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<br />-_ �. Hnmrt�Qr p��y r��...�. BRl�tC� 8�IRII �t�N IIlO Iu1pCOVtlI�1Bq1A nuw Cx�sllllg OI I28iC8fter eiCCICd QA It16 €-
<br />=_� Property iasured agalnst loss by flra,hi�auds iet�Gtd�within the term 'eatendec!caveraBe"and r�y other heztuda.includiag E',
<br />�,� floods or flaadiag, for which Lendar requites ta9�ims�ce.This insur�nee sha11 be mnintnined in tho nmounts and for the pedoda -
<br />,� that Leadet requires. 11te iasumnoe ca�rl�r pMVldtng the inaurAnce ehtill be chosen by Betrower subject to Lender's approval =-
<br />� which ahall not ba unreasonubly withhald. If�ozsower fails to mnin4nin ccsverage deacribed Above,Lender may. at Lender's
<br /> e: option.obtaia coverage to protect Lendar's dphtp in the Property in eocordaace wlth paragreph 7. =
<br />�^�� AII insurauoe policies and anawals ahntl,ba acaptuble to Irendar and shn11 taclude a stendnrd mortgage clause. Lender =_
<br /> sha11 bnve the rlght to hold the�attcies uad tencwsiis. tf Lendce c+equlrea.Borrowee r,S�a]!pwmptly gtvo to Lender aU receipca of ��
<br />-- patd premiums and nnnwa]notlaes.Ia tlie eveaz of losa,Bormwer ahaU give pmmpt notice to the inawance carrier and l.ender.
<br />��� Lender may make proof of loas if aat matte promptly by Borrower.
<br /> UNess l.ender aad Borrower othe�wlsrt agre�Im wrItiug.iasuranc�proceeds ahall be applied to restoration or repair of the
<br />`� Property daraaged.if the restoration or rep�ir.t&tooaamtcaUy feasible and Leuder's security is not lessened.If tba restoration or _
<br /> repair is aot economically feasjblo or Leader's sestuity would be lessened.th�insurauce praceeda shal! be applied to the sums
<br />�' aecund by this Stcurtry Insuuraent. �9h�ti[OT At?1'�then due. with any excess pald to Rarcaw6r. If Borrower abandans tho .
<br /> � Property�or does not answer within 30 dt�yya a notice from I.ender that the insurauce cari�or nas offered w settle a claim.then
<br /> Leader msy collect the insuranoe pmoeafa. Lender mt+yr use the proceeds ta repair or restore the Property or to pay sums
<br /> secured Ay this 5�xurtty lnstivument.whetharor.4at•th�n dme.The 34day perlad will begw when the notice Is givan.
<br /> _ UNess Leader and Borrower otbc�rrv�o agre� ip�writing, az►y application of proceeds to prtncipal sball not extend or
<br /> postpono the due date of the moathly parymanta cefan�d,ta in�patagraghs I and 2 or change tha amount of the payatents. If
<br /> , uader paiagraph 21 tha Prop�ty is acquit+�d by I,ende�c,Bmiaw�r's dght to auyr lnsurauce paHctes and proceeda nsulting from
<br /> �- damage to the Pmpeny priar to the a�qair�idon ahati pass t�Le�►dar co the extent of the su�aoa secure�l by this Security Instnunent �
<br /> = immediately prior w the aoquisition.
<br /> __ 6.Oocupaacq.Pt+�ervation,Moitateuance aad Pmtection e4 the Property;Borrower's Loan Appllcatlon;I.easeholds.
<br />-_- Borrower shall occupy�esmblish,and ut�e ttte Property as Borrower's priacipal residence within sixty days aRer the exocutton of
<br /> � this SxurIty Inst�ument an�d shall oontfinue w o�xupy the Pmpeny as Bornower's principa]residence for at least one year after
<br /> = the date of occupancy.nnless Le�tder oth�ara�se agc�ees in wridng,arhich consent shaU not be unreasonably withkeld.or unless
<br /> , estenuatiug circvmstenoes exist whfoh are b�oad Borrower•s controi. Borrower sUall not dustroy� damage or impair the
<br /> Propercy.aUow the P�eperiy to detBrtorate,or�commit aasu on the Property. Borrower�ahaU be in default if any forfeiture
<br /> action or pmoeed�ng,wh2ther civil or erimin�l��S b4gutt that in Lender's goad faith judgment could result ia forfeiture of the
<br /> Property or otheiw�e qal2arlally impais the ll�,creat�si�by thia SecurIry Insoiument or I.eader's secudry iaterest.Bortower may
<br /> cure such a default and�+rinatate,as pmvided ia paragraph.l8;,by e�using the action or prooceding to be dismissed witb a�ruling
<br /> � ttsat. �s Lcattcr's gcad fai8s�tm,Prxtudas tarfn�stttc of thc Bonawtr's iatct�;i in tha F'c�p�ty or orhec �aa�-taI .
<br /> impaizmcnt of tha lian a�+eated 6y this SiecurIry Insm�ment or I.eader's securiry intcrest. Borrower ahall also be in defaWt iP
<br /> — Bomawor,during tho te�appliaatton pt+aress.gave materlally false or inaccutate infomaatfon or statementa to Leader(or faited
<br /> to provWe Lender wlth�y material�1�ufo�aoa�on)in connectton wIth the loan evidencod by the Note.iacluding�but not limited
<br /> to,rapresmWtions coaixming Plamow�r':s oaupancy of the Prope�ty as a prinoipal z+esidence.�g WIS SCGItIty I�S11Uri1Ent IB OA 8
<br /> Icasehold, Bomower shall comply•�wlih•all the provisions of the lease. If Barrower acquites �'ce dtle w the Property. the
<br /> leasehold and the feo title sbaU not tnerge tuil�s Leader agrees to the�erger in walting.
<br /> 7.IRntectMn qt&�nder's Rights in the Pr±opea�y.If Borrower fails w perform the covenants and agreements contaiaed ia
<br /> this Secu�ity instnim�,Z;or there is a legal pratendii�g that may sEgaifccatttly.a�fett Leader's rights ia tha Property(such as a '
<br /> prooeediug in banktuptcy,pmbate.for oondemaation or forfeitune ar to eafone laws or regulations),then Lender may do ead
<br /> pay for.wbw#sver is aecassary to pmtxt the value of the P�ogarty and Lender's dghts in tha Property. Leader's aedons may
<br /> Include� P�yin� at►3' sums socut+cd by a Uen which has prIoriry ovet this Security Insuvmant, appearing !n oourt� PaY�
<br /> reawnable attomays'�f�aes aad eatering on the Amperty to make npairs. Although Leader may take action uader this patagraph
<br /> 7,I,ender dces noi b�v�ea do so.
<br /> - f�rlY anconnts di�bntsed by Len�er under this paragraph 7 shail beoome addidonat debt of Bormwer saured by thts �. .
<br /> Seourtty•Tnsuument. Unless Bormwas and Lencfer�to other urms of payment, these araonnts s6aU bear imerest trom the
<br /> date�of t4i5Giusemertt�at the 1Vate rais aad shall 6e �ayable. with inten�t. upon nodoe from Leader to Borrower nquest[n�
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<br /> 8.MortgAge�ana.If Leuder nquiied mortgage insuranoe as a coadition of making the loan seeured by tLis Securiry
<br /> - Iasmtmeut, Borrowar sHatl pay the pnminms nquired w m�intein the mortgaga insuranoe in effect. If. for any reason, the
<br /> mortga,go insuranae ooverage requi�ed by Lmder lapses or crases to be ia effect.Borrower shalt pay the p:emiums required co
<br /> obta�n•�vmcage substaatiaUy equivalent w the mortgage insurana prcviausly in effect.at a cost substanlially eguivalent w the
<br /> cost to Borrower of dte aiortgage insurancc prevfonsiy in effect, from an altemate mortgage insurcr approved by Laid�r. If
<br /> _ substandally oquivaleat mortgage insuranca wverage is noi available�Borrower shall pay w Leader eac�►moath a sum equal to
<br /> onatwelRh of the yearly mortgage insuraace pnemium being pald by Borrower when the inauranoe ooverage lapscd or oeagod to
<br /> - be in effax.Lender wW aaepi,use aad�+etain these paymente as a loss resezve in lieu of mortgage lns�rance. Loss rr�ve
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