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201209036 <br /> 12. Borrow er Not Released; Forbearance By Lender Not a Waiver. Extensiou of tha tiine fbr payinent or <br /> modi�ioahion of aznortiznfion of the sutns secured by tl�is Security iuytnunent granted Uy Lcndcn-tu Borrower <br /> ar any Succ;easor in Hrterest of Ron ower shall not operate to release lhe liabili6y of Borrower ar any <br /> Successore in Interest of Borrower. Lender eh�ll not be required to coinmence proceedings against any <br /> Successor in Inkerest of Borrower or to refiise to exteild time for paynient or otl�enuise modify ati�cSrLiza6ion <br /> of Che sums seoured by this Seourity Instiruinenf�by reason of any demand mado by Che original Borrbwer ox <br /> �ny Succeasare in InYerest of Boirrower. Any forb�arance by Lender in exercising any right or remedy <br /> including�, withottt linutation, I,e�idcr's aoceptai2ce oPpayn�ants fi•om third pereons, entities oi Successors in <br /> viterest of Botrowor or in �mounCs less tt�an the amounY Yhen dae, sha11 not be a waiver of or preclude tho <br /> exercise of any right or remedy. <br /> 13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants and <br /> agrees that Borrower'y obligations and]iubility ahall be joint and several. However, a�ip Borrower who <br /> co-9i�Ls this Securi{y�iG���iii�l bnt does not execute tihe Note(a"co-signer"): (a) is co-sibning tl�is <br /> SccuriCy Instrumeut arily Yo niortgage, granf and convey fl�c co-si��er's inCeres6 in fke Pinperty under the <br /> terms of this Seeurity Iustrument; ('b)is nnt personadly obligated to pay the aume aecured by tlns Security <br /> Tnetrwnent; and(c) a��ee,v that Loudcr 2nd any other Borrower cnn agree to exYeud, mocLfy, forUenr or make <br /> � auy accoimneda[ious witl�rugard lo Che tenns of this Security InstrumenC or fhe Note withont tl�e co-eigner's <br /> oonse�it. <br /> SuUject to T7,io provisione of Secfiou 18, eny Successor in Iuterest of Bonrower who Tssumes Rorrowcr's <br /> obligationa under tFris Sect�rity Inshvment in wriCing, aiid is a}�proved by'Lcndcr, shall obl�in 111 of <br /> Boxrower'e rights aud bene£its uuder tUis Ser,urity Instrumcnt. Borrower ahall noC l�e relensed fi om <br /> Borrower'y obligafions and liability under ttus Secnrity Tnetrument unlass Lender agree� to such relu�so iu <br /> writing. The covenants nnd agreemenYs of thia Seourity Instrumant yha11 bind(cxcc�t as provided in Sectios� <br /> 20) and bevefit the successors and assigns nf Lcncicr. <br /> 14. Loan ChaYges. Lender inay charge T�o�ro�ver fcc>s for sc,�rvices performed in coimection with Borrower's <br /> defaulY, for Che purpoae of protecting Lc�nder's iiderese in the Pro�erty and righfs under tlus Security <br /> Instrmnent, including, hut nnt liiuiCed Co, attorneys' Fees, property inspection and valuatioii�Feea [n regard ro <br /> any ofhcr fceu, H�e absence of express authority in this Secmity IvsU-mnent to charge a�pcc;ific fce:'Co <br /> Borxower ehall not be constrned as a proUi6ition on the charging o£such fee. Lender inaq not charge f'eee <br /> that v�e expressly proliibitrd by this Security Instrutnent or by Applicable Law. <br /> If tbe Lonn is s��bject to a law which sets mvcimum loau charges, aud thaC law is fivally intciprcteci ao lhn�� <br /> fhe intereat or other loan chargas collectied or to be co11ectcd in conncclion wiU�tihe Loan exceed Ehe <br /> permitted limits, Uien: (a) nny sueh 1<�azi char�e shnll be reduced by Hie amount necessary to reduce the <br /> charge to tl�e pormittcd liinit �nci(b)�ny sums already collected$om Borrower whlch excoeded permittcd <br /> limits will be refimded to Borrower. Lender may choose tio malee thia refund Uy rcducing 11ie prinoipnl owed <br /> un�ler tlie Note or by m�king u clirect payment to Borrowcr. Tf a rofund reduoe.s principal, the reduction will <br /> be treated �s T parCial prepayment witl�out any prc,�zryment charge(wh�ther or not a prep�ymont charge is <br /> provided for under tlio Note). ,Borrowcr'a acoapCanee o£nny such refund inade by direct l�a�yinent fo <br /> Rorrowor will constituta a waiver of any iight of t�etion Borrower might h�ve arisit� out E�f aucl� overchaxge. <br /> 15. Notices. All voHces given by Borrower or Lender in coimecCion with this Sec�rity]nstnimcnt muet be in <br /> writing. Any notico to Borcower in connection with this Sc curity Instrnment sh�ll be deemed to heve been <br /> given to Borrower when mailcd by firaC olass mail or when achially clelivered to Borrowzr's notice address if <br /> yent by othce means. No[ice to any one Borrower sh111 constitnte notice to all liorrowe�s imless Appllcable <br /> Law expressly reqaires otherwisa. The notice adc1reas al�ttll be tiho Property Addreas unless Borrower has <br /> ' znooseo�o <br /> NEBkASKA-SIn91e Family-Fannie M aclF�edtlio Mac UNIPoRM INSTRUM ENT Form 3028 1101 <br /> yh�p[y VM Pfi(NEI(1 7051 <br /> INollers Klnw er Flnnnelal Snrvicas Puge 11 0�17 <br />