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<br /> payments may no langer b�requlresi,at the optian�f Lender,if mortgage insurnnce coveruge(in the umaunt and for the pedac9
<br /> that Lendcr requires)provided by aa in!�urer uppmved by Lcnder ngain bemmes nvailublc and is abwirted. Borrower�hsll pay
<br /> the premtums requlred to nu�(ntuin mortgoge Insurunce in effect.or to provide n Insa reserve.until the requirement far mortgnge
<br /> inaur;�nce en�ls in accardance wtth uny written agreement between Borrower and Lender or upplicnble law.
<br /> 9.Incpectlou. Lcnder ar itx agent muy makc r+cas¢nublo eniricw upon urtd inspecttons of the Property. l.ender shall give
<br /> 8orrower notice ut the timo nf or prior to un inspection specifying reasonable cuuse for the inspection.
<br /> 10. ci;onslcraaatlnt�.The prarceds�f aay a�vurd or clnlm for d�wg:x. direct or consequential, in coru�ection tivith any �
<br /> cand�mnution e�r other taking of any part of tho Pro�serty.or for oonveyance jn tieu of oondemnation,ure hemby assigned and
<br /> shuil bc puid ta Lender.
<br />• in the event of a total taking of the Property.th�ptoceec�+shnll be applied ta ths sums secured by thls Securiry Instrument.
<br /> whether or not then dua. wlth any excess pald to Borrower. In the event of a panial taktn�of the Property in which the fair
<br /> mnrket value of the Pro=serty immediately before tho taking is equul to or gneutar than the amount of the sums secured by this
<br /> Secw3ty Insuument immediately before the talcln�.unlass Borrower end Lender othenvise agree in writing.the sums sacured by --
<br /> thls Savrity Instrument shatl be reduced by the vnount of the pr000eds multiplied by the following fraction:(a)�he total
<br /> amount of the sums secured immecliately before the taking,divtded by(b)the fair market value of the Property immediately
<br /> before the taking. Any balnnce ahall be paid to Bormwer. In the event of a partial takin�of the Property ia which the fair
<br /> market vc�lue of the Property immedtat�ly before the taking is less than the amount of the sums secured immediately 6efare the
<br /> taking.unless Bomower rind Lender otherwise ag�e in writin�or unless applicable faw otherwise provides.the proceecls shall
<br /> be applied to the sums socured by this Securiry Insuument whether or not the sums are then due.
<br /> If th�Pcoperty is abamloned by 8orrower,or if.aRer noti��e by i.eu�ter to Borrowee that d►e condemnor offers Yo ma6e ar► --
<br /> award or scttle a claim for daranges, Aorrower fails to respond to Lender wIthin 30 days aRer the date the nodcc is given.
<br /> Lender is uuthorized to collect and upply the pn�oa2ds�at its option,either to mstorauon or rcpair of the Pcnperty or to Ihe sums
<br /> secured by this Security Insnvment.whether or not then due.
<br /> Unless Lender and Bornower oiherwisc agree in wripng. any applicaiion of pnooeeds to principal shull not cxtend ar
<br /> postpone the due date of tho monthty payments referred to in paiagraphs 1 and 2 or chnnge the amount of such paymenp.
<br /> ll.Bomower Not Rdeas¢d; Forbearance By I.ender Not a Waiver.Eatension of the time for payment or madi�acat[on
<br /> of amoRization of the.sums secured by thia Securiry drisuument granted by Lender to any suooessor in Interest of Borrowar shall
<br /> not operate to releuse the GabiGry of the or�ginul,Boraower or Botrower's suocessors in iaterest.I.ender sh�ttl not be requirzd to
<br /> coramence proceedtnge-aguinst any successor in 5nteirst or refuse w exteud tlme for payment or otherwise modil'jr amortaa.adon
<br /> of the sums secvred by th[s Security Insmu�e�nt•�►jr�reasoa of any demand made by the original Borrower' or Bor�awer's
<br /> �rs Is��. As�!'��f I.rs�dcr�a sxt�iug any righ!os s�ned;sha!! aot�Se s�si��r a�ar Fredt�ile'shs
<br /> �aemise of any right or remody.
<br /> iZ. 5nocessors aad Assfgns Bowid;JoLrt�ad Sevaal LiabiUty, Co-st$ners. The oovenants and ugreemenu of this
<br /> Securiry Instrument shall bind and benefit the suxessors and assigns of Lender and Borrower. subJeci w ihe provisIoru of —
<br /> paiagrap�. 17. Bomower's covenants and �ments shall be joint and several: Any 8nrnower who co-signs this Secudty
<br /> Imtrutaattt but does not exocute the Note: (a) is oo-signing thia Security Insuumert unly co mortgage.grant and canvey{hat
<br /> Bo�owRS,s�3nterest in the Property undar the cerms of this Seturity�n.�trument;(b)ts not personally obligated to pay the suras
<br /> secured!iy Yhis Sec;udty Inshument;and(c)agc�ees that Gender and any other Borrower may agree to eatere�.maiify. forbear or
<br /> •� . make auy a000mmodations with regard to the tem�s of thIs Security instrument or the Not�without that Borc+nwer's oomens.
<br /> �',. , 13.3�n Ckarges.If the loan se�u+ed by this Seairity Insu�ument is subject w a law wMah.sets maximum loan charges,
<br /> ` ` and that iaw is firuilly iaterpreted so that t�e interest or other loun char�es collected or w be ootiected in canaecdon with the
<br /> loan exoeed the permitted limita,then:(a)any such loan charge shall be�+educed by the emount uecessary to reduce the charge
<br /> � to the pern�itted Umit;ahd(b)any sums already oollc�ed from Borrower which exceeded permitted limit�wiU l+e refunded to ,
<br /> '• � Bomower. Ixnder m�y cttnose to make this refund by reducing the principal owed under the rote or by makina a direct _
<br /> payaient'ta Borrower.'If a refund reduces prInc�pal. the reduction will be treaced a� a partial prepaymeat witho�at any
<br /> � prtpaymec�tchargc.uade}�the Note. •
<br /> 14.A�otk¢s.�ny tioticcs to Borrower pmvided far in this Security Instrument shalt be given by delivering i�or by m�iling
<br /> it by first class mail u+}{ass applicable iaw requir�es use of aaother method.The notice shalt be directed to the Pnopee�y{��8n�s
<br /> or any other address'�Q�rpwer desIgnates by npri¢e,w I.ander. My natIce to L,ender shall be given by first class.�&iI'to
<br /> Lender's address stat�'d:hereln or any otlier add�ss.I:�nder designates by norice to 8orrower. My notfa.providai for�in�t6is
<br /> Security Instrument shall be deemed to�lave 6eefr given ro&►crower or Lender when given ag provided in t}ils parag�aph:•. `�:
<br /> ls.�C�overni� I.aw; Severab9�t2y� 'Ihis�Secudcy Insuument shalt be goverteed by federat law and the Iaa uf the
<br /> jurisdictioii ia which the Pruperty is Cdcated.Yn:itte event that any provision or clause of this Security in5tiument or the Note
<br /> oonfiicts wtth appliGable law.such conflici shali aot affect other pmvtsions of this Securiry Instrument or tlis Note whic6 can be
<br /> given effe�without t6e oonflicting provision.To titis end the pmvisions of this Se�urity Instrument and the Note am declared
<br />" to be severable.
<br /> 16.Bomuwer's Copy.i3orraW�r�ha11 be given one oonformed copy of the Nota and of this Secnrity Instrnment.
<br /> • Fam 5028 9190
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