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201208740 <br /> 12. Borrower Not Released; Forbearance By Lender Not a Waiver. tixfcnsion oftl,e tune for payment or <br /> modification of'aznortization of'the sums secured by lhis Security Instrument grantcd by Lendce to Borrowcr <br /> or any Successor in InteresC of Borrower shall noti opera�ta Yo release flie liebility of Botrower or any <br /> Sucoessors in In6�erceT of Borr�wcr. Lcndcr shall not be reqtured to commence proeeadings againaf eny <br /> Successor in Iuteres[of Borrower or to reLuse to exfend ti���e for paymen4 pr othe��wisc modify amortization <br /> of the smns secmed by this Security I�istrwnont by reaeon of any demaud mede by the original Boerowor or <br /> any Suoccssore in Intorest of Rorrower, Any forUearauce Uy Lender in exercising any right ar remedy <br /> inclnding, without limitation, Lender's aoce�tance of��ap��cntA fiom third persons, entities or Successors in <br /> Interest of 13orrowex ar iu nmounts lese than the�mount then due, shall nol'be a waiver of or prccludo H�e <br /> exercise of any right or remedy. <br /> 13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covennnts and <br /> agrees that Borrower's obligations and liability shell be joint and eeveral. Howevai, ang Borrower who <br /> eo-signs this Sea�ritiy Inetrun�ent but docs not pxecuto theNotc(a'bo-sign�r"): (a)is co-eibming khis <br /> Security Inst��ument only to martgage, gi Ant and convey the oo-aigner's interesC in Che Pxopeety mider the <br /> terms of tlus SecLuity Instrument; (b) is uot personally oUligated to pay the sume secured by this Security <br /> Hietrument, m�d(c) agrces that Lcnder and any othcr Borrowcr can agree to extend, �nodi£y, forbear or inake <br /> any accommocintions wi[h regard to the terms of this Seci�ri6y Insirnmenh or Lhe Note withoid the co-�ignor's <br /> coi�sent. <br /> Subject to the provisions of Section 18, any Successor in Interest of Borrower who nssumes IIorrower's <br /> obligauons uuder tlus Secwity Instiuineut in writiug, azid ie approved by Lender, shall oUtein all of <br /> J3orrower's tights and Uenefits under tl�is Security lnstrutnent. I3orinwer shall not be released from <br /> 13orrowcr's obligations and liability imdcr this Sc�;urity InnCrurnent unlesti Lcndcr �grecs to atiich release in <br /> wtiting. The oovenants n1�ui agreemen[s of this Securily Ineh�ument aha11 bind(excepl as provided in Secfion <br /> 20) and benefit fihe successors n�id assigns of'Lender. � <br /> 10., Loan Charges. Lendex intiy charge Borrower fees for services perPormed in connection with Borirower's <br /> defau1t, for tl�e purpose of protecting Lender's iuterest in the Propertp and rights under tl�is Sectiu'ity <br /> Insfntment, inchiding, buC not livvted Eo, atCorneys' Pees, properCy inspecCion tmd valu�tion fccs. In rogard lA <br /> euy ather fees, the absence of express authoriLy in Chie Security Insh•ument to ch�u ge a epecific fee to <br /> Borrowcr shall not bc constiu¢d�as a prohibition on the charging o�F such fec. Lender may.not chargo fees <br /> Chat¢te expressly prohibifed by Chie Security Insh•wnenC or by AppliCa6le Law. <br /> If tl�e Loan is sub,jccti k� a law wl�icli sets maxim�mi l�an chargcs, aud thaC la�v is finally ia�t�rpretcd���thttt <br /> the interesti or othex losul chnrges collected or to be oolleoted in conneetion with Che Lonn exceed the <br /> perinitted liinits, Yhen: (a}any such loan charge sha11 ba reduced by llie amouut necessaiy to rednoe the <br /> cl�argc to the penniYted limit; aud(b) any sums already collccted from B��rrower which exceeded permitted <br /> limits wi11 be refunded to Borrowec. Lender mey choose to make this refimd by reducing the�rincipal owed <br /> uaidar tlie Note or by making a direct payinent to Bonnwer. TF a reliuid reduces principal, the i educYion will <br /> l�o L�eated as �.partia] prepaymc��t without any propaymetit charge(whctiUcr or not a propay7neitt charge is <br /> provided Por nnder the Note}. Borrower's aoceptAnce of tmy such refund rnecie 6y direcC payment to <br /> Borrower will constitute a waiver of any right of action Borrower might huve cu•ising out of such overcharge. <br /> 15. Notfces. All notices given by Borrowex or Lender in connection with thie Security uiah�umenC muet be in <br /> writing. Any notice Yo Borrower in comiection with�lus Security Instrumeut ahall be deemed to l�ave beeu <br /> given Co Borrowex wl�en mailed Uy first class mail or wlien actLtally delivered Co Rorrower's notice address iP <br /> s�,K�t by oflior mcans. NoLicc to any onc Borrowcr shzill cone�rtiRo noticc to all Borr<�wors unlcss Applicablo <br /> Law expressly requirea otherwise. The notice address shall be the Property Address nnless Borrower has <br /> 24001A68 <br /> NEflRASKASinglo Femlly-FanMo MeNFreddle Mec UMFORM INSTRUMENT Porm 3�281101 <br /> VM P(� VM Pfi(NE)(7105�1 <br /> Wolte�s Kluwer flnaneial Servlces P2ga 11 ot 17 <br />