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<br /> S. HnvArd ur Pt+og�rty InRtti'tt�tr.e.Bnrrowcr shull kea:p thc impr�ivcnunt� now cxi�ting or herestftcr crcctuf nn the
<br /> Aroperty insured aQAinst lu�v i�g fin�:, hu��rJh includcJ within the term "extended caverage"wid any other huzard,, inciuding
<br /> flouds or flrniding, fur which Lendc�r r4�quft�s jn+arancc. 'fhis insurunre shull bc muinmimJ in thc umounts und fiir thc�msiads
<br /> that Lt:nder reyuires. 7'he inrur.utc:�rarr[c3r pruviding the insuruncc e�hatl hc rhu�cn by Borrowcr subject tu Lender'�uppn�vul
<br /> �vhich shull not bc uorcasnnably.�vithttetd.If Born�wcr fuils t�� maintain riwcruge dc.xrib�cl ubuve. L.cnder may. ut Lender's
<br /> aptiun.abtuin caver.tgo ta protGCt[.cndnr's right.g i�thc Properry in stccordunc�c witi�p�trugtaph 7.
<br /> Alt insuranee pciliaiq�und r�nasvals �haDi be ae�rptable to Lender uttd niiull iuciude a atundurJ tnurtgagc c1�aM;. t.�:nder �
<br /> shull have the right to hatd the poliatus pttd tCnownls.If I.ender requires,6orrower shall promptly give to Lender afl rereipts of
<br /> paid pmmiuma and rennwul natiees. In.�h�avemt•of luss.Horra�ver shall give pmmpt notice to the insurnnce cunler artd Lender.
<br /> Lender m�y mnko proof of loss if nat maAQ pramptiy by Hurrower.
<br /> Unluss Lendar und Borrower othsrwi��e ogree in writing.insumnce pmceeds sh�ill be upplied to restoration or repuir of the
<br /> Prop�rty dnmaged,if the restornttan.ar•repuir i�etionomicully feasible and Lender's security is not lessened. lf the restoration or
<br /> repair is noi economiculty feusibta or Lend��s�uriry woutd be les�ened.the insurarece procecds shall be applted to the sums
<br /> , serured by this Security Instrumant, whQthar or not then due, wiW uny excess paid to Borrower. If Borrower abandons the
<br /> ' Property,or docss noi.anawer wit!►in 3Q days a notice from Lender thac the insurance cnrtier has offered to settle a claim,then
<br /> Lendar may collect tits insurance proe,�ais,..I..ender may use the proccecis ta repair or resrore the Property or to pay sums
<br /> secured by thia Security Ip�nwRtent.whnther or not then due.The 30�day period wtll begin when the aodce is giv8n.
<br /> Unless Lertd�r and:iBo�ver athorwise agree in writing, any application of proceecis to principal shali not eactend or
<br /> postpone the dus dats of dar�monthly payments roferred to in paragraphs 1 and 2 or chenge the amount of the payments.If
<br /> under paragraph 21 ths l�roperty ts a�quired by Lender. Borrower's right to any insurance policies and procceds resuldng from �
<br /> damage W the Pmparty prlur to tha aaqufairion shall pass to L.ender ro the extent of the sums secured by thIs Secwlry Instru�cent
<br /> immedistcly,priur m.tbe a�u�sitinn..
<br /> 6..pccup#�ttcsr,prc�r,u�►in..lN�int�ce cu►d t'roier.tion of the Property; Borrawer's I.oan Applicatton;I.easeholds.
<br /> Burro�u,er shnli�accupy,estubGsh;and�ti&° the Property as Borrower's principal residence with{n sixty days after the execution of
<br /> thie Secur�ty.��ment and shall�aontinu�to accupy the Property as Borrower's principal msidence for at least one year after
<br /> the data of acti�t�ancy.unl6ss Lenitar otlienv�se agre�s in writing.which eansent shail not be unreasonabiy wlthheld,or wiless
<br /> extenuatIng��ci�sauC�s sx�s2 which are bcyond Borrower's control. Borrower shaU aot deatroy, damage or impair the
<br /> Property, aI1qW_s�s�rop�r.ry•�u deteriorau,or commit waste on the Property. 9ormwer shall be in default if any forfeiture
<br /> actioa or pnqtt�;.aqg,whethar civll or criininal,is begun that in Lender's good fa�th judgaient could result in forfeiuu�e of the
<br /> Pmpert}��on odf�rwjsa materially fu�sir the Hen created by this Secusity Instrument or L.eader's securlty interest.Borrower may
<br /> cure sueh�u default and reinstate,as provtded in paragraph I8.by causing the action or pn,i�ailn�ia be dism3sscQ wiih a rL23ag °
<br /> tiwt. In Lender's good feith determinadon,pmcludes farfeiture of tUe Bortower's interest In the Property or other materisl
<br /> ''ieispa�;ment of the.IIen•creuted by.tbis Securlty Iastrument or L.ender's security interest. Homower shaU also be iu defauit if
<br /> •'1�or�ower.during the loan appUc�on praass.gave materially false ar inaccurate informarion or statements to Lender(or failed
<br /> � � �ta�pnovidc Le�der wIth any materlal information)in connection with We laan evtdenced by the Note,including.but not limited
<br /> , to.rep�seatutfaas conceming Borrower's aeupancy of the Property as a principal residence.If this Seciu�ity Insuument is on a
<br /> teasekold. Borrower shall cor�fply with al(the provisiona of the lease. If Borrower acqaures fee tide w the Prope�ty, the
<br /> teaseliold az►d the fe�tide shal�uot merge unless Ixnder agrees co the merger in writing.
<br /> ?.Protedion of Lender's Rights In the Froperty.lf Horrower fails to perform the coveaants and agreements contaiued in
<br /> tius Security Instn�tent,or there is a legal pzoceeding that may significantly affect Lender's rights in the Property(such as s
<br /> proceoding in bnnk�ruptcy.probaie.for ooademnatton or forfeiture or to enforce laws or tegulatIons).then Lender may do aqd
<br /> pay for whatever is neaessary to protect the value of the Property and Lender's dghts In the Property. Lender's actions mayr ,
<br /> include payin� any sums ¢rs�ered by a liea whIch has priority over this Securiry Instrument. appearing in oouct, Paying .
<br />_ r�,,,�nakilP stt�rnRys'f?Ew aiui entcring on tue Property w make repairs.Although Lender mny take action onder this paragraph
<br /> �7,I.ender does not have to�do so.
<br /> Auy ama�ents disbursed by I.emder under this patagraph 7 ehall beoome additional debt of Bc�nower secure�i by t�is
<br />= Security Inst�tr,�ettt.Unless Borrower and L•�ender agree to other teYms of payment,these amounts shall bear interest from tha
<br /> date of dishur'sement at t2ee Note r�te and sha11 be payable. with interest. upon notice from Lender to Sorrower requesting
<br /> payment.
<br /> 8.Mort�ayg¢L�surat�ce.IIt Lender requ,ined mortgage insurance as a tandIdon of�paking the laan secured by tl�is Sec�dry
<br /> Tnstrument. Soizower shall pay the pm�miuras re4uired to msintain the mosgage.insura»ce in'effect. If. for any reason. the
<br /> rnprtgage insur�nce coverage required by Lend�r lapses or ceases to be in effect,•.�onower shall gay the premiums required to
<br /> o'tYtain coverage substantially�quivalent to the mortgage insurance previously in effect,at a cost substaatially uivalent to the
<br /> cost to Bornower of the mort�age insuiance previoualy in effert, from an�Iternate mortgage insurer approv�by Lender.If
<br /> substanti�lly equiveleat mortgage insutazice ooverage is not ava�lable,Barrower shall pay to Lender each month a sum equal to
<br /> one-twelfth of the yearly mortgage insun�noe prEmium 1�eing paid by Borrower when the insuranoe coverage tapsed or cease�40 .
<br /> 6e in et�eCt.I�ender will acoe�rt.use ead�atn these paymenta es a loss reserve in lieu of mortgage insuraiece. Losa rescn+e
<br /> � Wrm 3028 9l90
<br /> aege 3 ot 8 •
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