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<br /> S. Ha�rd or Fwperty 4asurance. �aerower 6hcill kecp the lmnrovementn nuw existing or here9fter er+ected on the
<br /> Property inaured Qguinst loss by t1re. Aawads include�within the term "extended m�erage"nnd uny ather hnxurds,irecluding
<br /> �Ioada or flooding.4or whtch Ler►der cequirts insurunce. 'fhis insururtce shall�e malns�incd in the umaunGg und for the pertoda
<br /> that Lender cequ!r�s.Tlie insurance carder praviding the insurance xhall be chuseo by Dorrower subject to I.�ndar's c�ppmv�l
<br /> whirh shall not be unrcasonnbly withheld. If Borrawer fails to mnintnin cavemge describcd nbove, Lender may.at Lender's
<br /> opdon,abWn cover�ge to protect Lender's dghtR In the Progerty in accordance wfth pnrngraph 7.
<br /> AII insurance polictes aM renewals sJwll be aoapwble to irender and shall includo u swndard mortgoge cluuse. Lender
<br /> shal!have the r�ght to hold the policies and renewsJs. if Lender requires,Borruwer shall prompUy give to L,ender all receipta of
<br /> pai�premiums und renewnl not�cea.Iri the event of loss,Borrower shalt sive prompt Aotice to the insurnnce carrler and Lender.
<br /> Lendar may muke praaf of loss if not made promptty by Borrower.
<br /> Unless I.ender and Bortnwer otherwlse age+eE in writing.insurnnce praceeds shall be applied to restoradon or repair of the
<br /> Property drunaged.if tFte restoratlan or repair Is eoonomically feasible and[xnder's serurlty is not lessened.IP tha restoration ar
<br /> repaIr is not economically feasible or Lender's sacurity wauld be lessened,the Insurance proceeds shell be apptied to the sums
<br /> secured Dy this Securlty Insp�umGent, whether or not tken d�te. wtth any excess paid to Borrower. If Borrower abandons the
<br /> Pmperty.or does not answer wit8nin 30 daye a nodce from Lender ttwt ehe insurence carrler has offered to settle a deim,then
<br /> Lendar may rn!1¢ct the insurance p�s. Lender may use the ptoceeds to nepafr or restore the Property or to pay sums
<br /> secured by this Securlty Instrument,whetRer or not then dae.The 30-0ay period wlll begin when th6 notice is given.
<br /> Unless Lender and Bor�ower othenvise agree fn wrfting, any applicatlon of pEVOee�is to principal sha11 Rot extend ar
<br /> postpone the due date of the monthly payments referm� w in paragraghs 1 and 2 or chnnBe the amonnt of the payments. If .
<br /> umder paragraph 21 the Property is acquired by Lender,l�an+o�ver's right w eny insur�nce policies and pmoaeda resulting from
<br /> da�age to the Property prior•tp Qhe acquisitivn shall pass to Leader to N.e eutent of the sums secured by this Security Instcum�nt
<br /> immEdiately prior to the acquisitioa.
<br /> 6.Oocup�ncy,Preserv�tlon,Maintenance nnd Yrotedion of t6e Property;Boraawer's Loan Appllrstloa; I.easeholds.
<br /> Ba�rqwer shall occupy,eshab�ish, and use the Property as�arrower's prinapal residence within suety days a�ier the executIon of
<br /> tQ�s�SecurIty Instnunem anc��b�sy!continue w oocupy th.��operty as Bortower's priacipal nstdence for at least one year aRer
<br /> tTie date of oocupancy.unless'Lender otherwise agre�in writIng,which conscnt shall not be unmasoaabty withheld,or unless
<br /> ea�tenuatin� circumstanoes exist whIch are beyond Borrower's conuul. Borrower staall not desaroy, damage or impair the
<br /> , Property. aUow!he Properiy to deteriorate.or commit waste on the P.raperty. Bomower shall Ue in default if any forfeiture
<br /> • actIon or proceitiding.whetheX�ivil or criminal, is begun that in Leadcr's goad feith judgment oould resnit in forfeiture of the
<br /> �• Pt+operty or othernIse maaeiit�Ty�,i�npair the Iien created by tlris Security Instrnmeqt oc II.ender's se�uriry interest.Bvrtower may _
<br />, a�re such a def�uIt and reins�Ate;as provided in paragraph 18,by causing,the actIon o.r procee�ling to be dismissed wtth a niliag
<br /> that, in Lender��s$dod faiti►.detetmirsadon, pr�ecindes forfe9ture of the Barrower's��nsterest in tha Property or other material
<br /> impaimient of•tTqe•lien created by ihis Secudty Inswment or Lender's security interest. Borrower shall also be in default if
<br /> $pxrpwer,during the loan apptiFation process,gave materlafty false or inaocurate info�etion or statgnients to Lender(or fiWed
<br />�: �T�i:�rovide Lendcr with any miReiial information)in coa�aoction with the laan evidenae�by tita Note,inclnding.6�at not IImit��
<br />:. .ta�;�re{►nsentations concerning lBbrrower's occupancy of We�'roperty as a prIncipal resi�ieace.If this Sxurity Inatmamcnt is on a
<br /> leasehold. Borrower sha11 oomply with aEt'ihe proviaions of the lease. If Borrower acquires feE dtie to the Property. the
<br /> • leasehaid and the fa titie shall not merge untess Lender agrees w the merger in writing_
<br /> 9.Pt+ntation oi Lcnder's Itighte in the Prop�ty.If Borrower fails w perForsn ttne oovenants and agneements contained in
<br /> this Seca�rity Insaumen� or the�e is a legal proceeding thst may sigrrificantly affect Lender's rIghts in the Property{such as a
<br /> proeeeding ia bankruptcy.probpte,for oondemnat}on or forfeiture or w enforce laas��r regulations),then Ler�r may do and
<br /> pay for whatever is neassary to protect tha vAlue of the Property and Lender's righhts in tha Property. I.eader's acdons may
<br /> inGlude puying eny sums secured by a lien �cvhich has pxiodty ovet��dis.Secudry Insuument,�appearing in court, payiag .
<br /> *r�conable attorna.ys'f�xs and e��rins oa t,�e Prc+perty to�e s�q;sirt..Alt�ngh Lc��:msy:�a uctiaa uadcr th:s ga:��,Yi �
<br /> ' 7.•I,,e�xter does not have to do�so.• —
<br /> � 'My amounta disburss�id by.'�l,ett�er�iiitder this poragiapb 7 shell becocae addi¢3ona1 debi of Borrower secwod by this
<br /> Secntity Insuument. Unless Horaower suct�ehder agree'to other terms of payment,tl��se amounts sha11 bear interest from We
<br /> dau of dis�ment at the Note rate aad�shall be payable, with in�erest, upon notice from L.ender to Bornower requesting _
<br /> PaYment• '���. �.: . .
<br /> 8.Mor�ag���su�ce.if Lender required mortgage tasurance as�a oondiHon of making the loan sewred by this Seairity
<br /> Uutmment, Bormwer sft�•�ay tt�e preminms r+equirad to maintain the mortgage Iasauance in effect. If. for any reason, the
<br /> mortgage insu�nc�aovzra$e�required by Lender lapses or veases to be in effect,Borrower sl�ali pt►y the premiums requfnd to
<br /> obtain covecag�'sqb�tantiatty equivelent to the mortgage inswnnce previonsly in effoct.et a cost substanHally equivalent to the
<br /> cost w Borrmver di the mortgage insuranoe previously in effect. from an aloemate cnortgage insurer approved by Lender. If
<br /> substanti�lly eqWvalent mortgage insuranoe covecage is aot availabte,Borrower shall pay to Lender each mont6 a sum equal to
<br /> one�twelftti of the yeazly mortgage insuranoe piemium 6eing`paid by Bormwer when tite iasurance ooverage lapsed or ceased to
<br /> be in effi:ct.Lernier wll!aooept.use and cr,tain these puyments as a toss reserve in lieu of mortgage insurance. Loss reserve
<br /> Fom�3028 9l9D
<br /> � . Page 3 of 6 , . • .
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