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<br /> �yrt�sts�-aay no langct b.,r�ulr�3.at thc optfon af Lc�tder.If mortgage insuranx cavarage tju tf�e ainount und for the period
<br /> thut�.erider requires)provided by nn insuecr uppr��ved by l.ertder ag�in berames available urtd is abtnined. Borrawer shdl pay
<br /> the premtums required to rr�atntuln�rtangnge inaurnrtce in effect.or to provide a loss reserve.until the requieement far rrtortgage
<br /> insurance ends in uccaNpttce with uny wdtten agreement between Borrower and Lender ar uppl'scnble inw.
<br /> 9.Inspectton.I.ender ar iGy agent muy mnke reasunAble entrtes upon and inspections of the Praperty. I.crtder shali�ive
<br /> �orrower notice at the tlme of or priur to un inspectton xpecifying reasonable cause for the inspection.
<br /> 10.Condemnatton. The proceed.g of any s►word or cle�m for damuges. direct or cansequentiul, in rnnnection 4vlth any
<br /> condem��ation or oihcr taking of uny psui uf dte Prupeny,ur fur wmeyance in lieu of condemnation, are hereby assigned and `
<br /> shnl!be puid to Lender.
<br /> In the event of u total taking of the Praperty.the proceeds shaU be applied w the sums secured by thia Securisy Inatrument.
<br /> vwhether or not then due. with any excess paid to Bomnwer. Ia the event of a partial wkjn� of the Property in which the feir
<br /> market value of the Property immediately befone the taking is equal to or grester than the amount of the sums secured by this
<br /> 3€curity Instroment immediately before the Wcing.unless Borrower and Lender othemIse agree in writing,the sums secured by
<br /> this Sacttrity Instcument shall be reduced by ttee amount of tl�e procx�cis muipplied by the following fractIon: (a) the total `
<br /> amount of the swns secured immediately before the teking.divIded by(b)the fair merket value of the Pmperty immediately
<br /> before the takIng. Any balance shall be paid to$orcower. In the event of a partjal taking of the Property in which the fair
<br /> � market value of the Property immediately before the taking is less than the amount of the sums secured immediately before the
<br /> taklns.unless Bomower end I.ernder oshenvise agree in writing or unless applicable!aw otherwtse provides, the proceecls shaU
<br /> be appliod to the sums secured by this Secur�ty Instcument wh�ther or not the sums are then due.
<br /> If the Property is abandoned by Borrower,or if,after natice by L.ender to Bormwer that the condem►zor offers to mak�an
<br /> award or settle a claim for damagea. Borrower faiis w respond to I.ender within 30 days after tha date the notice is given,
<br /> Lender is authorized to wliect and apply the pruceals,at its option,either W restoratIon or repalr of the Pm�s�rty or W the sums
<br /> secured by this Security Inst�ument.whether or not then due.
<br /> Unless Lender ared Bomower otherwise agree In writing. any application of proceeds to principal shall not extenc! or
<br /> postpone the due date of the monthly payments referrcd to in paragraphs 1 and 2 or chenge the amount of such payments.
<br /> 11.Borrawer Not Relea.sed;Forbearanoe By Lender No!a Walver.Fa�tension of the time for payment or raodificatioa
<br /> of amoitjzattan of the sums seCUted by this Secur�ty Inshument granted by I.ender to any successor in inteiest of Borrower shall
<br /> not operate to release the liability of the original Borrower or Borrower's successors in interest.Lender shall not�be reqv3red to -
<br /> oommence prw�xedings agaiast any successor in interest or refuse to extend tirne for payment or otherwise modify amartizatioa
<br /> of the sums secured by thia Security Instru�rteat by reason of aay demand mude by the origtnal Borrower or Borrower's
<br /> successors in int�test. Any forbearance by I.ender ia exercIsing any rlght or n�aedy shall not be a waiver of or proclude the
<br /> cx�:��r�,y ri�i o�,��y. , T
<br /> 12. Successp�a and Assigns Bound;Jofnt and Severnl Ltab3lity; Co-stgners. The covenants and agreements of ttils
<br />, Securiry Insfnumen2 shall bind aad benefit the successors and•assigns of I.ender and Bomower. subject W the pmvisiona of
<br /> : paregrap8'i7. Borrower's cove.nants and agrcemeats shall be joint and several. Any Borroaer who co-signs this Secuzity
<br />; ' �.Iastcument Dqt;doe,g not execute the Note: (a)is oo-signing tbis Security Instrument only to mortgage. geant end convey tt�at .
<br /> :Borrower's Interest'iu the Property under the ter�s of this Secus�ty Instiumeat;(b)Is not personeliy obligated w pay the aums,
<br /> • �..secunad by this 5ec�rIty Insmiment;and(c)agrees Wat T.ender aad auy other Horrower may agree to extend.modify,forbear•or �� ,.
<br />- make any acooramodadons with regard W the terms of this Securlry Instmmerrt or the Note with4ut that Borrower's consent,
<br /> 13.Lo�n C6arges.If the loan securod by this Secudty Iustrument is subje�t�to a law which seta maximum loan cherges,
<br /> , and that laa is finally interprete�t so thai the jnterest or other loan chazges ootiected or to be wlle�l in copnection with Yhe �
<br /> loan exoeed the permiued limits,then:(a)any su¢h Ioan cherge shall be reduced by the amount necessary�o raduce the charge •
<br /> w the pertnittc�d lim,it:and @) any sums already collected from Borrower wGich eaoeaded permitted liraits wi11 be refuuded w
<br />-. Borrower. Lender mny choose to make Wis refiuid by reduc[ag the princlpal owed under We Note or by making �'direct
<br />- QaS�ment ta Boreower. If a refund rech�oes Qrincipal, the re�l!!etiog Yri1D �e ts�.sied s.q a FR�� FT�Szr.�t i�ishaut.aay
<br /> prepaymsnt cGarge�under tha Note. � •.:.,,
<br />- 14.Notfacs.7�ny°aotice to Bomower provicicd fnr in this Seturity Instrument shall be given by deliveripg It or by mailing �
<br /> it by first class mail unless applIcable law requires.ase of another method.T6e notice shall be directed ta ttie Property Address �
<br /> � or any+other address�orrower deslgnates by notice to i.ender. Any notIoe to Lender shell be given by flrat class wail to '
<br /> ; Lender's address stated herein or any other address[.ender desigaates by aotice to Borrower. My notice pmvided for in•ihis
<br />- Secur�ty Inst�uiaent shall be deemed W have baen given to Borrower ar Lender when gtven as pmvided in this patagrnph.'
<br /> � 15.Governing Law; Severabllity. This SecnrIty Instnunent shall be govemed by federal taw end the Iaw of the
<br /> jurisdicdon in which tlte.Yroperty is located. In the event that any pnovision or cisuse of dris SecurIty Insnument or the Note
<br /> �; conflicts wiW applicable law,such cotitlict shalt not affect other pX�avisions of this Securiry losttumerd or the Note whic�n�can be
<br />, given etYect w�thout the oonflictIng pmvisIon.To this e�3 the provisions of thts 5ecurity instrument and the Note are decl�i
<br /> � to ba severable.
<br />, 16.Borrower's C�,�y.Borrower shall be given one confo�copy of the Note and of this Secudty Inst�ument.
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