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201208987 <br /> 12. Borrow er Not Released; Forbearance By Lender Not a Waiver. Extension of the �ime for pnyment or <br /> modifioation of ainorcizatic�n of thc swns s�cured Uy tliis Secttrity IvsUument graziYed by Lendei to Borrower <br /> or aziy Successor in Interest of Boxrower shall noC ope�-aee t��rcloaee tlie liability of Rorrower or auy <br /> Snccessors in Interest of Borrower. Lender shall not be required to convi�euoe proceodings against any <br /> Suwassor in Interest of Rorrowar or to refttse to extend tiime for pAytnenY or otherwise modify amorCiz�ttion <br /> of Che auma secared by this Scetin9ty Tnstrument by reason of a�iy demand made by the original Barrower or <br /> any Suecessors in Inlerest of Bocrower. .Siry forbcaranoe by Lender in exercising�any right or remedy � <br /> including, wiYhout limittttion, Lender's t�oceptance of paymeiils &oti�third persons, otttities or Successors ui <br /> Interesf of Borrower or in ainountis laas khAn Yhe amount then due, shall not be a waivcr of nr prccluda fl�e <br /> exerciee oP any right or rcmedy. <br /> 13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants niid <br /> agreas that Borrower's obligations and liabiliry ahall be joinC and sc:veral. Howover, any Rorrower who <br /> co-sigi�s tl�is Security Histrument but does not execute the Note(a"co-signer"): (a) is co-signing thie <br /> Securily InsCrwnenC only to niortgai�;o, grant and convey flie co-si�ier's interest in flie Property under the <br /> terms of this SeEurity Instrument; (b) is not personally obligatcd to pay tlie sums�eecw�ed by this Security <br /> Instreunent�; ancl (e) agrees th�t Lencler and nny oEher Borrower eAn agree to extend, modify, forbcsar or make <br /> auy accommodations with regard to the Yenns of this Security Tnshumene ar the Note witllout Cha co-eigncr's <br /> consent. <br /> SuUject to the provisions of'Section 18, any Successor in Interest of Bon•ower who aseumes Borrowei's <br /> pl�ligntiona andcr this Scoutitiy Inst�•umet�t in w�Ytinb, and is approveei by Lencier, shall obtiain al1 of <br /> Borrower's righte tuid betieflts under [his Seourity Instruinent. Borrowor shall not bo rc7eased from <br /> $orinwer's obligations aaid IiaUilitiy under tliis Security Inetrmnent unless Leucler�grees to auch relenae in <br /> writiiig. 'Phc cov�nants and agrccmc�its of this Sectiuity Inshumenf shall bind(e�ccept ae provided'in Section <br /> 20) and benefit the auooessors and assigns of Lencler, <br /> 14, Loan Charges. Lander map chaige Borm�ver fees fx�r scrviccs perfonned in connection wilh Borrowar's <br /> defanit, for the purpose of protecting Lender's intexest in the ProperCq and rigl�ts under this Sccurity <br /> Instrmnent, including, but not Pimited to, F�tCorneys' feea, property inspectiou end v�lu2tion fees. In regard to <br /> uiy otl�er fees, flie QUsence of express authorlty tn Uiis Secm'tty IrystrtuneilP Yo cliu•ge a epecific fee to <br /> Borxo�ver sha11 not Ue const�'uecl as n proluUition ou the chfuging of such fea. Lenclor may not charge fees <br /> thati are expressly prohibited Uy Uiis SecurlCy Instruinent or by ApplicaUle Lnw. <br /> IPUia Loui is subjecC to �1aw whicli sete maximum loan cliarges, aud thnE law is finnlly interpreEed so Lhaf � <br /> tl�o intcrest or nther lban chargc,ro collected nr t�be col7ected in conuecfion with the Loau exceed tiha <br /> permitted liinits, then: (fl) eny suoh loan charge shall be rec{uced by il�e 2inonnti na;o�saiy to reduce the <br /> chtuge to the peL•mittecl limit, and (b) nny aums flh•eady collected fi•om Borrower which exoeecled permitted <br /> limits will Ue refunded to Borrower. Lender may choose to malc�this ref'und Uy reducing tha principal owed <br /> uniicP tl�e Noto or by t��alcing x dircot paymcnt to Borrower, if a refixt�d tednces principal, the reciucGon will <br /> be treated as a parfial prepayn�ent wiChouC any�repayi��enL chargc(whetiher or noti a prcp�yme��t cl�arge is <br /> pxovided for under the Note). .Borrower's acceptavice of any such refiind niFde by ciirect payment to <br /> Borrower wi11 consEitute a waiver of any right of action Borrower might kaue azising out of such overchaage. <br /> 15. Notices. All notioes given Uy Barrower or Lender in connection with this Sectuity Inst�vment must be in <br /> wri$ng. Any notice to Sorrc�wer ii�conncc4ion with tihis Saanit}�lnutruinc��t sh�l] be deemul Yo have been <br /> giveu to Borrower whem m�iled by fiist clase meil ar wlzen nctually delivered to Borrower's notice address if <br /> sent by oUier means. Notice to azry oue Borrower shall constitute uotice Co all Borrowers unless Applicnble <br /> Law expresely requires othorwisa. 'Pho notice addroes sl�al] be�tho R�operty Address uuless Borrowar has <br /> anoorzgsn <br /> N�k3RA5KA-Single Femlly-Fennle Iu7ae/F�etltlle M ec UNIfOHPd INS I'RUM EN I Porm 3f12b 1101 <br /> VM P Q VM P6(NEl(1105) <br /> WoMa,rs Kluwer Flnanrl�l 6ervioas Peqe 11 oi'I'! <br />