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<br /> ents naw on c�tpfter erected on the graperty.end�►ii eASemehts. epg enV��.es�d �'�`
<br /> �OOfiTHER WI'tH aii tho Iuaprovei,t
<br /> r fuctures aow or hereaiter a part of the property. AU replacements and edditiona shall also be covered by this Serurlty
<br /> ; Instcument.All of the foregoiag is referred to in thia Security Inaaument as the'Property•" _
<br /> r HORROWER COVENANTS ttwt Borrower is lawfully seised of t�e escate hereby canvcyed aad h�s the right ca grunt and
<br /> � convey the Property and that the Property ie unencumbered, except for encumbrances of record. 9orrower wartants and will
<br /> ' defend generaliy the title to the Propeny against a11 claims and demands,aubject to any encumbrnnces of recatd.
<br /> YHIS SECURITY INSTRUMENT cambines unifarm covenants far national use and non-uniform covenante with limited
<br /> �� ' # varlat�ons 6y jurlsdiction to cor�sNtuce a unlform secu.rlty insuument covering real propeny. _
<br /> UNIFORM COVENANTS.Borrower and Lender covenant aad agree as followa:
<br /> ` I.P�yment of Prlacipal end Intet�est; Prepaytaent and I.ate C��ges. Borrower shell promp¢ly pay whcn due the � -
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<br /> •- � principal of and interest on the debt evIdenced by the Note end any prepayment and late chargea due under the Nate. �,.
<br /> 2.Funds for Texes aad Ituure0ce. Subject to applicable law or to a writtea waiver by Lxnder,Be�rrower shatl pay to _
<br /> �t.'��r N� Lender on the day monthly payments aze due uader the Note.until the Note is pa[d in full,a sum('Funda") for: (a)yearly taxes -
<br /> and assesameats which coay anain priotity over this Securlty Iastn�ent as a flen on the Property;(b)Yeariy Ieasehold payments
<br /> �� or ground rents on the Property.it any:(c)Yearly ha7aM or propenY i�uraace Premiums:(d)Year1Y flood iasuraace premiums� -
<br /> � if any;(e)yearly mortgage insurance premiums.if any; and(�any sums payable by Borrower to Lender.in �ccordancce wlt�i �
<br /> � the pmvisions of gar�graph 8,in lieu of the gayment of mortgage insurance premiums•'ft►ese items are called "Escmw Items." _
<br /> • L,end�r may� at any time, collea and hold �nds W an amount aot to eaceed the maxlmum amount a lender for a federatly
<br /> � related mortgage loan may require for Borrower's escmw axount under tt►e federal Real Estate Settlement Praedures Act of
<br /> 1974 ag amended from time to tlme. 12 U.S.C. Section 26Q1 et seq.("RESPA°),unless another law that applies to the Fuuds
<br /> ; ':.,�� sets a lesser maount. if so,Leuder may. ai any tlmc,collect and hald Fuuds in an atnouni aot to excees�the lesser amoimt. __
<br /> .. . Lend.er may esHmate the amount of Fuuds dus on the basIs of cwrent data ead reasonable estlmates of e�edltuns of future
<br /> �' Escrow Items or otheiwlse in accordance�vith upplicable law.
<br /> • � 7he Funds ahall be hetd in an institudon ahose deposits are insured by a federat agcncy. ittscreuneutatlty, or entlty �
<br /> ' � (incloding Lender.if Leader�s such an institution)or in any Federat Home l.oan Bank.Lender shall apply the Funds to pay the
<br />�s::;s:t,t:�'� Fserow Items.Leader may not charge Bomower for holding and applying the Fuads.anauaUy analYziag the escrow aocouat,or
<br /> �• � verlfying the Escrow Items.unless L�ender pays Borrower interest on the Funds and applicable law permits Lenda ta make sucl►
<br /> `��'.' 'r"''„'y a charge. Haw�ver.1Lender may require Bomnwer to pay a one-ttuce charge for aa independent real estate tax repo:dng service
<br /> - - used by Lender in coaaectton with d�is loan, �nleas applicable law provides othenvtse. Unless an agrcement is made or
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<br /> � • ':' aPplicable law requires 9nterest w be paid,Lender shaU nvt be required to pay Bomower any iaterest or earatngs on the�ads.
<br /> = �-- -^ ' ` Borrower and Lender may agree in wrltinS.however.th�t incerest sbe11 be paid on the Fnads.Lender shall give to Borrower.
<br /> :".��;���' wIthout chazge.aa annual acuountjn8 of the Funds. ahowing credits aad debits to the Funds aad the pu:posc for which each �
<br /> � �'�'� . debit to the Funda was made.The FY�ads are pledged aa�dditional secw�ity for all sums secured by this Security Iastrument.
<br /> `�"`� It the Fuuds held by Laadct eac�tha amouats pstmitted w be held by appiicabie Iaw,I,ender 3hait mxx,u�t to Btsrrs,�srr. _
<br />;::��`T�• ��' , gor Lhe excess Funds in acqorc➢ance wtth the requirements of.appllcable law.If the amount of the Funds held by I.euder at any
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<br /> IIi�me'is aot sufficlent to pay the�Fscmw Items when due;II.ender may so notify Bornower in wrItin$,and.in such case Bomower �
<br /> �•_=-_ - s�all pay to Lratder the amouht aecessary w make up ttie deflciae�y.Bortower shal�make up the deRcier�cy in no more than -
<br />��7��[RARi� tw�ive monthlY P�ents.at Leader's sole discredon.
<br /> _;�"��F� UPon Payment in fult of all sums secured by Wis.Sct,vrlty Ia9mt�t, �r shaU pmmptly refund to Bomnwer azry
<br />__,��fy�� ,klmds held by Lender.If.un�ler paragraph 21.l.ender shnll acquire or sell the Property.I.ender.Prior to the acq�usiflon or sale
<br /> w_,.,,.;�y�r� o��f,t,t,hce uprupert*y��,shall appiy any Funds held by I.�nder ae the time of acquisidon or sale as a cre�it against the sums secured by
<br />' �,:_'"_i'� 1111D�7RWaty 41JUW�ruT.
<br /> -= :� 3.Applicatlon of Play�ueats.Unless applicable law pmvldes othervvise,all paym.enu r!e.�jl�y�I��iiud..-r ParaSrepbs
<br /> -'- --- 1 aad 2 shall be applied: �t.w aay Prepayment chaTBes due ueder tbe Nou: seoond,to �uy der paragraph 2;.
<br /> tDiM,to interest due:fourth,to principal due:and last.to any late cbarges due undsr the Nou. �...
<br /> 4.Chae�ge�:Liens. Horrower shall pay all taxes,assessments.char8es,fines and imposidons atMbutable to the Property ._.
<br /> - -__— which a�ay attau►priority over this Securiry Insm►ment.and IeasehoW payments or ground�ents. if aay.Bocrower shall pa;�
<br /> � u these obligatiabs in tiic mara�er provtded in paragcaph 2.or If not paid ia that manner,Borrower shall pay them on time dicectly
<br />---_= = to the person awed payment.Borrower s�al!pmmptly fiunish W Lender aU notices of amounts to be paid unda this paragraph. -
<br /> -�_=—� If Barrower makes these payments dlrectly.Bomower shall promptly fumish to E.ender neaipts evidenctng the payaicnu. .
<br /> �-�.=�� Borrower shall promptly dIscharge ai►y lien which has prior3ry over this Securlty Insuument untess Botrower:�(a)a8t�es in
<br /> ------.__ writing to the payment of the obligation secured by the lien in a marmer acceptable to i.eader;(b)contssts 1n 800d fait�the fiea
<br /> --' by, or defends against enforcement of tho lfen in. legal P�ings which in t,xe Lender's opinion opaate to prevent the
<br />-=w'"�-�---z���� enforcement of tne Ilen;or(c)se�ures from the holder of the lien aa agr�ent eatisfacteiY w LeadeT suboalnatin8 the lien to
<br /> -- �-:.°':� this Securlty Insuumeat. If I,ender determines that any part of the Property[s subject w a liea whfch may at�in prioriry aver
<br />- "'�'�-;F!r� this Secudty Insuument,.Ir.nder may give Borrower a notice ideatifying the lien.Boaower shall satisfy the liea or take on�or __
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<br /> - ''�^�..-11..�-� mon of the ac�tons set forth above within 10 days of the giving of aodce.
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