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201208395 (C) "Lender" IS�LLS FARGO satnc, N.A. Lender is a NATIONPS, ASSOCIATION organized and existing under the laws of T8E IINIT� STATSS . Lender's address is 101 NORTH PBILLIPS AVBNQE, SIOIIX FALLS, SD 57104 Lender is the beneficiary under this Security Instn�mem. �D) "TfUStee�� is �LLS FARGO FINANCIAL NATL BN1C C/O SPHC. SERV. , PO BOR 31557, HILLINGS, tdT 59107 . (E) "Note" means the promissory note signed by Borrower aod dated sEPTEt�ER 28, 2012 . 7'Ae No[e stafes that Borrower owes Lender SBVENTY PIVB THOOSAND TSPO 80NDRSD N2NETY TP70 AND 77/100 Dollars(U.S. $*****75,292.77 )plus interest. Borrower has promised to pay this deb[in regulaz Periodic Payments and to pay the debt in full not later[han oCToet+lt O1, 2027 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by[he Note, plus interest, auy prepayment charges and laze charges due under ffie Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders [o this Security Instrument that aze executed 6y Borrower. The following Riders are to be executed by Borrower[check box as applicable]: 0 Adjustable Ra[e Rider 0 Condomurium Rider 0 Second Home Rider 0 Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider ❑ VA Rider 0 Biweekly Payment Rider ❑O[her(s) [specify] (q "Applicable Law" means all wmrolling applicable federal, state and local statutes, regulatioas, ordinances and adminis[rative rules and orders(that have the effec[of law)as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessmems and other charges thaz are imposed on Borrower or the Property by a condominium association, homeowners associazion or sunilar orgazuza[ion. (K) "Electronic Funds Transfer" means any transfer of funds, o[her than a transaction originated by check, draft, or similar paper i�strument, which is initiated through an electronic terminal, telephonic insuument, computer, or magnetic tape so as to order, instruct, or authorize a finzncial insti[u[ion to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, auromated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse uansfers. (L) "Escrow Items" means those items that are described in Section 3. (�) "Miscellaneous Proceeds" means any compensation, settlement, awazd of damages, or procceds paid by any third party (other than insurance proceeds paid under the coverages descrihed in Sec[ion 5)for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taldng of all or any part of the Property; (iii)conveyance in lieu of condemnation; or(iv)misrepresentations of, or omissions as to, the value and/or condition of the Pronertv. NEBRASKA-Single Femiry-Fannie Maeffretltl�e Mac UNIPONM INSTFlUMENT Form 3028 1I01 ��P� VMP6fNE1111051.00 W oleers Klvwnr Financial Services Page 2 of 1]