:il use and non•unifnrm c��venants with lirnitcd
<br /> varintians by jurisdiction to canstieute n unifortn security instrument covering reat property. _
<br /> UNtFOKM COVENANY5.Bvrruwej•und Lendcr cuvcnunt:uld agree�s foilotivs: �
<br /> i. Payment ot Prind�wl and Interestt �P9y�t und Late Ch�rges. 8orrower shall promptly pay when du�the
<br /> pdncipal of und tnsErest un the debt evidenced by the Note and uny prepaymeat and lute chatges due undcr thc Note.
<br /> 2. F�nd:t for Tuxes und Insurnnee. Subject to appltc�nble law or to a�vritten wuiver by l.ender. Botrowet shall p�y to
<br /> Lender on the day monthly puyments arc due under ihe Notc,until the Nate is paid in full,a sum('Punds")for:(a)yemty tnxes
<br /> and susessments which m�y attaln priority aver this Security Insuument os n lien an the Prope�ty:(b)yearly Ieaseholcl p3yraents
<br /> or ground rcnu on the Property,if any:tc}yearly hazard or pmperty insurance premiums:(d)Yea�'ly ftood insurunce premiums.
<br /> if any;(e)yearly mortgage insurance premiums.if any; sutd (�any sums payable by Harrower to l.ender,in uccordaaoe �vtth
<br /> the pmvisions of paragraph 8.in lieu af the payment of mortgage insuranoe preminms•These items are called °Fsco°w Itema•"
<br /> Lender tnay. at uny dme.mllect and hald Funds in an s�noum not to excead the maximum amaunt a lender for a federaUy
<br /> rPlated�nortgage loan may require for Borrower's escro�v uxour.t under the federnt Real Fstsite Settlement Procednres Act of
<br /> 1974 as amended from time to dme, 12 U.S.C. Section 260i et seq. ("RESPA").unless another law that applies to the Punds
<br /> sets u lesset amount. If so, I.ender may. at any time.collect and hold Funds in an amount not W exceed the less�r art�aun:.
<br /> �Qr�y PsHmaee che amowu of Funds due on the basis�f cunent data and reasonabte esUniates af expcnditur�oi fuaire
<br /> Escrow Itcras or othen�vise ia accordance with agplicable law.
<br /> The Funds shall be held in an instit�don whose deposits are insured by a federal as�ency. lnsuumenrality. or entity
<br /> (including Lender.if Lender 3s such an tnsdtution)or in any Federal Home LAan Hank.Leader shall apply the Funds to pay the
<br /> Fscrow'Items.Lender may aotchecge Borrower for hnlding and applyfng the Funds.annually analyzing the escrow a000nnt,or
<br /> verifying the Escrow Items,unless Lender pays Borrower interest on the Futtds and applicable!aw pertntts I.ender to make such
<br /> a charge.However,Lender may require Borrower to pay a one�time charge for an Indepeadent ral estate tax repoKing sen�ce
<br /> used by Lender in connection with this loan, unless applicable !aw provldes otherwise. Unless an agreement is made or _
<br /> appiicable la�v[equires interest to be paid.Lender shall not be re�uired to pay Borrower any interest or eamings on the Funds.
<br /> Borrower and Lender may a�roe in writing,however.that interest shall be paid on the Fuad3. Lec�der shali give to Borrower,
<br /> without charge, aa annual accounting of the Funds. sbowing crzdits and debits to the Funds and the putpose for wblch each
<br /> debit to the Funds was made. 1Ue Fuads ara plr�ged M.rdditivust�c�uety P�r tt�t sn:::.a�hy sh:d��In�!'-• .
<br /> . If the FY�nds held by Gender exceed the amaunts permitted to be held by appUcabte law.Leader shall aocount to Horrower
<br /> for thc excess Funds in aao:dance with the requirements of applicable law.If the amount of the Funds beld bq Lender at azay
<br /> �time is not sufficient w pay t�e Bscrow Irems when due. Ixader may so notify Bornower in writing.and.in such case Ibrrower
<br /> shAll pay co Lender the amw�nt necesssarY to make up the defidency. Borrower shall malce up the deficiency in no more than
<br /> twelve mocttbly payments,at Lender's soEe discretlon. : •�'°
<br /> '••: Ugon paymenc ia full of ell swt��secured by thta Sacurity Insm�meat. I.ender shatl prompklY��►d to B�aioa'er uirdy
<br /> �'�tinds held by i:ender.If,under paragrdp�21,Lender shall acquire or sell the Property.Lender.prior to the aoquisitiou or'saEe
<br /> of the P�+op�rty,:s5et1 a�fpiY anY�unde held by Lender at the tiuze of acqulsition or sale as a credit against the sums saured by
<br /> tlus Security Ynstinuaent. '
<br /> 3.AppiiCa83yn of Pa�tRtPnts.Uriless applicable law pmvides otherwise,alt payments received by Lender nnder pa�a�rap�s•
<br /> i and 2 shall tie'applled:,fitst,to any prepayunent chacges due under the Note: seoond.to amounts payable under par+graph 2;.'
<br /> ;third,co interest due;fourit►,to principal ili�e;aad last,to any late chgrges due undet�e Note.
<br /> , 4.Chaege�Uens.'�ocSower s6aU;pay all taxes,a9sessments,charges,fine�and imposidons amibutable to t3ie Praperty
<br /> ;qirhieh may attttin priority over this 5ecui�ty.Instntraent. aad leasehold payments or grouad c�ats,�f any �Q�cQwet shall P�Y
<br /> t�lese obllgai�ons In the manner prnvidec!ia paaragraph 2>or if not paid in that manner�Borrower shall pay thezti on time dirxttjr' : .
<br /> ,,ta;the pe�sor�i�v�bd paymeat.Borrower shall premptly furnish to Lender all norices of amounts to be paid und�x�this paragtap�...•
<br /> � iF Borrower makes these paymenu dic�ectly.Borrower shail pmmptly fumish to Lendcr raxigts evidencing the�p�yments. '_
<br /> Borrower shaU promptly discharge any lien which has priority over this Secutiay Instnimet►t unless Borrower.�ala�rces u► ',_.
<br /> wrlting to t�e payment of the obllgation ssxured by the licn in a manner acceptable to Lender; (b)contests in gifod faith the tien .
<br /> by. or defends agaiast enfonement of the lien in, legal proceedings'which iu'iife Lender's apiaion operate to p�evem t�e.
<br /> enfotoement of the lien;or(c)secures from the holder o�the 1{en an agreement.,�atisfactory to Lender sulwidinabng the lien to,
<br /> •..this Secvrity InsMunent.tf. ixnder determiaes that any part of the Property is subject to a lien�vhich may attain Priarity ovet ;
<br /> �93c3s Security Insuument.l�der may give Bortower a a�adce identifying the lien.8orrower shaU satisfy the Iien or t�e one or ��_
<br /> �� inore of the actions set forth above vvithin 10 days of th�gtving of notice.
<br /> Fdnrs 302a 8I90
<br /> Paq 2 W 8
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