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�0�208863 (C) " FAMILY HOME LOANS, LLC Lender is a�I��D LIABTLiTY COI�ANY organized and existing under tlie laws of THE STATE OF DELAWARE Lender's address is soo wAZNUT sT 2rm FL, DES MOiNES, iA 50309 Lender is the beneFcilry under tlus Security Instrument. (D) "Trustee" WELLS EARGO FINANCIAL NATL BNK C/O SPEC. SERV., PO BOX 31557, SILLING5, MT 59107 (E) "Note" means We promissory note signed by Borro�ver and dated ocsos�t 18 , 2012 , The Nole states that Borrower orves Lender ONE HZ7NDRED TWENTY NSNE THOVSAND ONE HVNDRED AND 00/100 Dollars (LT.S. $*****129,100. 00) plus interesG Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not laler t1�anNOV�ER 01, 2042 . (F) "Property" means the property diat is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus inrerest. (H) "Riders" means all Riders to this Security Instrument that are executedby Borrower. The following Riders are to be executed by Borrower [check bo� as applicable]: 0 Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider 0 Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider � VA Rider � Bi�veekly Payment Rider ❑ Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, reguladons, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions. (J) "CommunityAssociationDues, Fees, and Assessments"means all dues, fees, assessments and other charges that are imposed on Bornower or the Property by a condominium association, homeowners association or similar organization (K� "ElectronicFundsTransfer" means airy transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic temunal, telephonic instrument, computer, or magnedc tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Sucl� term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire trdnsfers, and automated clelringhouse transfers. (L) "Escrow Items" means those items that aze described in Section 3. (M) "MiscellaneousProceeds"means airy compensation, settlement, award of damages, oz proceeds paid by any tluird parly (other than insurance proceeds paid under the coverages descn'bed in Section S) for: (i) damage to, or destruction of, the Property; (ii) condemnadon or otlier taking of all or any part of the Properiy; (rii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or amissions as to, the value and/or condition of die Prope . NEBRASKA-Single Femlly-Fannie Mae/Freddte Mao UMFORM INSTRUMENT Form 3028 7/07 VMP � VMPB(iV� (1105).00 Wolters Kluwer Flrrenclal Servio� Page 2 of 17