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<br /> paymcnts muy no lrniger bc rcyuircd,ut thc optinn oi l.cndcr, if mortgugc insurnnrc cuvcriigc(in thc umci nt und for thc pericxl
<br />� thut I.cnder rcquires)pmvidcd by un insurcr appr�ved by Lendcr uguin becamcs uvuilablc nnd iz obtaincd. Harrower shaU pay
<br />� the pren►tums rcquirul u� muimnin murtgage fnsurunce in effect,or to provide u loss reyervc,until the requirement for mortguge
<br /> � insurance ends in accardunce with any written ugreement between Bottower and l.ender or applicuble law.
<br /> � 9. laspectlon. l.ender nr it�n;ent may make reusnnable cntries upon und inspcctions of the Property. Lendcr shull glve `
<br />— Bottower nottce ut the time of or prior to un inspection specifying reasonable cuuse far thc inspection.
<br /> 10. Conde�nnatlon.Thc proceeds of any uward ar cluim for damages, direct or consequentiul, in connection with nny
<br /> condemnation or other taking of any part af the Property.or for conveyunce in licu of condemnaticm, are heirby assigned und
<br /> shall be paid to Lendcr.
<br /> In the event of a tatal tukinb of t�e Property.the proceeds shnll he applied to the sums secured by thls Security Instn►ment.
<br /> = whcthcr or not then due,wlth nny excesc paid to Bonower. ln the event of u partial taking uf the Property in whIch the fair
<br /> murket value of the Property immediately befarc the taking is equal to or greuter than the amount of the sums secured by this
<br /> Securtty Instrument immediately betore the takin�,unless Borrower and Lender otherwise asree in writin�,the sums secured by
<br /> tbis Security Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (�) the total
<br /> amount af the sums secured immediately before the taking, divided by(b) the fair mazket vulue of the Property immediate[y
<br /> before the taking. Any balance shall be paid to Rorrower. In the event of a partial taking of the Property in which the fair
<br /> market value of the Propert�r immediately bcfore the taking is less than the amount of the sums secured immediately before the
<br /> � tuking.unless}3onower and I.ender otherwise a�ree in writing or unless upplicable law atherwise provides,the proceeds shall
<br /> be applted ta the sums secured by this Security Instrument whether or nat the sums are then due.
<br /> If the Praperty is abandoned by Borrower, or if,afser notice by Lender to Borrower that the wndemnor offers to make an
<br /> award or settle a claim for damages. Bonower fsuls to respond to Lender within 3Q days after the date the notice is given,
<br /> L.ender is authodzed to collect and apply the proceeds,at Its option,etther to restoration or repair of the Praperty or to the sums
<br /> secured by this Security Instrum�-nt,whether or not then due.
<br /> Unless L.ender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or
<br /> postpone the due date of the monthly paymen�5 refened to in paragraphs 1 and 2 or change the amaunt of such payments.
<br /> I1.Bonower Not Rele�sed;Forbearonce By Lender Not a Waiver.Extension of the time for payment or modificudon
<br /> of amortizatian of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shall
<br /> not operate to release the liability of the original Borrower or Borrower's successors in interest. Lender shall not be required to
<br /> commence proceedings aguin�t n„p�+ici,assor in in.crest ar refu:x io evter.d timP f�r pnyment or otherwise modify amortization
<br /> of the sums secured by this Security Instrument by reason of any demand made by the originul Bonower or Borrower's
<br /> successors in interest. Any forbearance by I,ender in exercising any right or remedy shall not be a waiver of or pre:.lude the
<br /> exercisc of nny right or remedy.
<br /> 12. Successors and Asstgns Bound;Joint and Several Liubil(ty; Co-signers. The covenants and agreements of this
<br /> Securiry Instrument shali bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of
<br /> paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Bonower who co-signs this Security
<br /> Insuument but dces not execute the Note: (a) is co-signing this Securlty Instrument only to mortgage, grnnt and convey that
<br /> Bonower's interest in the Property under the terms of this Security Instrument; (b)is not personally obligated to pay the sums
<br /> secured by this Security InstNment; and(c)agrees that Lender and any other Borrower may agree to extend,modify,forbear or
<br /> make any accommodutions aith regard to the terms of this Security Instrument or the Note without that Barrower's consent.
<br /> 13.Loan Charges.If the loan setured by this Security Instrument is subject to a law which sets maximum loan charges.
<br /> and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the
<br /> loan exceed the permitted limits.then:(a)any such toan charge shall be reducerl by the amount necessary to reduce the charge
<br /> to the permitted limit: and (b) any sums already collected from Borrower whtch excceded permitte� limtts will be refunded to
<br /> Borrower. Lender may choase to make this refund by roducing the principal owed under the Note or by making a dtrect
<br /> payment to Borrower. [f a refund reduces principal. the reductton will be treated as a partiel prepayment without any
<br /> prepayment charge under the Note.
<br /> 14.Not[ces.Any notice to Bonower provided for in this Security Instrument shall be given by delivering it or by mniling
<br /> it by first class mail unless applicable Inw requires use of another methad. The notice shall be dirccted to the Property Address
<br /> or any other address Borrower designates by notice to Lender. Any notice to I.ender shall be given by first class mail to
<br /> Lender's address stated hemin or any other address Lender designates by notice to Bunower. Any notice provided for in this
<br /> Security instrumeni shall be deemcd to huve been�iven to Borrower or Lender when given as provided in this paragraph.
<br /> 15.Governing Law: Severabllity. This Security Instrument shall be governed by federal law and the law of the
<br /> — jurisdiction in which the Property is located. In the event that any provision or clause of th3s Security Instrument or the Note
<br /> — conflicts with applicable law,such conflict shull not affect other provisions of this Security Instrument ar the Note which can be
<br /> -- given effect without the contlicting provision. To this end the provisiuns of this Securiry Instrument and the Note ure declared
<br /> to be severable.
<br /> ' 16.Borrower's Copy.Bonower shall be given one conformed copy of the Note and of this Security Instrument.
<br />��� Form 3026 8/80
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