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<br /> - - : 98- i�� r
<br /> S. �rd or �rupetr�y D�s�rance. Borrawcr shall kccp thc improvements noa eAisting or hereaRer erected on the -
<br /> Property inaured against loss by fire.hazards included within the term"eatended coverage"und any othcr hazands, including
<br /> � floods or floodIng.for which Lender requites insuraace. This insurnnce shnll be maintaincd in thc amounts and for t�e periods ,
<br /> • that Lender requirea. The iasursince eatrler providiag the Insurance shaU be chosen by Borrower subject co Ixnder's appmval _
<br /> wtilcb shnll not hs unreosonably withheld. If 9orrovler fssils to maintatn coverage descdbed above. Lender may,ac L,ender's
<br /> option.obtain cover�ge to pmtect Lender's righta in the Property iA eccordance with paragrap4 7.
<br /> All insurance poltctes ond renewals shall be acceptable to l.ender aad shall incltade a standard mortgage cluuse. Lender
<br /> shall have ihe dght to hold the pollcies and renewals.If Leader requires,Borrower shall promptly Sive to Lender ull receipts of =
<br /> paid premiums and renewal aotices. In the event of loss.Borrower shall gtve pmmpt notice to We insurnace carrier and Lender.
<br /> Lender may a►ake proot of loss if not made promptfy by Borrower. �,��'
<br /> �� __�,_'}! Unless l.ender aad Borrower othocwlse agcee in u+rlting.insurance proceeds shall be applied to restoration or repair of the __
<br /> .�"`= p�+npetty damaged.if the restoration or repair Ia econom[cally feasible aad L.ender's aecuriry is aot lessened. If the restoration or =_-
<br /> -`•�_'"�'� repair is not ecoaumically feasibte ar Leader's security woWd Ee lessened. thc iasurance prooeeds shalt be applied to the swns
<br /> � secured by this Secw�iry Insuument. whethcr or reot then due, wtth any excess paid to Borrower. If Borrower abandons che
<br /> s Property. or docs not answer withlu 30 daya a aoticc from Lertder that the insurauce carrier has offered to seale a ciaim. then
<br /> �' Lender tnay coAect the insuraace praceeds. Leader may use the proceeds to tepair or restore the Pcoperty or w pay sums �
<br /> secured by this Securlry Insmuttent,whether or aot then due.'17�e 30�ay period wiU hegin when the notIce is given. —
<br /> Unless Lender aad Borrower otherwise s�rre in wrltin8, m►Y aPplicatloa of proceeda•to priacipal shall not excend or _
<br /> postpone the due date of the mantWy paytaents referred to in paragraphs 1 und 2 or chaage the amonat of the payments. If
<br /> ' �, . under paragaph 21 the Property ia acquired by Lender,Bormwer's rlght to any insurance poifciBS and proceeds resuleiag from
<br /> damage to tDe Property prior w the acquisition shall pass to Lender to the eatent of the sums secured by Wis Security Insuumenc �
<br /> �•�. im�rtecliat�ly prior to the acquisitlon. �
<br /> 6.Occtipancy Pe+eservAtion,Melaten�nce aad Protecdon of We Pragerty; Bot�ruwer's Loan Applfcutton;Leaseholds.
<br /> � � Borrower shall occuPY.establish.and use the Pmpetty as Bormwer's prineipal reaideace within sixty days aRar the execuaon of �--
<br /> this 5ecurity Instiument and shail condaue to eccupy the Prnperty as Borrower's priactpal residence for at least one year after
<br /> � the date of oocupanay,unless Lender otherwise agrce,s in wrldng.whic6 oonsent shaU not be uareasonablp withlield. or unless —
<br /> eaunuatisng circunastances exist which are beyond Borrower's oontml. Harrower shall not destroy. ciamage or impair the
<br /> . Property, allow the Fmperty to deteriorate, or oommit wasu on the Property.Borrower shaU be ia defauIt if any forfeiture
<br /> action or pmceeding,whether civii or crimiaal,is begun that In Lender's good faith judgment could resWt in forfeiture of the
<br /> Propezty or otherwIse mazerIslly impair the lien created by this Securlty Insuwnen�t or I.ender's securtty interest. Borrower may
<br />- F cure such a dsf�Wt aad reinstate,as provided in paragraph 18.by causing the aaIon ar procecding to be dismissed with a i+iling _ _
<br />- r that, in L�ader's good faith detemaination� precludes forfeit�re of the Borrourer's interest in the Property.or ather material
<br />_,:•-..
<br />- __. __ impairment of the lien created by this Securlty insuument or I.eader's securiry intenest. Bornower shtill ulso be ia default if
<br /> — � - Bomower.duting the loan applic�tion process.gave materialIy felse or tuaccutate eutoFwatioll or stetemems ta t.asdcr(or talled .
<br /> � to provide Lender with any material infomQation)in oonaection with the loan evidenoed by the Note.inrluding,but not limited
<br /> .,,j;,,':' to.t�ePres�attons eonamIng Borrower's oxupancy of the Pcogerty as a prineipal residenee.If tbis Secvrity lnstmment is on a
<br />�:"`�:;`+�''" leasehold. Borrower shat! c�mply with aU the pmvisions of the leasa. If Bomuwer asquires fee titIe to tfne Property, the
<br />-"`"�� ". leasehold and the fae flde shall not merge unless Lender agrees to We merger in wridng.
<br />=�:°^>;::;� 7.P�+ars�tton of Lender's Rlghts in the A+opeity.If Bonower fails to perForm the cov�aats and agc+eements cunsained in
<br /> ;,.�..,:, '`! tt�is Sea�rlty Insuvment.or ttrere is a legal prooeeding t6at maY signif►canily affea Lxnder's dghts in the Property (suah ac a
<br /> •• s'�'` moeedin in b robaae,for caademnatton or forfeiture or to enfora laws or cegulatIons).then I.ender may do and
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<br /> pay for whatever is noxssary to pmtoct the value of the Property aad Lender's rights ia the Pcoperty. Gepder's action�may
<br />_ ..;�.�r ' include P�8�Y � �� bY a lien whicb has prtoriry over this Securiry Instiument, aPPc�ria►g {n court. P8Y�B
<br />�;��;;;"E;=,� reasonable suoiaeys' fces and entering on the Pcoperty w make repairs.Aithough Ixnder may take action under this paragmph
<br />��W_� 7.Lender�does not have to do so.
<br />—==�-�11:_:�si a►Y amounts disbursed by Leader under tLis paragraph 7 ahaU become additional debt of Bomower seciu�ed by this
<br /> —=��� Secudty Insttument. Qaless Borrower and Leader agcee to other terms of paym�nt,these amowus shall bear interest from the
<br />�:%�' date of disbursement ai the Nou rate and shalt be payable,with Inurest. upon notta fmm Lender to Bomower reque�ting
<br />�r. �•�:� PaYa�ent-
<br /> `"��' 8.Mortgage Iagurance.If IendBr required mortgage insurance as a oondidon of maldng ih$loan sezunad by this Security
<br />-��f��.';'' _. Insuument,Bomower sLall pay the_premiwns raquired to maintain the mortgage insuranoe ut effect. If. for any reason.the
<br /> . .�'�'�::=3� mortgage insuraaa coverage required by Lender;lapses or ceases to be in effect. Bormwer shall pay the premiuu�s ncquircd to
<br />�y� obtain coverage substa�iaUy equivalent w the mortgage insurana p�vim�sly ln effect.at a oost substantiaUy equiwalent ta the --
<br /> �"�"'��ii
<br /> -_-�: _�� cost to Bomower of tho mortgage insurance p;evlonsly in effect.from aa altemate mortgage insurer approved by I.eader. If
<br />;;"� ���� substantially equivalent mortgage iasura�ace cover�ge is aot available. Borrower shall pay to I.ender each m+omh a sum equal to
<br /> `-''"'�T;, one-rnel�'th of the yearly mortgage�insuiance premium baing paid by Borrower whea the insuranoe ooverage lapsed or aasad to
<br /> �..-,.�,
<br /> r�:,-;•. ';::; be ia effect.Lender wi11 aocept.use�nd retain thtse.paymenis as a toss reserve in lieu of mortgage inautance. Loss reserve
<br /> : .. Fam 3028 8I80
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