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<br /> �t`.�s` TOflETHER WITH all the impmvements now or kereafter erected on the property.and all cascments�appurtenancea. end -
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<br /> ,r,t�# flxtures now or hemufter a purt of the property. A11 mplrsements aad addidons sh�il also be covcred by this Secudty _
<br /> � f�.:.�. Iastrnment.All of the fore�oing is referred to in this SECUrIty Ipstrument as tde Properry." -
<br /> ��`�� `" BORROW�Pt COVENANTS tt�et Hotrower ia lawfully selsed of the estate hereby canveyed und hos the dbht to grnnt and -
<br /> '�.i;;�;�..`:��''` convey the Froperty and tbat the Property is uaencumbered,eaccept for encumbraaces of record. Borrower wazrants and wiU -
<br /> � �� "' defend genernlly the title to the Property against all claims and demaads,aubJect to any encumbrances of record. =
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<br /> • �� ��"�� TH1S SECURITY INSTRUMENT combines uniform cove�ssnts for nadonai use aad nan-uniform covenants with Ilmited -
<br /> �`��` vadaHons by judsdiction to oonatitute a uaiforin security ittstrument covering neal propPrty.
<br /> `��'s�`:�::�.�-i;», UNIFORM COVL+NA13T5,6ortowcr and Lender coveaaat and agree as foUows: -
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<br /> .i;y�����.° , 1. Pnyment ot Principxl and Interest; P�+ep�yment aad Lnte Charges�Borrower shaU promptly pa� when due the
<br /> ;t�`i•�,::�, principal of and fnterest on the debt evidenced by the Note and any p�+epayment aad late chazges due under the Not�.
<br /> 2. Ftuids tor Tatces and Instir4ttce.Subject W applicable law or to a written waiver by Lender, Borrower shall pay to _
<br /> •�-,.- z-•r��, � Lender on We day monthly payments are due under the Note,until the Note is pa(d in full,a sum("Fuads')for.(a)yearly taxes -
<br /> �'�E` aad assessmenta wbich may attain prior�cy over thts Se�urtry Insaument as a licn oa the Property;(b)yearly leasehotd payments
<br /> '.'���:;a�i��� J' or ground renu on the Property,if any:(c)Yearly huzard or pmperty Iasurance premiums;(d)Yearly flood insurance premiums.
<br /> .' ':�1�.' - if any:(e)Yearly mortgage inaurauce premiuins,if any:and(f�aaY sums p�Yable by Borrower to i,ender. ia accordance wiW
<br /> � '' [ho provistons of paragtaph 8. ln lieu of che paymeat of mortgage Wswance premiwns.These iteras are calted"Escrnw iteras."
<br />;,.�..;;;;;1�;� Lender may. at any tlme,oallect and hoId Fcmds ln aa amount not to excced�he rnaxitnum amount a tender for a federaUy
<br /> � related mortgage loan may�equire for Borrower's escrow acxount uader the federal Real Estate Settlement Procedures Act of
<br />�W ' � 1974 as amended from time to date.!2 U.S.C.S�cdon 26U1 et seq. ('RESPA'),anless another law that applies to the Fuads
<br /> -���•'� ::K sets a lesser amount. If so, L..eader may. at eny cime, coilect anQ hold Funds in an amouat etot to exoeEd the lesser amouat.
<br />° • ��� Lender may estimau the amount of Funds due on the basis of cu�rent data end reasoneHle estImates of expenditur�of future
<br /> �_.:;�y�•. Fscmw ltums or ottteiwise�n aaordanoe witn appucaoie iaw.
<br /> The Funds shall be held in aa institucion whos$depaslte are iasured by a federnl agency, instrwneatatiry, or entiry -
<br /> - '•�' (including Ixnder,if Le�tdor ts such en insdtution)or in any Fedetal Home Loan Bank.Lender shall apply the Funds to pay the
<br /> �'�`"'4� Esccow It�ms.Lender may not charge Bonawer for holding and applying the Fimds.aunuatly analyz[ng the escrow accouat�or
<br />•���r,���� verlfying the Escrow Items„unless I�ender pays Borrower interest oa tha Funds and a�plic�bie law permits Lender to make such
<br />,;. �sk:w- a charg�.However.i�ender may require Bor�nwer to pay a one-time charge for an indep�adent retil estate tax reportin�service
<br />`:���;:� _ ustd by Leader in wnaection with this loan,unless applicable law prov�des oWerwise. Unless an agrerment is made or
<br /> '"`�..�:� , appltcable law requires inurest w be paid,Lendor shall not be required w pay �omower any interest or ear�ilngs on the Funds.
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<br />____.-� Borrower and Lxader may agree in writing,however.that interesc shall bt paid on the Fuads.L,�nder shall give to Bonower.
<br />--�°-" - wlthout charge. an annual accounting of[he Fuads,showing credlts and debits to the Fuads and the pu�ose for,which each
<br /> ° - deim co mc Fun�is was made. TLe Fumi���,i�dg�a�additfuaaS�u#ty for a!I�ss�ure8 hy shis�ty Iastrsm�ss.
<br /> ��r� If the Fands held by Leader eaoeed the amounts permitted to be held by applicable law, Lender shall a000nat to 8orroaer
<br /> -- - for the excess Fuada ia acoordance with the myuirements of applicable law.If the amount of the Funds held by I.sader ai any
<br /> = ._y-� time!s not sufhcient to pay the F.semw Items when due.Ixader may so notify•Bon+ower in wcldng,and.in such case Bomower
<br /> shall pay to Leader the amount necessary to make up the deficiency.Borcowet shall make up the de8ctency in ao more than
<br /> _- -- twelve montiily payments.at Lender's sole discretion.
<br /> Upon payment in fuU of all snms secured by this Security Inst�ument. Lender sh�il pmaRatly refiutd to Bocmwer aay
<br /> ---� Fuads held by L�der.If,uuder pacagraph 21.Lender shall acquire or sell the Property. Lender,prtor w We acquisition or sale
<br /> -- of the Property.shall apply at►y Funds held by Lender at the time of r�quialtton or sale as a cred�t agsinst the sums secured by
<br /> - -�=��" this Sea�rity Insuument. '
<br /> 3.Applieattan of Pl�yments.Unless appllcable law pmvldes othecvvise,aU paymeats received by Leader under paregraphs
<br /> 1 an�2 shaU be appllod:tirst.w anY P�P�nt charges due under the Note: aeoond,to amounts payable under paragraph 2;
<br /> thiM,to interest due;fourth.to princ3pat due;and last,w any lute charges due uader the Note. �
<br /> 4.Chazge�:Lieas.Bon+ower shall pay all taxes.assessments.chargcs�fines and imposidon�attti�tf�li��t�the Property
<br /> - whicb may.attain priority over this Secudty Icstrument.and teasehold payments or ground rents.if any. Borrower shall pa�y
<br /> thrse obligations in the manuer provlded in paragraPh 2.or if aot paid in ti�at manner.Botmwer shaU pay them on time di�ctly
<br /> `";'`'LH� � to the person owed paymeat. Bomower shall pmmptly fiunish to,Le�nder all aotices of aiuowus to be paid under this paragraph.
<br /> .:,�---� If Borrower makes these pay�ents directly.Botrower shall pmmpdy fumish to I.ender receipts evidencing the payments.
<br /> —_--- Borrower shall pmmptly aischarge any lien which has prlority over thIe Se�urity Inshumem unless Barmwer:(a)agrces in
<br /> --- writins co the payment of tha obligadon soaired by the lien in a manner aoaptable to Lender;(b)wntests in good faith the liea
<br /> by. or defeads agaiast enforcement of the lien in, legat pmceedin�,s wb3ch in the Lender's opinion operate to preveac the
<br /> .�� eaforceraent of the lien; or(c)secures from the holder of the lien an agreemeat satisfactory to I.ender subordinating the lien to
<br /> �:�=�'�+�; this Secudty Insaument. If L.tnder detertnines that any part of the Property is subject to a lien which may attain priorlty over
<br /> ---_-_—_ this Secudty Iasuu�aent, L�eader may give Born�wer a nodce identIfying tiie lien.Borrower shall satisfy the lien or take oae or
<br /> u---n�.; more of the actions set foith above wtthin 10 days of the glving of aoace.
<br /> ��►���'i' ' Fotm 3028 9I90
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