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<br /> ' S. H��rd or Peoperty Iasnrance. Borrower shull keep the i�upeove�ents now ezistia� or hereafter erested on the =
<br /> ' Pn�perty ifiswed ngatnst loss by fire, hazaMs lacluded within the cerm "extended coverage" and any otbar hnznrda. including R�`
<br /> � t flobds or flaodinII.for whlctz Lender requires insurnnce.This ineurnnce shuil be malntaincG in the amaunte and for thc pertoda �._
<br /> ' thAt Lender requlres.The insuruna cturter providing the insuruace shall bo cho�en by 8orcower subject to Lender's approv� F
<br /> which ehall aot be uarensortu6ly wlth3teld. If�orrower fAt!s t�mnintain coverage descrlbed above, l�ender may, at l.ender � _
<br /> , option,abtnin oovernge to pratcct �ender's dghta in the Pcaperty in uccorduncc with parngraph T. _
<br /> All lnaurance poltctes und renewals shnll be ncceptablc tn Ixnder uttd �hali inctude n standnrd mortgage clnuae. Lertder� -
<br /> "i, ahnli hnve the dght to hold the polkies and renewnis.If L.ender requircs.8orrower shnil promptly give to Lendcr�11 receipts of� _
<br /> paid prc�nluina und reaetival�odc:a,fn the eve.nt of loss.Aorn+�ver ghnil�ive prom�t notice to the inaurance cunEer tmd l.ender. �_:
<br /> :��:�� Lender mny make proof of lo ss if not made promptly by Bortov�er.
<br /> � Unle;cs Lender and Botrower athetwise ogree in wdting, inswiu►ce pt+oceeds cha1� �e apPlied to restoration or repair of the�
<br /> Propariy damaged,if�he reseomtien or rcpair is ecanomicnily fcasibie and Lender's securicy is not leasened. If thc restoratlon or
<br /> ,"' • repair is aot cconomically fe�sible or Lectder's securtry would be lessened.the insurance proceeda ahall be upplied to the sums
<br /> secured by this Securlty Ins�nuctent, whether or not then due.with any excess pt�d to Borrower. lf Born+wer ubandons the
<br /> �� x. Property,or dees aot answer wit�in 30 days a notfse from Lender that she insurana carrier hus offered co seale u cis�im.then
<br /> � �� �' Ixnder may oollect the insu�aaee pr�ooercis• Lender may use the procceds eo repair or restore tha Propercy or to pay sums
<br /> + secured by this Security Instrument,whettteT or not then due.'ITe 30�day period wt11 begin when tha notice la given.
<br /> , ,� Unless Lender aad Boaower otherwise agree tn wdting�anY aPP���t��ot pr�s to principal shall rtot extend or
<br /> postpone the due date of th�mont4ly payments referred to in pazegraphs 1 �nd 2 or chaa�o the aneouat of the pa�rments. If
<br />:* .• - ' under Paragraph 21 the Pcopeay is acquired by Lender.Borrawer's r�ght to aay insuranoe policies aud pmceeds resultiag fcom
<br /> dtimage to the Property prlor to tUe acquisition shall pass to Lender to t�e extent of the swas secuced by this Secudry Insuumeat
<br /> . v� immediately prior w the acquis(tian.
<br /> —�-: �, o.�w�i t�'p.:.c g..°:-�.ox�°'"" !!��.tnr..ro...•�.on��ntnrtt�sn of the Pro,oertrs Borrower's I.o�t ADDllcadon:I.ease6old9.
<br /> Bomower shall occupy.esrablish.end use the ProPertY as Borrower's princlpal resideace althin sixry days aRcr ttee execution of
<br /> ,.. , this Security Insuwnent aad ahall oondnue to occupy the Propeity as Bornower's principal resldeace for at least one year aRer
<br /> .�;',� the date of oxupancy.unless Lender otheiwlse agrees in wrtdng. which coasenc s6aU not be unreasonably�whhtteld.or unless
<br /> ,,:,d•�a extenuating circumstences exist which az�e beyand Borrower's cenn+ol. Borro�ver slnall not destroy, daaaaSe or impair the
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<br />= Property.allow th�Property co d�riorate, or oommit waste oa the Pcoperiy.Borrower shaU be in default if any fo e tare
<br /> �`'°�� . acdon or proceeding,whether civil c�x criminal,Is begun that in I.ender's good faith judgdient could nsWt in forfeiture of the
<br />�,d;;r:.�:,, PropertY or otherwLse mater�ly �►alr the lien created Iry this Securlty Instrumeat or I.ender's secudty interest.Borrower may
<br /> '�:�'���;:: cure such a default and r�ins�te, a�pmvidod in paragraph 18. by causLag the actian or pmceediag to be dismissed with a ruling
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<br /> •�'•' � that, in L.ender's good���s�mraaation. precludes fodeitun of the Botmwer's tnterest in the Property oz other maurlal
<br />�t+"";':s::•,_��,_ o � e,oe�s� • P [�rmwer shall aLso be in dcfault if
<br /> �����,{:.:•' ' = liRp31I@CAi o{tjiC�ci1�t?�ic2t�'v��ira.r'�il�2jt�SII�!OS I.�L 3 � �t:P�•
<br /> �`r�,ur•:.`'s Bormwer,during the[oan appUcui�process.Savo materially faise or L�aa:�;raze�nfarm�adan ar statea�nts to L�ader tor faited _
<br />��� � to pmvtde Lender wit�any material �Tnformation)in conn.ecdon wiW We loaa evtdenoed by the Nou.including.but not llmited
<br />�;s�1, w.repzseatarioas ocf�a�emin8 Bortower's occupancy of the Property as a prindpai resideaoe.If thia Secudty Insnument is on a
<br />:�;:,,nr� leaseheld.,,Sarrower sball oanply with all the pmvisions of the lease. If Bomower aaiuires fee tide to the Pmperty, the
<br />='-`��:,x�� lease�'�C�n3 the fee dde shaIl nat�aerge uNess Lender agne.s to the merger in wridng.
<br />��'.�..�� 7:�ton of I,end�'s R(ginks!m the Properiy.If Borrower fails w perform the covenants and agrceanente oontaiaed i�►
<br /> 3��*,� Wis SeciirIty Instmment�or there is a legal ptaceoding that may significantly affea I.ender's rights in the Property(such as a
<br />`k�°��`-°� pmoeeding in bankntptcy,pmbate,for condeauoasion or forfeiwre or w enforce laws or regulations).the�►Lender maY do and
<br /> �;� � pay for whatever is aecessary to pr�tact the value of the Prop�ty and Leada's �ights in the Pcoperty. Lsnder's actions may
<br /> "`�',�.v, include P�B �Y � ���fmy a llen ahich has ptloriry over this Securiry Inaua�ment. aPPearin8 in court. PaY�g
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<br /> ----..,.,�� reasanable attomeys' fas a�ad enuring on the Pmperty to make repairs.Although Gender mmy take action under tbis paragnph
<br /> -~="%�� 7,Lender daes nat have w do so.
<br /> --'__— — . Any amounu d'asburs�d by Lender nader tt�is paragraph 7 shall become •additional debt of Borrower secured by thLs
<br /> ---_- ' .Security�ent. Untas Bormwer and Lender agcce to other tem�s of payme�t,these amounts shall bear interest from the
<br /> ---_ �date of dis ursement at the Note rate and shall De payable, with iatemst, upon noucx from Lender to.8onower requesting
<br />_..u'-.�,�� Paytnemt. �
<br />,=�z-�� 8.Mortgage Insue�are.If Lender required mortgage insuranae as a coAdidon of malcing the loan secuc+ed by ihis Se�urity
<br />!'°�"'� Insm�ment. Borrower shall pay the premiums requiced w maintain the mortguge insurence in effect. �f, for any m,ason. thef,„
<br />—•—�""----- mortga�e iasuraaa caverage iequired by Lender lapses or oeases w be in cffect. Borroaer shall pay the premiums required to�i�, ,
<br />��s� obtain coverage substandalIIy equlvalem to the mortgage i�uurance previously in effect,at a aost substandallY equivaleat w the_,�� . ,
<br /> —�"'�� aost to Borrower of the mortgage i�os�►rence pnwiously in effat, from an altemate martgaBe insurar•approved by i.eader. I�;',>
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<br /> x,�;�� substantiatly equivalent mostgage insurence coverage is not available.Boaowa sLail pay to I:euder eacb month a sum eqval to ..
<br />=- ���=„�=.ti;� ono-twelRh of the yeazly�octgage insurance premium being paid by Bomowec when the insurance coverage lapsed or ceased to�""
<br />�=:n�F:��� be in effect.I.ender wUl aooept. use and retain these payments as a loss c�eseNe in tieu of mortgage Iasutance. Loss resecve
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