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<br /> �•���� TO(iETHER WITH all the tarpmvemente aaw or hem.�fter erected on the pmperty.and ail easementa.appurtenances.and �
<br /> :-;;�� , t3atures now or hereafter a part of the property. AIl reptucements and addidoas shall also be covored by this Security -
<br /> ��. ;�� " Iastrument.All of the foregoin�is refarred to in tbis 9ecurity Instruaneat as the'Property.` _
<br /> ��,� " BORROW�R COVENMTTS that Borrower is latvititlly Foised of the estate hereby conveycd and has the dght to grant and =
<br /> convey the Property aad that the Property is unencumba�+ad,eacept for encwnbraaces of record. Borrower warrants aud will -
<br /> - ��'•��� ' defend gcnerally t�e tiUe to the Ptoperty agaius[all claims aad demaada,subject to any encumbrances of record. '
<br /> ��•� THIS SHCURiTY INSTRUMENT combines uniform covenants for aational use and non-uniform covenants with limited
<br /> _��.-";;}� variationa by jurisdiction to consdtute a uaifarm security instcument covering real pmpercy.
<br /> -. UIVIFORM COVENANTS.Horrower aad LenAar aov�aant and agree as foAows:
<br />;_��," " 1. Aayment of Yrtncipt�l and Interest; Prepisym4�t and Late Chsu�es. Borrower shall promptly pay when due the
<br /> grincipal of and interest on the debt evidanced by tha Nota and aay prepayment aztd late chargea due under thB Nots.
<br />"� 2. I�1�nds for Tiuces and Iqsus�utae. Sut�nct tp tzpp�iaable law or to a wrltten waivar by L.ender. Borrower ahall pay to
<br />---::�-� L.euder oa the dmy.m�nthly payments ar�dua undar tha Note,until the NotB is paid in full,a sum("Funds")for:(a)yearly taxes _
<br />' ' � and assessinents wbich may attain ptiadry over tbia SdcuRty Insm�ment as a lien on the Progerty;(b)Year1Y leasehold payments
<br /> �""� or ground reau on the Property{If asiy;(a)yeariy bara�d or pmgecry lnaurance premiwns;(d)ycarly flood insurauce premiums,
<br /> ��:`:kYa: if an :(e)Yearl mort a e Ws�rance
<br /> = Y Y �R P�niums,if any:aad(� any swns payabla by Borrower to L.ender,in accordance with
<br />_`?::�;��,�, the provtsloas of paragtagh B. in lieu of,tha�ymeat of mortgage insarance pt+emiums. These Items are called"Escrow Items."
<br /> b?%� `'`" Lender raay,at a�+ time, coUect and hald,�uads ia an amouat not to exceed the maximum a�ttount a lettder for a federally
<br />'��'���• rclated mortgage loan may n�quire for 8orrower's escmw account under the federal Real Estate Settlement Procedures Act of
<br /> J� 1974 as amcnded fi+om timo to elme, 12 U.S.C.Section 2801 et stq. ('RESPA"). unless another law that appttea w tlse Funda
<br /> °•'�"�'' sets a lesser amount. If so,Leader may. at aay time. collect atid hold Funds in an amount not to exc�ed the lesser araount.
<br />_��� !- I.ender may estia�ate the amouut of Fuads due on the basis of curtent data and reasonable estimates of espenditures of�
<br /> Escrow Items ar othenvise in accordance with applicable law.
<br />.�c��r�.,�'. The Funds shaU be held in aa inatitution whose deposits are iasured by a federal agency, instrumentaliry, ar entity
<br /> _, �_ (including Lender,i�Leuder is suah an insdtuttoa)or ln sny Federal Home Laan Bank. L,ender shall apply the Funds to pay the
<br />:=_r�: Hssmw Items.Lrender may not chazge Borrower for holding and applying the Funds,annually analyztng the escrow account.or
<br /> r�'%+:� verlfyiug the ESCmW ACms,ualess Lender pays Botrower ia►terest on the Funds aad appl�cable law permits Lsnder to make such
<br />:-�-k'`�' a charge.Howeder, I.einder may requlre Borrower w pay a one-time charge for an independent real estate taa reporting service
<br />�_;,��•.. �sal by I.eader in crmnecdon wIth this loan, untess applicable law pmvides otherarIse. Unless en agreement is made or
<br /> ""'�' licable law interest to be aid.Lender shall not 6e to a Borrower an uiterest or eamia s on the Fuads.
<br /> :�.�-: aPP �� P �N� P Y Y� �
<br />'.'�-�T�:���� Bonower and L.ender may aAC�ee in wdtinit.however.that interest shaU ba paid on the F1�nds. Leader sbalI gtve to Borrower,
<br /> ���� without charge. aa aanual accoundag of the Funds,showing credlts and debits to the Fwads and the purpose for which each
<br /> ��_. dsbit w the Funde was made.The Funds an pledged as addidonal security for all awns secured by this Sscunty Inamiment.
<br /> _l=y�� If tha Fun�ds�eld by I.ender ca�ceed the amounte permttted to be held by applicable law.Ixnder shall ac�couat to Botrower
<br /> _-- ° for ihe eacess F�mds iu aceonisuce wIth the requirementa of applicabl�law. If the amount of the Fuads held by Lender at any
<br /> =""�'��`=i tir,ae is not suffictent w pay the Esorow Itema when duo,I.ender in�y►so nodfy Borrower la wrIting,and.in such case Bocrower
<br />-:''`'t� shaU pay to Lender the amount necessar�►to make np the d�flciency.Borrower shail make up the daficiancy in no more tban
<br />:":��'��� tweIve moathlY Paynaents.at Leader's sole dtecretion.
<br /> --__:—= Upon payineat in fuU of aU sums sewned by this Secur[ty Insuument. I.ender shall pmmptly refaad to Borrower any
<br /> --------= Funds held by L�ender.If,under paragraph 21.Ixnder shall acquiae or sell the Property.Leader.prior to the acquisition or sale
<br /> of the Property, shaU apply aay Fuade held by Lender at tbe time of acquisition or sale as a credit against the sums secvred by
<br /> this•Security IneWmcnt.
<br /> • 3:Applte�tlan ot P�ymeuts.Unless applicable law•provtdes othe�wise.aU paymenta received by Leader uacYer paragraphs
<br /> 1 and 2 shall 6e applied: firat. to any P�PaY���5�due umder the Note�seoond.to eawunts payable under paragraph 2;
<br /> -=-_ - thL-d,ta iattrM.Nt�n.^.;fo��ta priaciFat dur;,and 1ast,ta any fa::,c�ata..:;d�ae uader tlfe Nats.
<br /> � 4.C�argesi I:icn�. Borrower shaU pay al!taxes,assesamente, charges. fines end impositions attributable to the Pmperty
<br /> whtch may attain riodry over thia SecucIty Insnvment, and leauhold paymenta or ground rents. if aay. Bomower shaU pay
<br /> --- these oblfgations i��ihha�lprovidod in paragraph 2,ot if not paid ia that manner.Borrower shaU pay them on time direcHy
<br /> w the person owed payment.Bomower shaU pmmpdy furnish co Lender all notices of amouata to be paid under this paragrap6.
<br /> If Borrawer makes these pay�nts dincdy.Borrower shall promptly fucnish to Lender reoeipts ev�dencing the payments.
<br />_ __ _ Borrowa sheil pmmptly discharge any lien wbich has prtoriry ovu tlils Secur�ty Instrument unless Boaower:(a)agrers in
<br /> wri2ing to the payment of the obligation secured by We liea�n a maaner acceptabie w Lender;(b)contests in good faith the iten
<br /> by�07�dCfends against enforcxmeat of the lien in, legat ,proceedings which in the Ixnder's opinion operate to prevent the
<br /> enfoxcetu�t of qhe lien;or(c)sccures from the hoIder of the lien aa agoament satisfactory to L$nder subotdiaating the lien w
<br /> — tb�is Seciu'ip►Ynsm�m�nt. If Lender detennines that any part of the Property i�subject to a tien whfch m�y attain prlority over
<br /> �jg�ri�l inafnim ��_ ��may give IIormwer a aotice ide�ring the lien. Bomower shail satiafy the iten or take one or
<br /> -- -= moYe of the aetions set fo=th above withW 10 days of the givlag of nodce.
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