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<br /> If the ainaunts held by Lender for Esemw[tec�.9 excad the Amounts pernilttal to be deld by ItBSPA,l.e�xkc
<br /> u�;: � � �� shall accaunt to Bormwer for ihe excess funds as req,�red by RBSPA. If the nrnoua¢s of funda held by Lender ac nny L_
<br /> tIme are not snfflcieni to pay the Escrow Itcros whca due.Lender may nodfy the Borrower wyd�+equin Banower to
<br /> • � malce up the shortage as pern►itted by RFSPA.
<br /> '` � ' Thr Bscraa Funds are pledged as addltional securlty for atl sucua secured by thle Saurity Insuument. If
<br /> `:�i��1.,��,,, ; Borroaer tendeis to Lender the full puyraent of aU such svms,Borrower's ucouat abwll be cralited wlth WebRlu►oe
<br /> ,. - nmatni��g for ail installment items(a), (b),and(c)and any mortgage Iativrance preantum inSt�Wnent ttat Leader!ua
<br /> - •'. '' f , not bxoJne obligated to pay W the Secretary, aad Lendcr sh�ll pmwptly retiwd sny excess flu�ds W Borcower.
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<br />-�;":;'�� Immediately prior to a fareclosnre sale uf the Property or ita ocqui.�idon by Lender, Bomower e account�dall be
<br /> .!�S�y!. and(c).
<br /> ;,�',,:.. .... c�+edited�vith uny balance remaining far�11 in,�tallmenta far items(a),(b), _
<br /> _:;x{;�yi� 3.Applicatlon of Paymeate.All paymeats under paragraphs 1 and 2 sl�U be appltod by Lender�s followa:
<br />_:;-:i's;��r�:� Eit&t, to the mortgage insurance premiuni w be pald bq Lender to tha Secreqtry or to the monthly ch�rge by tl�e
<br /> ' : ��•� Sxntazy instead of the moucUly mortgage insurance premium;
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<br />-,.�,;C; Sl&4�,to au,y taxes,special assessments.lwsehold naymeats or gcound nate.And Rre. Aood and othet dsz�cd
<br /> �_,�.�� ias�uance premiums,as required;
<br />��.��r,,''�"?7� �.to interest due under the Note;
<br /> -===_'^�i g�y�,to amardzatiou of thc piincipal of thc Note;and
<br /> �-�'���:� �,W late cbacges due uucler the Note.
<br /> --�;�� 4.Flre,�ood and Otha Hazard Ir,sur�cc.Borrower shaU iwure�II improvar►�ote on the Property.Nhether
<br /> _-� now in exLstence or subsequantly erected,against any h�cda,cASValdes� and condwgenciea,Includin�flre. for wtiich
<br /> __ - 1r.r�ler r,eauh+e.c ia�uance. Th1s insurunce shaU be mAintained in ttw amoonts at�d for the petiods that l.ende[
<br /> � requlres. Bomawer sLall aiso Insure all improveraents on the Property. whether noa in existe�x or wbeoquently
<br />�-�- —= erected, xgAinst loss by floals w the�xuni requiced by the Sxretuy.All iasurure stull be curied with canpaala
<br /> __-'� Rpproved 6y Lender.The insruance policfes ancl any renewals shuU be held by Le�fer wd sh�ll include Ios�p�yable
<br /> cku�ea in favor of,and in A fomi acceptable w,Lender.
<br /> --- . In fhe event of loss, Borrawer shail give Lender iromedixte�tice by mtil.Lender m�y�wloe proof of low if not
<br /> �P�PaY by Boaawer. �ach inswa�x w�any concemed is hereby�uthoiizai�ad dlrated to au�ke p�Ymeat
<br /> 4, for nxh loss directly to Lendes, iasuad of to Borrower And to Lender Jointly. AU or my put of tLe inuraooe
<br /> _��—i proceeda may be applied by Lander,at its opdon,either(A)to the reductIon of the indebtednae under tLe Nobe ud
<br /> ! thi�Security Insuument, �tst to any delinc�eut unounts applied in the o:der ia p�r�ph 3,and theu w prep�pment
<br /> of principat,or(b) w the restoiadon or repair nf the danuged Property. Aay�pplk,�don of the proceed w the
<br /> � Priaci�al s1W1 not extend ar postpone the due date of iLe montblY MY��which are refemd to in pua�r�ph 2�ot
<br /> � chau�e tHe�mount of such payments. Aay oxceas insucance pmcada mu m amount nquimd to pay�ll o�taaadio�
<br /> ;udebtedness uuder the Nou and this Sec�rity In�ttument sh�ll be pdd to tlie eadty le��lly eatltbd thereto.
<br /> ' Irt the event of foreclos�m of this Sacurlty JaStcument or other tr�asfa of dtle to the pcopezty tWt eada�ui�bes
<br /> } the lndeboedness� all rlght� title und IntNrest of Bocrower In uid to lnsur�nce policies In toree sh�ll p�w to the
<br /> purchr�er•
<br /> S. Oaupancy.Preaervation.Mafntautnce and Pretectton of th�Propaty; Iiorrower'�I�o�a Applkatloai
<br /> ' lwveho�dr. Horrower shill ocsvPY, establish,uui use�he Property as Bomower's pcinctpal r�aideeace within sixty
<br /> day�RRer tLe exa�udon of tl�s Securlty I�nsuument (or wltLin sixty dsys of a l�ta s�le or tr�nsfier of d�e Pcopaty)
<br /> apd�ull coatim�e w occupy the Pmperty as Bonrower's prIncipal rr�.d�nce for at leagt one yeu�tRer ttia date oi
<br /> — . occupancY�w�las L�xler determines tbxt requirement wIU cause uadue hardship fos Borrower,or wiless eala�dn�
<br /> cin:um:twcea exist which an beYond Bonow�r's contcol. Borrowcr shall notify Lan�ler of aay qcu�a�ag
<br /> �� circuwttanaa. Bomower slull not comm�t waste or desdroy.damage or aubaq�nd�lly clnn�e the Prepe:ty or dlow the
<br /> Propecty w detedonte,reuonable wear and tear exaptal. Le�ler may inspect the Property if the Property�vactnt
<br /> ___ = ur�b�ndonal or the loan is ln defanit. Y..cnder may tuke reasonable action to protect aad pnsetve svcL vxant or
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