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<br /> 5.Hor�rd or ProQerty Insurnnce. Botrowa shall keep the improvemcnts now existing on c�reafter crccted on the Property
<br /> •insuccd P�ainst loss by fire.hazards includ�ed within the term "axtended coverage" and any other hazards,including ftoads or
<br /> ttoodln8,for which L,ender requires insurauce.'Ihis ins�uanca shall be maintained in the umounts and for thero��hi hAShall not .�`
<br /> . . ,'+�, req�ires.'Ihe insurance carricr providing the inswance shall be chosea by Bonowor subject to Lender's app l,:.
<br /> be unrcasonabiy withheld. If Borrower fails Lo maintain coverage descrlbed above,I.csnder may. at I.end�r's opdon, obtain �,
<br /> ,. .�. coveragc to protect Le�►da's dghts in the Property in accordzwce wlth paragraph 7. �
<br />- 4y:.�t4i -'
<br /> pp i��n�e policies and renewals sha11 be acc�ptable a L�nd".�r and shall include a standar e��du all rocetpts of paJd _
<br /> heve the dght to hoid che policies and renewr�l.s.If T.ender�quires,Borrower shall prompQy giv
<br /> p�e�niu�us and renewal notices.Ie the event of 1oss,Borcower she11 give prompi nodce to the insucance carrlu and Lender.I.endar �_
<br /> may m�lCa proof of loss if not mad�pcon►PdY by Bonawu. ��������or rcpair of the
<br /> � �1 Unless Lendc�and Boirowa aherwLse agroe in wridng, �nsurance pracceds ahall be ePP
<br /> ? pmperty damaged�if the restnradon or repair is oconomically feaslbla and Lender's securlty is not��I����uma
<br /> ropair ls not oconomicallY feasible or Lender's eecurity would bo kasened�the ins�uence Proceeds
<br /> sxurod by this Security Inatcument, whe�tKr or nat tt�en due�with any cxcess peid co Borrower. If Borrowu abwndons tha
<br /> � � pr�aty,ur dacs not�nswu�vitliln 30 days a nodce from L.endu that��°� 6� ttie Profputy e�r w pRy sums sx�ured --
<br /> Laida may colloct iho inRUranca Procoode.I.ender msy usa the procceds
<br /> by U►ia Socucity Instrument,whethu or not then due.'lttio 30-dsy ixrfod will begin when the nodce is glven.
<br /> Unkss Lendu and Borrower o�se a8reo in wrldn8,a�►Y ePP�on of procoeds to principal shaU not extond or postpone
<br /> � - tho dua d�to of Iho monthlY P�Y���f�t0���hs 1 and 2 or chango the amount of tha paymu►ts.If undu paragcePh
<br /> ., 21 tho PropertY is ac,cluired by L.endu� Bomower's right to any insurancc pollcies and proceeds resuldng from dam�8e w�e
<br /> property prla W the acqulsldon shali pass w La►du to the extent of the sums secured by this Security Instrument immedfately
<br /> o�ior w the acquisiHoa. Borrower's l.opn Applkatbn;I.easeholde.
<br /> 6.Occupancp.Freservatbnr M�inteaxnce and Protectjon ot t6e Propertyresidd►ce wlthin sinty days afur the wcocution of
<br /> Boaowa slWl accupy.establish,and use the Prope�ty as Bocrow�Boisowt�r'a cesidence for at leagt one year after the
<br /> � this Security Insuume�tt and shall conUnue to occupy the Propaey Pn�P�
<br /> •. . o so
<br /> : . , d� of�p�c;.s� ?r.�!�er cut�erwise e�ees in wrldng, wi►ich conac,nc shatt na be unreasonably ��o��
<br /> � =,�.:•�r .
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<br /> exunuadn g circomstances w�iat which are heyond Bamowa's control.Horrowa shati not destroy, i�e o�
<br />_�,',' ���: albw the Pmpe�tY to dekriornu� a commit wasta on t hc P r o p u t y. B o r r o w u s h a ll b e i n d e f a u lt ff an y forFeituro acdon or
<br /> l. : proceoding�whethc,r clvil a criminal,is be8un�hat N I.�d�r's good faith judgme�nt could result in forfeiwre of the PropertY or
<br />�' •„,>';.,,� othpK,lx mauxiallY imPair the liet�created by this Sacurity Instrument or Lender's security inicres�Borrowa may cun such a
<br /> -;x��.,;�; to be dim�issed with a mlit►8 thst,ln
<br />... � �rr. .� default end reinstau�as P�'ovided in paregraph 18�by causing the acdon or proceedin$ or other mataial impaumer►t of
<br /> `.j�>`�,`- L�du•s good fatth detamination.Drecludes fafeiwre of the Boimwu's interest in the ProP�Y
<br /> --�,;_::, the lkn created bY U►is Socurlcy InstNmcnt or Lender's aocurity intaest Horrowa shtll also be in dofeult if Borcowa�during the
<br />—:-�:1:.�r,�� ���proce,4s�gave mater�ellY false or inaccure�e Wocmadoa or stetements to Lender(or fuiled oo pmvtdoi.er�der with
<br /> �='r'' eay m�teri�l informatioe) in connecd4n wlth the loan ovidence� by the Nou. including, but not llmitW to, rep�e.sa�t�►�s
<br /> -�__'�� concemin8 Bamwa's occupancY of the PropatY a�B Prin�'1�nside+�ce.If this Security Ins�ument is on a ka�old,Barowu
<br />--L�—�=�--��g...�� ahaU cumply wilh all the provtsions of the kafe.If Borrowu acquires fee dtle w the Propercy.the leasehoW and the foe dt3e slwll
<br />=:--°,-����es� not ma8e waeu Lenda agrees to the merga in wridng. ts containod in
<br /> ----L:�si�:� 7.Protectfon of Lender'e Ri=6ts in the Property. If Barower fails to perfonn tho covw�ants and�oem�n
<br /> . -m—�-� this Seeusiry Iastrument,or ti�xe is a legni pcoeoedinB that msY ei�'a�►uY effoct L,eneler s rlghu in ttiee PropacY (sueh�u a
<br />`'�''�° procadin8 iu bmluuptcY,PTObate.fa G�ndenu�a�on a forfeidue or w enforca laws or ngulallons)�then Lender may da end i�Y
<br /> m �� n I,cnder's actfons may uxlude
<br /> �.y7,:.��,� for wtwt�va is nocessmY to Pt'otect tho v�lue of the PropertY�nd Lender's rlghts in the PropatY• b
<br /> .�°.;.�rj.�j PaY�B�Y snms securW Ay a llm which l�aa prio�ltY ovaAlthough Lender cnny talce ace�undu�P�Dh 7,Lrnder
<br /> -- -- actom�Ys� foes aad enuring on the Propaty w m�ks ctpaits.
<br /> ���"� does not have w do so. thiy Security
<br /> ---- — pny amounts disburxd by Ler►dex under this p�ragraph 7 shall bxome addttional debt of Borcowa seeucod bY
<br />.:�� Insmunee�Unkss Barowcr and Lenda agoe W other terms of paymen�these amoonts ehall bear interest fmm the date of
<br /> �� diebureement at tho Note rate and shall bo psyabb,with intcrest,aPon notica fmm Lender to Barowu requesdn8 P�Y��
<br /> �x�T�� a.Mort�a�e Inaurance. If Luida requirod mottgege insurnnce a5 a condition of making the loan exurod by thia Sectujty
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<br /> _- �-�� the iums raluirod w maintain the moRgage insurance in effoc�If.fa any reu�on,
<br />'�'^�-`ia�i.r.g�.�. YASL[UR1CI1�BOROWCf Sf18�1 �l'Y �� � IU11S qllOd LO
<br /> '" ,��"`�- mortgaga insuranca covasge requiced by L.e,nder lapses or ccasec to be in effect,Hotmwer shaU i�Y P� �1
<br /> - ,��;.r,��t?� obtain covaage substsntl�la]i�e4uivaknt W the inoctgage insucance provionsly in offect,at a cost substantially Wuivsla►t w tha
<br />- � .� °"•� cost W Boneacr of the mortgage insurance Oreviously in effoct,from an alternate mortgage inaurex aFProved by Lender. If
<br /> � , substautia]IY Wuivelent mortgage insuranca wvaage is not aveilable.Borrower shali pay to 1-ender each month�somc��
<br /> :' one-twelfth of the yearly mortgage inswrance premium bei�►g Paid by Borrower when the u�surance covaaBo lapsed
<br /> � be in effect. Lender will acce�t, use and reteiin these paymenu ag a loss reserve in lieu of mortgege insurance.Loss nserve
<br /> � � Fornf OOZ�U�0
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