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<br /> �"�'""�`� S. Hazard or Yroperty Insvraace. Bonower shall kcep the improvemznta now exfsting or hereafter erected on the
<br /> L'`^"�R��`' Property insared agalnst loss by fire.hazanis Included witbin the term"eatended coverage'and aay ather hazards, includinB -
<br /> tloods or floodlag, for which Lender tequires insurance.Thia insumuce shell be malntaiaed in the azaounts and for the pedods
<br /> � °�^��• that Lender requires.The inaurance carrier pmvidi�g the inaurance ahall be chosen by Borrower subJect to L.cnder's approvnl
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<br /> ._.��..:,,�� , which shall aot be unreasonably withheld. If Borrower faila to malntalu coverage descrfbeG ubove. Lender muy. at I.cndcr's
<br /> � � option,abtain coverage to pretect Lender's rlghta in the Property ln accordsnce wlth paragraph 7.
<br /> "'k Alt insuranee poiicics and renewais shali be acceptable to Lender and sha11 Inclede a stnndard mongage ciause. I.ender
<br />�'�`�i��`� shall ttave the r� t to hold the liclss and renewals.If Lender
<br /> �,... . ' gh po requires,Bonnwer shall promptly glve to I.ender atl reccip�s ot
<br /> � paid premiums and renewal notices.In the event of Ioss,Borrower shall give pmmpt aotice to the insuranc�carrler and l.ender.
<br />-= Lender may make proof of loss if not made pmmptiy by Borrower.
<br /> ,�==�'� � Unless Leader and Borrower otherwise agree ln wridng,Insurauce p�s shall be applied to teatoration or repalr of the
<br />- ���il. Property damagcd.if Ute restoration or rcpair Ia ewnomlcally feasible aad Le�tder's se�urlty fa not tessened.If the restoration or
<br /> ••. ' '�"' repair ia aot economict�lly feas�ble or Lender's security would ts�lessened,the insurance proce�ds sha!!bo applicd to tha eums -
<br /> , s�by thia Securlry Instrument. whether or not then due. wlth any exce.ss paid to Bonower. It Bonower nbandone the
<br /> Property,or doea not anawer withia 30 days a notice from Lender that the tasurance cacrler has offered to settle a ctaim. than
<br /> Lender mRy collect t�e inaurance proceeds. I.endet may use the proceeda w repair or restore the Proporty or to pay suma
<br />�'� �'���� se�ured by tbis Securlty Insttument,whether or aoi then due.The 30�day pertod will begin whea tha eodce is given.
<br /> '}��`!�-�� ' Ualess I.,�nder end Borrower otherwlse agree in wridng. aay appllcadon of proceeds to princtpal ehall a4t extend or
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<br /> � :`�%`; postpone the due date of the mqmhly paymet�ts teferred to In paragraphs 1 and 2 or change the amount of the payments. lf
<br /> - ,�n;��-:, under paragraph 21 the Y�roparry is acquired by I.eader,Bormwer's rlght co any insurance policiea Rnd proceeda resulting from
<br />'.�'�.:. �.,�;:i�� damage to the P[operty Prlor w the acquisitioa shall pass to Leader to the extent of the sums secured by thia Securlty Instrument
<br /> �''I �:"�`i."�si. tmmediately prlor to the acquieition.
<br /> 6.Occupancy,Preservation�Matntenance aad Protedtou af the Property;Borrower's Loud AppUcattont Leaseholds.
<br /> ';L�`��!+'' Borrower shaU occupy,establish,and uae the Prop6rty as Borrower's prlaclpal resideuce within sixry days after the execution of
<br />- thia Securlty Insuument and shall cantinue to occupy the Proper¢y as Borrower's principal residence for at least one year after
<br /> ��� the date of occupancy.unleas I.endar otherwise agc�s in wridng,whicb consent shall aot be unreas�nably whhheld. or tuiless
<br />:s.-�;-� eateuuadng clrcumstaaces euist whicb are beyond Borrower's coatrot. Bomower shell aot desuoy, damage or impair the
<br />";,a;o Property. allow the Proparty ta deterlorate, or commit wastc on 0e Property. Bormwer shall be In default if eay forfetture
<br />�:_�."�'� aaion or pmceeding.whecher clvil or crimiaal,ia begun that in Lender's good faith judgment could result in forfelture of the
<br /> _••___;,�,� Fmperty or otherwlsa materlaliy Irapair the lien created by thle Secudty Instnunent or Leader's secudry inurest.Borrower may
<br />---_'---- �c aucL a dcf�wtt aud c�L-,seate.es p�ovId�i in Pe�ag�ai►b 28,�y�wuelug the a�:tian of prxeedi�g ta be ciismis�e3 with a ruli�g
<br />_-"'°'� that. in Lender's good faitb deternoinatioa, precludes forfeiUU�of the Born�wer's ittterest in the Pmpertyr or other maurlat
<br /> —'-- — impairment of the liea cmated by this Securlry Uosaumeat or Lender's secuclty intBrest. Borrower shall elso be in default if
<br /> �.�-n---��� Bortower,dur3ng the loan agplicatton process�gave rnaterially false or inaccurate information or statementa to Lender(or fatled
<br />--_ - to pf+nvlde I,en�er wIth any materlal�aforn�tion)in connectlon with the loan evideaced by the Note. including,but not Ilmited
<br /> - -- to,regrese�►tat9o�s eoncerning Bonawer's.occupancy af the Property as a principal residaaao.If this Secudty Inamwtent is on a
<br /> �s���.�� leasehold, 8oirower shaU cotnply wIth alI the provislons of the tease. If Bormwer acqutres fee dde w the Property, tha
<br />---- — — leasehold and the fee dtle s�atl not merge unless I.ender agrees to the merger in writinQ.
<br /> -.-_—= 7.Protxtfon ot I.entler's Ittg6ts in the Property.If Borrower faits to perform tha covenants and agreements contained in
<br /> �— 'tliis Sequity Instrumeat.oi there ia a legal pmceeding that may dgniRcantly affect Lender's rights�in the Property(such as a
<br /> -- .°_= pmcading in bankruptcy,probate.for condemaatton or fodeit�are or to enforee laws or regutat�ans).then Lender may da and
<br /> � pay for whau,wer is necasary to pmtect the value of the Property aad Lender's rlghta ia the Property. I.ender's actions may
<br /> include paying any suma secured by a lien which hss p�lority over this Securtty Instiument, appearing in court. paying
<br /> __�__.__� t+easonable attorne�rs'fees and enterin�on'the Praperty to make reQairs.Although I.Ender may take acdon under thia paragraph
<br /> -- --�---- 7,��I�ader dae.a�ut ha�e to do so. .
<br /> Aay araounis dtabuise�d�by l,ender undar this pazagraph 7 ahaU become additional debt of Borrower secuc�ed by this
<br /> Secudty Iaswment. Unleas�osawer and I:eader agree to other amns of paymeat. these amounts shell bear interest from tke
<br /> dau of disbluseatent at We Note rate and shaU be payable,with interest.upon aoHce from Lender rfl Borrower requesting
<br /> payment. '
<br /> 8.Moetgege Iativra�tce.Tf Lender required mortgage insua�nce as a condition of maldng the loun secured by thia Secudty
<br /> - `_� Insuua�ent.Borrower sbaU p�r the premiums requireci to matutaln the mortgage insuraace in effect. If�for any resson. ihe
<br /> mortgage insuranoe oover�ge required by Leader lapses or ceases w be in effect.Borrower shall pay the preiniun�s required to
<br /> - :- obtain coverage substantially equivatent to the mortgage insurance prevlously 3n effect.at a cost substanflally equivetent to the
<br /> cost to Borrower of the tnortgage ineuranoe previonsly in effect,fmm an altemete mortgage iasurer approved by Lender. If
<br /> substaudaUy equtvalent mortgage insureaoe ooverage is aot avaitable, Borrower shall pay to I�uder each month a sum equal to
<br /> _-a� one-twelfth of the yearly mortgage lnaurance preanIum belug paid by Borrowu whon the lasurance coverage lapsed or ceased to
<br />,_ - be in effect:Lender wUl axept.use and retaln these payments as a loss r¢serve in IIeu of mortgage insurauce. Loss reserve
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