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<br /> - -- -- 98—�`�u�sey -
<br /> TOUSTN�R WITH ull thz impravemcnte now or hereAtter crected on the prnpcny.und ull cusenums. appurtenancoh,urcci `
<br /> Cxtures nuw ar hereaQer u part af the peapecty. All replucemen�9 aitd ndditions �;hi►tl ulsa be ci�ver�d by this Scruriw
<br /> Insttument. All�f thc fiircguing is rc:fcrrcd w in thia Sccurity 1nstNntsnt us thc"Prapcny."
<br /> BORROWER CAVRNANTS thu�Bs�rrc+wer iy Iuwililly ncised nf the estate hemby c�mvcycd und hus tho riBht to grant a�td
<br />' ennvcy the PrapeRy und thut ihc Prupeny iK unencumbcred,exmpt for encumbmnccw nf rcami. Borru�vcr�vunr�nis und w�lt,
<br /> defend generally the tide ta the Property against ull cluimy und demansis,subJcct ta uny encumbmnrcw of rec��rd,
<br /> THIS SECURITY INSTRUMENT cambincs uniFarm cvncnzn�s for national usc and nan-unifiirm c�wenante wIth limitrxt
<br /> variations Ay jurisdictjun ta vonstitute a uniYorni secudty instrument cnvering reut property. `
<br /> UNIRORM COVBNANTS.Borrower und Lendcrcovennnt wKi �gree n+failowc;:
<br /> 1. Payment ot Principal and Interest; Prepayment und I.ctte C1wrplcs. Borruwer shnll promptly p��y whan dua tltc
<br /> prirtcipal of and lntetest on the debt evidenoed by the Note nnd uny pnepayment nnd Inte chargcw due under tho Nutq.
<br /> Z. Funds[or Taxes artd Insuranee.Subject to applicnble luw or ta u w�itten wniver by I.cnder.Bc�mow�r sh�ll�gay to
<br /> Lender on the day monthly payments nre due undcr the Note,until the Nute is paid in full.A sum("Furtds") for:(r�)yearly tuues
<br />; nnd assessments which mny attein priority over this Securiry Instrument us a lien on the Property;ib)ycariy iease6ald{myments
<br />. or gmund rents on the Pcaperty,if uny;(c)yearly haznrd or property insurance premiums;(d)yeuriy ttoad'snsuranoe preaiiums.
<br />' !f uny; (e)ye:uly mortgage insurcince premjums, if any;und(�any sums puyable by Born�wer to Lertdor. in ncrn�liu►ce wlih
<br /> the provisions of paragrnph S,in lIeu of the payment of mortguge in�umnce premiums.These itcma one cnlled"Fscrow Items."
<br /> Lender may.at any time, coAect und hald Funds tn an nmount not to exceed the muximum nmaunt A lendcr fqr a federnlly
<br /> mlatsd mortgage loan may nequire for Borrower's escrow acoount under the federal Real Estute Settlomant Pmcxdnres Act of
<br /> 1974 as amendesi from dme to time, 12 U.S.C.Sectioa 2601 et seq_ ('ItESPA').unless anothor law that applius to the Funds
<br /> sets a lesscr ara�avn� If so. l.ender may.at any tlme.collect and hald Fimds in nn nmount not to eacoed t�� lesser nmount. �
<br /> Lender may eSiir�4ate the amount of Funds due en the basis of cvment duta and reasonuble esttma�es of eKpend6b�s of future
<br /> �.u�row Items or otherwise in accordance with applicable tuw.
<br /> The Fuuds shall be held la an insdtution whose deposits are insure� by u federal uge��cy, instna�tc�ity. or entity
<br /> (including I.c�ucl�er.if I.ender is such an insHtudon)or in eny Fe�eml Hoine Loan Bank.Lender shall apply ei►o Fands w pay the
<br /> Escrow Iteutg.Lender may not charge$�oirower for holding ut�d epp3ying the Fwids,tannunlly enalyzing the escrow axount,vz
<br /> vedfying the Escrow Items.unless Lender pays Borrower interest on the Funds and applicable law pem�its Lender to msikke s►�c2�
<br /> a charge.However,L,ender may require�orcower to pay a oae-dme charge for un independent reai estate tax reporting service
<br /> used by I.eader in coanection with this loan, unless upplicable law pmvidea otheivuise. Ualass an agreemtnt is made or
<br /> applicable law rey�ires inte�st to be pa�d,I.eader shall Aot be required to pay Borrower Any inwrest or earaings on th$Funds.
<br /> Borrower and I�nder may agree in wretit�e,,'fiowever,that intereat sbnll be paid on the Fuads.�.+euder ehall give to Borrower,
<br /> vuithout chazge.an ennual axovnting a'F tp1�:Fuads. showing credits and Gebits to the huads and�e pu�OSe ior vfhich eacb
<br /> 4lebit ta the Funds was mtxlia.�'he Funds are pled�ed�s additiona�security for all suma secured by tuia Skcytricy Ynswment.
<br /> If the Fuods held by�,�v�exttieed ttie umounLS petmitced w be held by applicable taw,Leuder synll�,:iscount to Borrower
<br /> for the excess Punds ia aocdtd�ance wit6 the requirements of applicable law.If the amount.af the Funds held by Lender at any
<br /> time is not sufficlent to pay the Escrow�te�when dus.Lender may so notify Borrower in:wxi�iln�,'qnd,ia such e�se Borrower
<br /> shall pay to L,ender the amopnt neces�us Ao makc up the defiai�nay.Bo�o+ver shaU make u�t,t1"ae defidency in no more than
<br /> twelve monthly pay►�ents,gt�der's stfle discretion. � •
<br />: Upon pay�ut ui fuY'd�ci'f�all sums securod by thts Securiq Instmment� Le��ler shall prompdy refund to Bcrrower any
<br /> Funds he(d by I.es�der.lf, +u.�0er�ara�r�h 21.L�ender shall acquire or.seli•the Froperty,Leader,prior to the acqulsitton or sale
<br />; of the Ptoperty,sh�U appY�2ny Furids:;�ad by Lender at the time oF aeqqisition or sale as a crodit ogainst the sums sccurod by
<br /> thisSecurityY�s�nt. .. ��:. ''`:�.. �
<br /> 3.ApplGt '�tion oil'�g�ps.U��upplfcabia.l.'sw providesodterwi�a,aU'p�yments receivod by I.enderur�der paragraphs
<br /> � ,: 4.�ud 2 shall be applied:�q�s�;3o any ptepayment cfa��due under the Nata;6�s,+anci,to amounts payable,uni�er paragraph 2;
<br />� �'fhird,rn iruecest due;fourt�:•t�o Drinci�aJc due:and lest,'to anY late charges due undet¢�e Note. _
<br /> 4.Chprges;fdeaq.Bomnwer s�a&�p�y all taxes.asse.csaiema,,c6ai�es. fiues and im�msi[ions atMbutable w the Pc+oPertY
<br /> which roay attain priority over this Sxcuri�}+Insuument, and leasehold�puymenta or gmund�;re�fs,if any. Borrower shnit pay
<br />: these obllgations in thx manner provfd�jn paragraph 2�or if not paid�in•th��munrter,Bormwa"ShaU PaY tl�em on tlme directly
<br /> to the person owed payment.Borrower shall prompdy furnish to Lsnder s�A�doHces;of amounts to be paid under this paragraph.
<br /> If Borrower makes these payments directly,Borrower shal!promptly fumish to Lerider reoeipts.evidencing the prryments.
<br />: • Bomon+er shall promptiy disrt►arge any lien which has priorit�•AVer tlus Security Instniment unless Borrower:(a)agra�ia
<br /> writing t0�Yt�gaymeat of the obligatiba'��ured by the iten in a mamner acoeptable to Lender.(b)oontests in good faith the 1fea/�
<br />' .t'by� or defends against enforoeaunt of tl�e-lten io, legal proceoditi$s wlrich in the Lender's t�inion oRerate to prevent'(he
<br />: ���:e�iforcement of the Uen;or(c)secures fmm the hox�r�a oY the tiea an ag�+eement satisfnctory to Ire�ider subc�ordinating the lien to
<br /> ���!t¢iiis Security Instcument.If LetxIer determines tFiat;�ey.part of the Property es subject to a tien which may�ttain priority over
<br /> this Security Insuvmem,i.ender may$cpG i3ortower a notice identifying the lien. Barrowet s1�t'batisfy the lien or take one or
<br /> mon of the actions set forth above wit4�.iz�4C}days of the giving of nottce.
<br />, ' ' Form 3028 9/fl0
<br /> P�ga Taf 8
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