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�0�20907� Horrow�,rc st+aU promptly discharge any tien which has priority over this Seeurity Instr�aznern �mless Borrmver: {a) agrees in writing to rhe payment of the abligedon secured by the fien in a manner aeceptablc to Lender; (b) contests ip ��tl faitfi the llen by, or defends a�ainst enforcemeat of the lien in, legal pmceed'mgs which in the Lender's opinion aperate w prevent t6e enforesment nf the I�ea; or (c) secures from the hoider of tha lien an agresment satisfactary to Lend� subordinating the lien to this Secwtity Ins4vment If Lsnder determines thst any part of the Praperry ia subjed to a flen w?uch may attain priotity over this Security Instnrmeat, Lender may give Horrower a notice ideMiiyiag the lien. BoYtower simll satisfy the lien oc take one or more af the actions set fnrth above witliln 10 days of the giving of notice. HazArd or Property tnsurance. Borrower shall kcep the irnprovements nqw existing or hereafter erected on the Prope►ty insured agair�at lc�ss by flre, hazards inctuded within the term "exbended coverage" and any oth�r hazards, inclnding flaods or floodtn� for which Lender requires insw�nea. This inswance shaU be mairnained in the emounts and for the periods that Lender reqniras. The insurauce cerrier providing the insurance shai! be choseu by Borrower subJect to Lender's appraval which shatl rwt be unreasoaably wi�hheld if Borrower f�ils to maintau► coverage descn'6ed al�ve. Lander may, at Lende�"s aptian, �bta� coverage to protec[ Lendet's dghtv in the Properry in accordance with sectian dU� Protectioa of Lender's R�hfa in t6e Property. All jnsaranca pplicies and renex�alv shall be acceptable w Lender end �all include a standard mortgage clause. Lender shall have the right to hoki the polieles end t�tewal�. If Lender requ'v�.9, Bwrower shall promptty give to Lender all receipts of paid premi�ans snd renewal norices. In the evem of losa, Barrower shali give prompr notice et1 th� i»suranrs camtat and l.ender. Lender may make proof of It�s if not made pmmpfly by Borrower. Unles� Lender ar�d Borrowar otharwise agree in writtng, �an� pro+caeds shall ba appGed to restoration or repair of the Propetty dameged, if the restoration or repair is economicelly feasible and I:ender's security is not Iessened. If tbe restoration or regau� is not eeonomically f�'ble or Lendei's sec�uity woutd be lessened, the insurance proceeds shall be applied to the sums secured by [his Security Instrument, whethar ar rtot then due. with atty excqs paid to Borrower. If Berrrowear abandcns the Property, a� floes not az�swer wld►m the nwnh� of days prescribed by Applicable Law as set forth in a natice from Lender to Borrower that the insurance camer hes offe�ad to setde a alaim, then l.end�r may collecr the insarance praceeds. Gender may use the proceeds ta cepair or restore the Property or to pay aums sec�esl by this Secueity IasErument, whether or not then dua. The period of time far Bormwer fo enswer as set farth in the nodce wIll begin when tbe nodce is �iven. Unless Lander and Bmrawer otheivvise agree ln wthlnffie �Y aPP�cation of proceeds to princigat shall nat exo�nd or postpone the due d�e of ffie payments dua under the Contract or change the amount of the payments. lf under tb� aection titled Accelerattoa; Remedies tl�e Ptapeely is acqttired by Lenda, Borrower's right to miy ins�aance poltcias and proceads rasukin$ &am dama�e to the Property prior to ehe aequisition shatl pass Yo Lender to the exte� af the sums secured by this �urity Instrumeatt tmmediately prior ta �e acquisidon Pi�eservedon, Maintenance and Protection af t6e Pro�rty; Borrower's Loan AppUcatian; Leaseholds. Bortawor shall ant destroy, dama�e ar impair th�e Property, allow the Property to det�iorate, or cammit waste on tttc+ Pr4periy. Botrovuer shall l� �n default if auy fnrfeieure acttan or proceeding, whether ca�il or criminal, is he�t► that in Lerider's goai f�ith judgment cautd result in forfeitwe of the Propeity or othenvis�r materiatly impa'v tl�o Hen created by this Security lnstrumeot or Lezaler's security interest. Baitower may cure such a deti�utt and reinsmte, es provtded in �cNoa titled Barrqwer's Rigtit 4o Reinstate, by causing the ae6an or proceeding to be dismissed with a ruling ttiat� in Lend�'s good faieh determinadon, preclud� forfeiture of the Borrower's interest ia the Property or other material impairment of the Iten cteate.�i by this Security Insttwuem ar Lende�s sacurity interest. Barmwer shall also be in det�ult if BonoweG d�ving the loao appficadon process, $ave matexially fatse ar mACCwate infarmadon o� atatemeats w Lender (or failed to provide Lender �vith any matarial infa�mation) ui connection with tfie laan avidenced by the ComBact. If this Sec�uiry lnsdvment is on a leaseholii, Borrawer shail camply with aU the provfsians ofthe lease. If &�mwer acquiras fee atle to the Propeny, the IeASehold and the fee tittc sFiall not merge uniass Lender egrees to the merger in varitin�: Protection oC Leader's RigBts in tLe Pro�rly. If Botrower fails to perfomt �►e cov�snts and agreemeats camaiaed Sn this Security lastnar►eM, or tbere is a legel proceeding that may si�niftcantiy affecx I.ende�'s rightv in the Property (such as a proceeding in bantauptcy, probate, for condemnation or forfeieune or to enforce laws or regulatians), then Lender raay do and pay fer whatever is necessary to protect the value of the Property and Lender's rig6is ig t� F'rope�ty. Lenda's actions mey lnclude paying any sums sec�red by a lieo which I�as priority aver this Securit�+ Imstcument, appearL►g in court, peyin� reasonable attarnoys' fees and enoering on t6e Property to make repa'vs. Atthwigh Lender may take actioa uader dils secdoa, Lenr�rr does oot have to do so. Any amounts disbw�sed by Lender under this sectioa sh�U become �dditianai debt of Horraw� secured by this Security Inshvment Unleas Barrower and Lender ag�t+� to other tanns of gaymem, tl�e amoimts sNaU bear interest from the date of disbarsement at the same rate assessad on adwaaces und� the Ca� and shail be. pa3a61e, whh int�esk upon rrotice from Leraier to Borrower cequeseing Payment. Iaspection. Lendea or its ageat may make teasonable eMdes upon and ins�ctioas of ifia Property. Lender shall give Borrower notice et the tlme of or priaelo an ins�ction specifyh►g reasanable cawce for the inspection Condemaalloa. T'ho pmceeds of any award or claim for damagea, direct or cansequendal, in cannecdoa with sny condemnatioa a� ather takin$ of aay Esart of the Property, or for conveyance tn Ileu of condemnation, are heeeby essigned and sNslt ize paid to L.end�. emna-aau coma'�s�.� nncn-secs-m�ou.is.aa�