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<br /> S. Hazard os Propt�ty Insur,ance. Bonower shaJ' teep the improvements now existin� or hereafter erected oo tha
<br /> Praperty insured ogainst loss by fire. hazards include��vithin the tem► "estended covemge" and uny other huzarda. irtcludinB
<br /> tloods or flooding. for which L.ender reqnires insurance.This insumnce shull 6e mnintr�ned in the amuunts artd for the periods
<br /> that I.ender requires.The insurnnce cnrrier pmvIdin� the insuranre sball be chosen by Borrower subject to 4ender's appmvul
<br /> which sh�ll nut be unreasonnbly withheld. If Borrower foits to maintuin covernge described abave. l.ertdcsr may.ot I.ertder's
<br /> optiori,obta�n covemge to protect Lender's rights in the Property In accordnrtce with paragraph 7.
<br /> All insurance policies artd renewels shall be acceptable to Lender and shail include 3 standant mortgage clnuse. Lender
<br /> shall t�ave the right to hold We policles end renewals. If i.ender requires.Bonower shall promptly give to Lender�II receipis of
<br /> pald pnemiums and renewal notices. In the event of lass,Borrower shall give pmmpt notice to the insurance carrIer ctnd Lender.
<br /> Lender may make proof of loss if not roade promptly by Borrower.
<br /> Unlcss L.e�er and Borrower otherwise agree in wrIting,insurance proceeds shall be applied to restoration or repair of the
<br /> Propeny damaged.if the restoratIon orrepair is ecoaom[cally feasible aad I.ender's securiry is not lessened. if the re�taratIon or
<br /> repair ia not eeonosrdcally feasible or Lender's security would be lesseaed.the insucance proceeds shAll be applied to tha suma
<br /> secured by this Securlty Inatrument. whether or not then due. w1W any excess patd to Borrower. If Boraower abando�ts the
<br /> Property. or does not answer wlNvn 30 days a noiice from I.er►der that the insurance carrIer hus offered to settla a claim. then
<br /> Lender may collect th$insucance p�oceeds. Leader may use the prooeeds to repair or restore the �sarty or to pAX sums
<br /> socvred by this Secwity Instnunent,�vhether or not then due.The 30�day perIod wtll begin when thB natice is given.
<br /> Unlesa L.ender and Bomower �tAeiwIse agree in writIng, eny application of pmceeds to principa! shall nas.e�rt�ssd or
<br /> postpone the due date of the montb�y payments refernad to in paragr�aphs 1 and 2 or change the amount of We payc+�a;ta. If
<br /> undcr pa:agraph 2t th��nageity is�qulred by I.euder.Borro�ver's dsht to any insurance policies and procee�l���it's7g from.
<br /> damage to the Property Qriar to the acquisition sball pass to Lender to the exte.�t cr�the sums secu:ed y thIs S -urlty ln net.nent
<br /> immadiately prior to the ecquisndon.
<br /> 6.Oocupaucy,Preservatio�,11�1s+tmenaace and Protection of the Pro�rariy;Borrower's Iaan Agplicat�on;L.e�eholds.
<br /> Borrower shall oocupp.establish.aud use the PcopeRy as Borrower's principal msidence within sixty days after the execution of
<br /> this Security Insuuma�t and shall condnue to oocupy the Property as Borr�tieri s prineipal residence for at Ieast oae year aftsr
<br /> the date of oocupanc_r,unless Lender otherwise agrees in writin�.which consent shall not be unreasanably withheld,or unless
<br /> extenuatin$ cinvc�ts�m�es exiss�which are beyond Bormwer's.rnntrol. Borrower shall aat dBStray, damuga ac E�p�air the
<br /> Property. aUow the$�ropesty Co c�aterlorate,or commit waste an�tfce Property. Borrower shall ba in default �f¢o�ffoifeiture
<br /> action or prooeeding,'whether wvit or criminal.is begun tUaf in I.eader's gqa4 faIth judgment could resuJt in forP�mue of We
<br /> Propezty or offienv,6s��r.a�teria�'��+impair the lien created by diis Sacurity i�ient or Lende�'s securtty I�i�tcrest.Borrower iaay
<br /> ����,��r�rp'�n�r��,uc�smvided in Qaragraph 18,by causiug�ce a,etion oc pmcx�tinR to�e d.�stnissed wIth a niling
<br /> t6at. in I.ender's��faith•:�ter�ninadon, precludes forfeiture of the Abrfioaer's intet�st in the Property or other material
<br /> impaimqent of the lie�i ematgii!,�aj:tfzis Sec;urity Instrucrtent or Lender's securIty interest: �'cltrower shall also be im de�ault if
<br /> Bornower.during tRte"o�l appk:c�apu P�S.gave materially false or inflccurate Wormation or statements to L.endcr(or�alled
<br /> � ro provide I.ender�cv.iz�:2ny mat�ial iuforn�ation)�n oonnecaon with�tiva Inan evId6nced by the Note.i�duding,but"uot Gmited
<br /> to.�+epresentations aarireming�si�q�!er's oax�a�icy of the Property as a�r�cipal�sidence.If this SeeurQhj Inst�ument is on a
<br /> ' leasehold. Borrower shall cump�y �avIth all the'proviaions csf�6e lease. I�•Borrow$r�aaqttires fee altte•to the PSapprty. che
<br /> leaseTlo�r3 and the fee tifle shall tfCt r,riecge unless Lender ag�es cc ehe merger in wrldfng:.
<br /> 7:I'mtection oi Leader's Rights in the I'roperty.I�Sorrower faiis to pecforen�the�cobenants eud agre�msnts cor.wined in
<br /> this Securiry instcumeat,or there is a legat pmceediaig that may sigaificandy af�`ect�Le[�der's rights in the Properiy(such as a
<br /> pmoe�ng i�a bankruptcy,probau, for oondemnation or fodeiture or w.enforae•laws or re�ulations).then Lender may�o aud
<br /> pay for whatever is aeoes.gary w pratect the value of the Property azcd iLenddr'a r�ghta in the Property. I.end�r's actlons may
<br /> include paying any snrns secutod by a lien which has prio�dty over�tNie Sac�tr�t�'Instrument, appearing in court. paYj�B
<br /> reasonable attomeys'fees and entet+ing on the Property to maice.�pairs.Although�L�eu�er inay take adion under this paragraph
<br /> 7,s.�xiar stces nat3ra�e t�da sa. �
<br /> Aay amsualts t8sbursed by Leader uader this paragraph�.7���i�ll���.i�ime additionai debt of�ortuwer secured by this
<br /> Sectarity Inssctt�neY�t:Ualess Borrower and L�nde�agree to oil�er t�r�ns�g�pavmeat,these�mounts$ball bear interest from the
<br /> date�of i�isti�itt at the Note rate and shall be payable. with interes�:��upon notic�e ftiim Lender'to Borrawer.tequesting
<br />' paymant. '` . .. . .
<br /> 8.Mortgag�it�uaoce.If Leader reqtilred mortga�e iasurance ac.�a�fi►tlition of making the loaa secured by this Secutiry
<br /> Iastiumem, Borro�vcr shall pay the pcemiums required to roaintain t�e�a;�rtgage insurance In effect. If, for any mason. the ,
<br /> mortgage u►sacana ooverage requir�ed by Lender lapses or ceases W be�,sf�Qa,Borrower shali pay the premiums required to .'� .
<br /> o6tain caverage substuntially equlv�Ieat to the mortgage insuranoe previo�f"s�+in effed,at:a oost substanHaUy equivalent to the ".
<br /> oost to Barrower of the aao�ge inwrance previously in ef�cxt, from an altemate m4rtgage insurer appmved by I.ender. if
<br /> substantially equivaleat mortgage insucence covetage is not available,Bormwer shali Qay to L�der each month a sum eqnul to
<br />� one-twelfth of the yearly mortgage iasuranoe pe�ntum being paid by 13+�rrower when the insurance covera�e Iapsed or ceased to ,
<br /> be in effect.L�Ber will accept,use and r�tain these paymeats as a loss tescrve in lieu of mortgage insuran�e. Loss �eserve
<br />. Fotm 3028 8i90 , '
<br />. � ' Papu 3 ot 8
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